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The "Save 12k in 2018" Thread!

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  • Not sure if it has been updated but £922.25 for July please

    Number 145
  • bobobski
    bobobski Posts: 771 Forumite
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    A very expensive month over here for July, with things like parts of the holiday to pay for as well as organising and starting to pay for a friend's stag do. Looking on the bright side, I still managed to save something - £580.18 for me for July.


    August and September will be hard for me with a changeover of jobs coming up with several weeks' gap, a change in pay day and a holiday coming up - realistically my target for August is not to dip into savings rather than actually to save something!


    Will re-assess once this bumpy part of the road is cleared.


    Thanks as ever to SF and all the Save 12k-ers for keeping me accountable!
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Reporting £2415.10 for July! I realise doing this challenge that from month to month, your savings rate can vary a lot depending on holidays, big once off expenses, etc, etc. It is not easy to keep a steady constant figure monthly. Erratic numbers are perhaps not a best sign for a saver. I might just be a binge spender after all.

    Save 12K in 2020 # 38 £0/£20,000
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    george4064 wrote: »
    Is Sussex in London? :huh:

    Does it have to be London?

    And I think you shouldn't be re-calibrating. Having a target we fail to achieve might be useful to learn about how awkward plans might screw up our own ambitious plans or perhaps overestimating our abilities to save. Perhaps we might learn more about why people fail to achieve targets than about people easily achieving their targets.

    As Charlies Munger once said, Always Invert!

    Save 12K in 2020 # 38 £0/£20,000
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    darkidoe wrote: »
    Does it have to be London?

    And I think you shouldn't be re-calibrating. Having a target we fail to achieve might be useful to learn about how awkward plans might screw up our own ambitious plans or perhaps overestimating our abilities to save. Perhaps we might learn more about why people fail to achieve targets than about people easily achieving their targets.

    As Charlies Munger once said, Always Invert!

    It doesn’t HAVE to be in London, but things would have to change if I moved out of London. My social life, sports I play and would mean longer commute to work.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • #70 declaring £225 for August.....
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi,

    I think I initially signed up but life happened and I wasn’t able to save/update. Can I please have a second chance and start with the aim to save £6,000 by 31 December 2018?

    If so, then I’ve managed £1,050 in July !!!128588;!!!127998;
    Not too late! Your challenger number is 147 :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated - sorry for the delay :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Gem-gem
    Gem-gem Posts: 4,643 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good morning one and all,
    Amount saved this month:
    250 into a regular saver
    500 into an easy access isa (will need this money early next year)
    16 interest
    Total £766
    Total for the year: £4096
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
  • Can you sign me up please?
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