misstara's debt diary 2018

misstara

Another NSD today

I'm now off work for 4 days :T. Heading to Stirling tomorrow to do a run with my friend and going for lunch with my gran on Monday, other than that I don't have much planned which will be nice

misstara

Did the run yesterday, was pretty hard going but survived . Relatively low spend day - £1.50 on snacks and £1.20 on parking. Went for a pub lunch after the run but my friend paid for it as I drove.

Today I've spent £10.36 on some food shopping and £3.99 on a top from a charity shop. Other than going out with OH for a couple of hours shopping, I've done very little today - mostly sat and watched musicals

misstara

Went round to my gran's for lunch which was lovely to see her and did my wee shift for 2nd job this evening which will get me around £30

Few spends today - £6 on coffee (was very close to running out which would have been a disaster :rotfl:), £3.49 on thank you cards, £6.96 on stamps, £3 on toiletries and £16.12 on petrol.

misstara

Not much to report from today - went to the gym and it's been a NSD . Added £1 to the emergency fund and paid £1.20 to the debt.

Back to work tomorrow so suppose I better go get organised and then get an early night.

misstara

Didn't get round to posting yesterday as there's just not much to post about, pretty much just trying not to spend money. It was a NSD

Had a good chat with OH last night about future stuff, paying off debt and saving a proper emergency fund.

misstara

Thursday and yesterday were NSDs but will definitely need to do a shop later as running low on a few essentials.

Absolutely :mad: at myself, got a letter earlier to say I'd driven in a bus lane, £60 fine :eek: but reduced to £30 if I pay it within 14 days. I'll pay it next Friday when I get paid so it will just be the £30, so annoyed though.

misstara

Not managed to post for a few days as really hectic at work. Spent £41.46 in the supermarket on Saturday and did a big stock up. Should only need bread and milk this week. Today I put petrol in the car (£10.57) and bought a birthday present for my mum (£15).

misstara

Absolutely shattered as was on night shift last night and didn't manage a good sleep today. On night shift again tomorrow night, not ideal but at least lots of overtime so February pay will be good

Today has been a NSD and I went for a run

misstara

Haven't posted for almost a week, been a tough one with work and personal stuff but hopefully looking up now

Got paid on Friday from 2nd job - got £37.74 which is more than I thought. £13.77 replacing what I had spent on trainers, £21.44 on moisturiser (usually £32 for the one I like but got a reduced price gift set so the moisturiser plus a serum and mask and the moisturiser will last at least 6 months) and £2.53 to the debt.

I've posted away my passport form but that will be £85 added to the credit card once it gets there. Also got electricity bill through and is £263.88

Got paid on Friday from main job but have had to dip a bit into it so will wait until Thursday before doing my budget.

misstara

Budget is done and it makes for extremely depressing reading

£1358.88
- £986 usual bills (no council tax )
- £146.82 car
- £161.38 electricity bill (£42.50 already saved towards it plus £60 from OH)
Leaving a grand total of £64.46 :eek: for food, petrol, debt repayments and 3 birthdays (OH, brother and sil).

So annoyed at myself because it wasn't a great wage to begin with and I should have been more careful but what's done is done, just need to make a plan to get through the month.