misstara's debt diary 2018

misstara

A couple of direct debits went out this morning and have rounded down my bank account so £3.65/£93.02, now at 76.1% paid so inching closer

Last day at usual job today before having 6 days off :j:j:j:j

misstara

£3.58 paid to the new flat debt today so £7.23/£93.02, 76.3% paid

Spent £9 in the supermarket yesterday, today should be a NSD.

misstara

£1.70 paid to new flat debt so £8.93/£93.02, 76.4% paid.

Today and yesterday have been NSDs other than ordering a gift for my SILs birthday, used @mazon vouchers to pay for it though.

Had 2 super lazy days with OH which has been lovely Chatted a lot about future plans.

Will get £54.39 from 2nd job on Friday so will pay £4.39 to the debt, £15 to pay off the parking ticket and £35 food which will also cover a meal out/takeaway for OH's birthday.

misstara

£4.39 paid today so £13.32/£93.02, 76.5% paid . I like this mini challenge, definitely keeping my mind more focussed.

Spendy day yesterday - £30.16 on a food shop (around £6 of this was items for the foodbank collection), £3 on cards for OH and SIL's birthdays, £1.50 on shampoo, £2 on a box of choccies for OH's birthday and £1 on some daffodils.

Today will probably be a spendy day again as it's OH's birthday, he wanted to get some new clothes so said I would take him shopping plus a meal/takeaway later. Although he's just told me that he doesn't feel great so might delay it until another day.

Boodedoo

mini targets is a good idea, you'll reach it quicker and feel good more often. You are doing really well.
and I still love the daffodil purchases :-)

misstara

Thanks Boodedoo, I do love daffodils and they make me happy every time I look at them

Unexpected NSD yesterday as OH didn't feel up for going shopping or eating but feeling better today so did have a takeaway for tea - £18.85 plus £9.03 spent on some ciders, a pudding and bread.

£1.15 paid to the debt - £14.47/£93.02, 76.6% paid

misstara

NSD yesterday

Spent £15.60 today on bits for lunch and washing powder. Not much else to report, good first day back at work.

misstara

Paid £1.72 yesterday and £6.53 today to the debt - £22.72/£93.02, 77% paid

Day off today but at training 9.30-12.30 so better go get ready. Back later with a proper post.

misstara

Got paid £116.53 from 2nd job today. Due to being so short at the start of the month, it's all pretty much going on refilling the petrol and food budgets. So far this month I've spent £157.30 on food plus £18.85 on a takeaway but only managed to budget £100, petrol spent £38.26 but only budgeted £20 so after making up the budget shortfall and paying £6.53 to the debt, there is £15.49 left. So £10 for petrol and £5.49 for food. Did a big food shop today so should only need milk and salad between now and usual work payday on Wednesday. Car has about quarter tank left so hopefully £10 will be enough to make it until then. If not, it won't kill me to walk for a couple of days

My sister has booked the flights for our holiday in July which are £210. I also owe her £30 for my brother's present and she has agreed for me to give her £60 a month for 4 months to pay it all off. Just need to save up spending money and must get travel insurance sorted.

Still to book flights for my friends wedding but BMI did the route from the local airport so just waiting to see what happens and who takes over. Got an email about a hen weekend a few days ago, thankfully in Glasgow so not too far but still means more money to try and save up.

Got my pay slip from usual job so need to get working on a budget. Better get to bed now though, long day tomorrow - early shift at usual job followed by late shift at 2nd job.

misstara

NSDs both days over the weekend. £10 spent on petrol plus £3.88 on a couple of needed bits today.