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misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD.

    On a late shift today and had a productive day so far. Been to a gym class, gave the flat a quick tidy and prepped tonight's tea as well as tomorrow's lunch. Just going to relax for half an hour then make lunch and get ready for work.

    £1.01 paid to the debt so £17.03/£155.44, 80.7% paid :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Friday was a spend day - £37.22 on food, toiletries and cleaning stuff. Nothing spent yesterday.

    Got paid £40.43 on Friday from 2nd job so £40.04 to repay the money I borrowed from social fund to pay for the flights and 39p to the debt :)

    Have been keeping up paying at least £1 a day to the debt so £1.39 on Friday, £1 yesterday and £1 today - £20.42/£115.44, 80.9% paid :D

    On an early shift today so best get moving, hope everyone has a good Sunday :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • You’ve nearly hit another 1%
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Almost there INOD :D

    Another £1 paid today, £21.42/£115.44, 80.9% paid :D

    Spent £5.07 on bread, milk and butter today plus £1.50 on a toilet brush.

    Incredibly draining day at work today, love my job but glad I've now got 7 days off :D got a training course to attend tomorrow but it's just the morning so not too bad.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £1.93 paid to the debt today - £23.35/£115.44, 81% paid :T
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Whoop! Whoop! Whoop!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD :D

    £1 paid yesterday and today - £25.35/£115.44, 81.1% paid.

    Just away to do a wee shift for 2nd job, back later with longer post.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Never got round to coming back to post yesterday :o. Really enjoying being off from usual work but it's flying by too quickly, how can it be Friday already?

    Payday from 2nd job - £95.93
    - £92.58 hen do accommodation
    - £2 car fund
    - £1.35 debt

    Transferred the money to the girl organising the hen do. Need to find out if there's parking at the accommodation as thinking I might drive and then I can maybe combine the weekend with a quick visit to see my brother and sil before heading home.

    £2.35 paid to the debt today - £27.70/£115.44, 81.2% paid :)

    Need to start focussing on getting money in the car fund as there's only £80 in there and my car tax and service will be due next month.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well last week was a total write off, I had a really bad infection in my tooth which resulted in me taking time off work (1st time for over 6 years!). The swelling in my face has gone down but my jaw is still really tender, dentist again tomorrow just to check everything is ok. Food budget is blown as OH was in charge of it :eek: ah well almost payday :D

    Payday on Friday past from 2nd job - £122.03
    - £30 car fund
    - £15 emergency fund
    - £10 electricity bill
    - £40 holiday
    - £15 petrol
    - £12.03 debt
    Unfortunately I had to cancel my shift with 2nd job last week so no extra money on Friday :(

    Over the past week or so, I've paid £21.03 towards the debt so £48.73/£115.44, 82% paid :T
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    ouch! that sounds really painful. Hope the dentist says its all clear now.

    and 82% is brilliant, these smaller targets seem to be working well :-)
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