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misstara's debt diary 2018
Comments
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Payday again today
- £59.40
- £20 car fund
- £20 holiday fund
- £10 emergency fund
- £5 electricity bill
- £4.40 debt
Debt payments stand at £18.62/£116.04, 85.7% paid
Car goes in for a service today, cost of service is already paid for through a plan I took out. Will just wait and see if there's anything else to pay before using the car fund savings to pay for the tax renewal.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
£1 paid to the debt yesterday and today so £20.62/£116.04, 85.8% paid.
Managed to fix the oven which I'm very pleased about. Had a very relaxed weekend, saw my parents and gran yesterday. Today have just been pottering about the flat, catching up with cleaning, ironing, etc. Also did a food shop - £35.76.I
Car was fine, a couple of things needing worked on but covered by a service plan I took out when I got the carMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Haven't posted again for ages
life just got a bit messy
work is awful at the moment, just so stressful and emotionally draining plus huge fights with OH - we're still together but it's rocky and I don't know what's going to happen. So money saving and debt busting has completely fallen by the wayside. Not got any further in debt but raided various pots to prop up general spending.
Off to bed now but will look over everything tomorrow and see where I stand moneywise.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Take care, look after yourselfMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Hope you are ok!!!!
mail if you need me xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thanks to you both
. Had a good chat with OH tonight and sorted a few things out - I think we'll be ok
. Drama continues at work but something happened today which long-term may cause more stress but right now I just feel relieved and happy about it.
Going on to money matters, I'll need to use £100 from wages at the end of the month to repay pots. I've currently got £3.85 in my purse but that will last until Friday when I'll get around £30 from 2nd job. Payday is then on Monday, will do up a budget over the next few days.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Quick post before bed. Spends today were £1.22 on milk and sugar. Better shift today at workMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Good to hear. Onwards and upwardsMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Thanks INOD
Had a lovely weekend with my gran, brother and sister-in-law. Spent far too much money but was worth every penny
After replacing the various pots, I have £1685.49 left to budget.
- £1100 usual bills
- £200 food
- £150 car
- £60 sister
- £60 petrol
- £70 electricity bill
- £45.49 (split £15 to car debt and £30.49 flat debt)Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Spendy day today - £30.02 on petrol, £9.22 on food and £200 on car tax :eek: car fund is now back down at £0
Made my payments to the debt so now at 87.6% paid. I need to pay £55.27 to reach 90% paid so that's my next target.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
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