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The "Save 12k in 2018" Thread!

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  • Murielson wrote: »
    Sorry to go off topic but where are you all putting this saved cash to get best benefit?

    really interested in getting involved next year but also interested in where you are putting it to maximise or a link to the thread you might use for this.

    I think everyone in the thread will have a different answer for this. Pensions, shares, regular savers, ISAs, savings accounts, mortgage payments, current accounts, under the mattress. Everyone has a different goal and a different plan for the money.
    Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
    April take lunch to work goal - 3 of 12
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Murielson wrote: »
    Sorry to go off topic but where are you all putting this saved cash to get best benefit?

    really interested in getting involved next year but also interested in where you are putting it to maximise or a link to the thread you might use for this.
    I’d suggest you start here: http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • £1000 for November, which is better than I was expecting as my S&S ISA is still taking a battering. It's also been a heavy month for lots of £100-£300 amounts being spent on such things as new specs, walking boots, kitchen lighting and blinds.

    I thought I'd redecorate the kitchen before Christmas - thinking it would just cost a couple of tins of paint. But things escalate including new lights and electricians to install them, and 30 quid is nearer £1000! :eek: :D
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • geoffers4
    geoffers4 Posts: 263 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    edited 1 December 2018 at 9:09PM
    Hi Everyone,

    No.002 reporting £2077.61 savings for November - a pair of a gloves and a car park ticket, that's all I bought this month! Hope everyone's on-track for the last month of the 2018 challenge...if I'm VERY lucky I might hit my target, but more likely will fall a little bit short. Overall I'm happy though.

    Happy saving everyone.
    Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all, #11 reporting £3824.30 for November, £42,836.37 for the year so far. Hope to tick past £45k this month, which would be 150% of my target - very pleased with that :D
  • Number 20 reporting in for November.

    Oddly November felt really expensive (lots of social events), but the number don't lie and I saved a hefty £1950.
    December is not going to be as successful, but it shouldn't be a negative month and my target has been blown out of the water. Unlikely to get any big raises in the coming year, so this year's number will be hard to beat
    Save 12K in 2018 #20 - £20,890/£18,000 (116%) November £1950
    Save 12K in 2017 #46 - £13,184/£12,000 (109.87%):D
    Save 12K in 2016 #184 - £4,608/£4500 (102.4%) :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :) we're on the final month! I'm looking forward to seeing the totals at the end.



    I'll do the 2019 thread next week, I'll pop a link in here if people want to join in.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • £237.63 for November, which doesn't sound like a lot, and I have actually spent more than I earned this month as well...

    But most of my Christmas shopping is done, all my professional fees for 2019 are paid (a huge chunk of money!).

    And after that I'd still hit target a month early, so I treated myself to something completely frivolous and aesthetic that I've wanted for ages which took me right back under target again. But next month!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • kev2009
    kev2009 Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    #065 declaring £500 for December.

    I have submitted the form and attached a comment/note, thanks

    Kev
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2018 at 9:07PM
    hi, no. 15 here declaring £2,633.63 for November, bringing my annual total so far to £9,366.16 :)
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