NST December: Debt Destruction December

Kerry_Woman

Day 25
NSD achieved today 9/15
Grateful for:
Spending time with the family.
Pet dog and cat they have - they are adorable.
Having some fun.
Having a chilled out day.

laurenh1

Hi everyone,

I hope you all had a lovely day yesterday, whatever you did

I didn't spend yday so on 13/15. Today is a spend day, need milk, hub wants some trousers and Ive already been to next sale & bought my LO a suit for his christening. I know Im meant to be avoiding the sales but suit was already budgeted for. Also picked up some xmas jumpers for next year , I always do this in the sale for the next year as the kids wear them for parties etc.

Today I will be gettinh back on top of things and watchinh rubbish on TV feeling very relaxed about everything today which is not like me.

This year was the first year I tried to limit what I get in for Xmas day- I usually buy boxes and boxes of biscuits chocolates , lots of alcohol, then eat it well into the new year. I still had plenty so just goes to show:)

Fmess

Yesterday was SFD number 11 and today should be 12. I’m off to the football with my family but the plan is to walk there and back and I will avoid snacks at half time.

I’ve been to the n3xt sale today but only spent the vouchers i was given yesterday Managed to get 2 pairs of pyjamas, my mum has given me a gift card as they had sold out of winter pyjamas the week before Christmas in the local store and so I got two pairs instead of one, and bought most of my dad’s birthday presents with the vouchers from my aunt Very MSE

I will eat leftovers today and my aim is to stay in most of the rest of the week and to not spend money

f0xh0les

NSD10 (I think)

No money needed for parking as was in so early. DS4 spent his gift card in N3xt. He bought himself a t Shirt, a hoodie, a bobble hat and a furry onesie - He looks like an Ewok.

Spent £1 on 40 meters of wrapping paper and bought all cards for inlaws next Xmas. Massively reduced. All YS

So can I keep my NSD?

Steward's inquiry please....

Toni'sfriend

I had a lovely Christmas. Quiet with a nice meal and lots of simple presents. Books, chocolate and tea. Well it was simple until last night when the other two produced an i pad mini and a blue ray player for me as a surprise. I love them to bits even it they don't listen to a word I say.
Apparently lessons on how to use the above are starting tomorrow! Given that I'm hopeless with technology that might test the Christmas spirit a bit. Still, I can cook so I'm usually forgiven for asking stupid questions.

Kerry_Woman

Day 26
Was a spend day.
Grateful for-
Walked in a really lovely park.
Walking around some of Norwich City centre.
Having a hot drink in M&S cafe.
Having a chilled out day with family.

greent

Updating this to keep track on things for myself

NSDs 9 - not one today - OH had to get some diy bits for the leaking loo...
Lunches taken/ prepped at home - yep -Xmas dinner leftovers in a sandwich - yum!

Debt destruction: Aiming for DFD (exc BTL mtge) of 10/18. Have joined the 'pay off all your debts by Xmas 2018' challenge to hopefully gain inspiration and keep motivation
Exterminate Facebook gone from phone. Will keep it off. Regenerate - will re-start cleaner eating - starting with dropping sugary snacks in between meals - sugary snacks are being consumed.....:o
Clear up, clean up and take control. Clear space by removing 31 items - 77/31- Clean up your way of talking to yourself. Let yourself sparkle. Take control of your finances, your time, your habits, and your health. -
Explore your local area - failing at this.
Mental health.. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.
* the big children really enjoying 'Xmas Dinner' sandwiches for lunch
* the children enjoying their presents
* not having to go out anywhere!
* having more than enough
Budget EVERYTHING
Food 440.48/450 - getting close to the limit here!!
Social 43.75/£120
Gifts 110.07/£125
Fuel 50/65
Make extra money 60.66:j:j (+ 6 extra hours at work) - (and kids have made over £150 (net) from selling toys!!:T:T)
Evaluate (Done) Now to 2018: (targets set)
Remember to do - DONE
x

apple_muncher

f0xh0les wrote: »

NSD10 (I think)

No money needed for parking as was in so early. DS4 spent his gift card in N3xt. He bought himself a t Shirt, a hoodie, a bobble hat and a furry onesie - He looks like an Ewok.

Spent £1 on 40 meters of wrapping paper and bought all cards for inlaws next Xmas. Massively reduced. All YS

So can I keep my NSD?

Steward's inquiry please....

Yep, you get to keep your nsd

apple_muncher

Today I am grateful for finding some ibu for dd in the coop, for getting 2 loads of washing done, for yummy food, for doing a workout, for a chat with big sis, for the interweb, for chocolate, for finding good presents for my niece in our present stash, for talking to stepdd yesterday and seeing gson too, for time for plotting and planning for 2018 and beyond...

f0xh0les

Whoop whoop !!

Three coats of paint on my bedroom ceiling AND a NSD to boot. Thanks Apple

That's what I call a successful day.

Roll on tomorrow, which will consist of more wall painting.
Well, it keeps me out of trouble, and shops.

I am always surprised at how fascinating kids find a 'fortune telling fish' in a cracker.
It appears to be timeless.

(I am false, btw)