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Drawing a line under the debt. Take two.
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Anyway he said he will ask a local broker to see if they agree, but I would find it odd to be that much of an issue. Nearly every other house here must have a mortgage on it?!
Seriously, beginning to think my wobble was right and we are destined to stay put.
Child benefit hit the account this week, out towards removals so all that saved now. Think I am going to borrow 3k from dad for the EA fees and anything I save now will be towards the furniture and soft furnishings we will need.
Offer on house and chain complete 21st July 2020
Solicitors instructed 23rd July 2020
Mortgage application 28th July 2020
Mortgage valuation booked 12th August
Mortgage offer 7th September! 😁
All enquiries answered and ready to exchange 6 Nov 2020
Buyer pulled out 7 Nov 2020
New offer accepted 10 Nov 2020
Back on the rollercoaster, hope to exchange and complete Jan 2021!
Exchanged 20th Jan 2021.
Completion set for 27th January 2021 🎉🎉
Gah, back on the rollercoaster now......
Offer on house and chain complete 21st July 2020
Solicitors instructed 23rd July 2020
Mortgage application 28th July 2020
Mortgage valuation booked 12th August
Mortgage offer 7th September! 😁
All enquiries answered and ready to exchange 6 Nov 2020
Buyer pulled out 7 Nov 2020
New offer accepted 10 Nov 2020
Back on the rollercoaster, hope to exchange and complete Jan 2021!
Exchanged 20th Jan 2021.
Completion set for 27th January 2021 🎉🎉
I think as long as our buyer has a mortgage offer and initial enquiries answered by Xmas we should be ok for mid Jan. Before Xmas would be amazing, but I am not pushing for that. But with our purchase being ready to exchange, it is like a chain free property, so it is doable, especially as all the conveyancing has already been done once, we know the issues the searches and title will throw up, so it will just be anything that a survey might highlight as prev buyers didn't have one.
Payday for me tomorrow, earnt over £500 last month due to how the days fell, and owed £40 for a tenancy clean too. December pay will be rubbish, two clients isolating, and two have decided to not have me during this lockdown (which is fine, left it to them to make the decision) but means my pay before Xmas will be around £300, I will definitely be looking to claim the next seiss grant. With furlough being extended until March I think I am ok with that job, and with the small possibility of a vaccine I am hoping that from April I should be ok to do my 10hours again as people can start traveling more.
It is pouring with rain here and supposed to be all weekend. Hoping Monday is better I need to get out in a walk, going a bit stir crazy. All the financial implications and house move stuff is making me feel very unsettled.
Offer on house and chain complete 21st July 2020
Solicitors instructed 23rd July 2020
Mortgage application 28th July 2020
Mortgage valuation booked 12th August
Mortgage offer 7th September! 😁
All enquiries answered and ready to exchange 6 Nov 2020
Buyer pulled out 7 Nov 2020
New offer accepted 10 Nov 2020
Back on the rollercoaster, hope to exchange and complete Jan 2021!
Exchanged 20th Jan 2021.
Completion set for 27th January 2021 🎉🎉
EF £250 . SPC 039
# savings# £1026. Savings 2 £31.50 H2S £125.50
Otherwise we are ticking along. Savings looking good, Xmas category is bare, but all main presents bought, just some stocking stuff and food now I think. Also bought all my neices birthday presents (two in Dec one in Jan.) Also my mum's and my birthday in Jan. For my boy I want to have exchanged contracts 🤔😂😂😂
Ah well, if it doesn't work out we will just stay out. May look at changing the conservatory to a proper extension, put in a kitchen diner and office.
Offer on house and chain complete 21st July 2020
Solicitors instructed 23rd July 2020
Mortgage application 28th July 2020
Mortgage valuation booked 12th August
Mortgage offer 7th September! 😁
All enquiries answered and ready to exchange 6 Nov 2020
Buyer pulled out 7 Nov 2020
New offer accepted 10 Nov 2020
Back on the rollercoaster, hope to exchange and complete Jan 2021!
Exchanged 20th Jan 2021.
Completion set for 27th January 2021 🎉🎉
L
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #124