misstara's debt diary 2018
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You just reminded me to get my readings for electricity xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Got paid £50.97 from 2nd job yesterday so £115.43 altogether to budget
- £15.43 to debt
- £50 food
- £20 petrol
- £30 presents
I've got a shift with 2nd job tomorrow and another one next Saturday which will get me around £100
Spent £39.16 in the supermarket today, probably could have spent less but OH insisted on coming with me :rotfl: Was unable to get a few gf df things so will pick them up tomorrow after my shift.
The £85 for my passport has cleared on my credit card so the debt has gone up a littleDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0 -
Spent £5.90 yesterday on the few bits I couldn't get the previous day plus £1.20 on a paper. The electricity bill has been paid and I've also paid £5.88 to the debt
I owe my sister £30 for my brother's birthday present but she says she is happy to wait until the end of the month for it :A
Today has been a NSDDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0 -
Yesterday was a NSD
Today not so much - £38.16 on petrol, £18.26 on food and £2.20 on a coffee (was at a football match through work tonight and it was freezing!). I unfortunately managed to get a parking ticket :mad::mad: so £30 of my pay from 2nd job on Friday will have to go towards that.
I'd put my name into the ballot for the GNR and found out today that I'd got a place :eek: so that was £56 on the credit card My friend also has a place so we'll be able to train together which is good. We'll need to go down the night before and probably stay that night as well so will need to look for cheap accommodation.
I've booked accommodation for my friend's wedding in August, 2 nights for £125 with 10% back after I stay so really pleased with that don't have to pay it until arrival, just have to look for cheap flights now. Am hoping to lose some more weight so I can fit into the dress I wore to my sister's wedding to save me buying anything new. Have lost 10 pounds since the start of the year :T only another stone to go!
I noticed that the 0% deal on my credit card runs out at the end of this month so will start looking around for another one. I've still got 2 credit cards open with no balances on them so hopefully can transfer to one of them.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0 -
All looking good bar the parking ticketMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 8lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 42.4% through my pb challenge.0
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Thanks INOD . I'm still :mad: about the parking ticket - I parked in a street that I thought was covered by my permit and didn't check as it was dark and I was in a rush. Turns out my permit covers me for the next street, not that one :mad: ah well I'll know to check carefully next time.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0
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Payday from 2nd job - £51.67
- £15 towards parking ticket (splitting it between this pay and next weeks)
- £20 presents
- £15 food
- £1.67 debt repayment
Have found a balance transfer deal on one of my other cards - 0% for 12 months with 3% fee, hopefully will have paid off what's left within 12 months so will sort that out after work.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0 -
Last 2 days have been NSDs . Earned extra cash by doing a shift for 2nd job this evening. I've picked up 3 wee shifts with them next week as I've got holidays from usual job so that should get me around £120
Have done the balance transfer and updated my signatureDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0 -
I guessing that you’re feeling the same but I’m desperate to see the new flat debt paid to 80%Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 8lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 42.4% through my pb challenge.0
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Definitely INOD, feels like it's been within touching distance for ages but never quite getting there. I've worked out that I need to pay off £93.02 to get to 80% so will make that my mission to pay that much before the end of the month
It's been a NSD today, will def need milk and bread tomorrow though. I went to a spin class this evening for the first time, hard going but actually quite enjoyable.
Sitting catching up with the rugby from yesterday, enjoyable game so far even though I know we end up losingDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0
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