NST December: Debt Destruction December

greent

NSDs 4

Lunches taken/ prepped at home yep - ate when I got home from work - finished up some chicken

Debt destruction: Aiming for DFD (exc BTL mtge) of 10/18
Exterminate Facebook gone from phone
Clear up, clean up and take control. Clear space by removing 31 items - 19/31 Clean up your way of talking to yourself. Let yourself sparkle. Take control of your finances, your time, your habits, and your health. -
Explore your local area
Mental health.. Do something every day this month that makes you feel good: Write down 4 gratitudes each day.
* DS2 enjoying his trip to Twickenham to see the Varsity match
* fire alarm at work was just an error (but practicing evacuation procedures during an exam (mock) was good - if chilly)
* DS3 being in a fab mood
* DS1 getting improved effort marks for the past 6 weeks :T
Budget EVERYTHING
Food 89.64/450
Social £120
Gifts £125
Fuel 50/65
Make extra money 14.86/50 (+ 5 extra hours at work)
Evaluate (Done) Now to 2018: (targets set)
Remember to do - DONE

Kerry_Woman

Day 7
Hugs to those in need of one.
NSD 4/15
Carrying on slowly with decluttering of things in the flat. 2 pieces of equipment that my Mum used were collected.
Mental health - watched a comedy film, caught up with the clothes wash.
Grateful for:
Family.
A friend sent be an M&S rose bouquet.
Taking it easy today.
Staying in today.

apple_muncher

Kerry Woman - it does sound like you are looking after yourself. Well done.

Greent - yay to ds1 getting improved effort!

BBK - glad that fb will no longer rule your life and eat away those hours. Great news!

Sashanut - that crisp advent calendar is a geat idea!


Today I am grateful for getting an unplanned NSD, for chats with dh, for strongman, for finally finishing the final mitten, for a good day at work, for dd doing 2 lots of hwk tonight, and for making her own viking necklace, for the order I placed for socks and slippers for mum arriving.

apple_muncher

How are you getting on with exterminating a bad habit? The challenge now is either to continue with it for another 10 days or to attack a different time- and energy-sucking habit. I shall continue not playing that game on my tablet + also stop playing the game I seem to be using as a substitute for it. D'oh!

As for regeneration - this is where you will adopt a good habit for 10 days. It could be to drink 2 litres of water every day, to get out for a 10 min walk at lunchtime, to do some daily stretches... I shall commit to doing Zuzka Light's bunny slope workouts for 10 days.

This part runs from 11th -20th Dec.

mummylewis

Evening all

Spendy day today. 1 Xmas gift and a trip to Costco for nappies.

Made a gift for a work colleagues new baby, all materials I already had so no cost.

Grateful for cheap nappies, DDs 2 and half hour nap, orange is the new black and that DD ate all her meals today!

Fmess

Spendy day today - two Christmas presents, so only one left to get, and some food bits. Used the voucher I got from cash back from my credit card to pay for most of it

I am going to continue exterminating my not walking the dogs after work and regenerate having more veg for dinner. Sometimes I don't seem to have any and I don't eat fruit or veg at any other time!

DancingDragons

Quick update:
Spendy Day today, another NSD yesterday.
Staying with my plan to avoid the bargain sites, mostly because I didn't manage the 10 days.
Regeneration wise, I plan to pick up exercise on the off gym days. Mostly will be walking I think.

Clearing out a thing (or ten) still going well another bag to CS, and also dropped off serveral tins for the foodbank. I've an extra selection box(can't count!) so will add that in next time I am there.

Clients are beginning to not pay when bills are due. We are used to this at this time of year, so we have a stock pile of staples in cupboards. Big business can charge more and bank the extra for a rainy day. We can't. *Sigh* Hopefully won't need to touch the carpet fund, half way there now thanks to an unexpectedly high value sale!

misstara

NSD today so 4/15

I'll continue exterminating the game on my phone and also stop watching TV unless there's something specific on that I actually want to watch.

Pinching the idea from Fmess - I'm also going to have more veg with dinner, realised that I actually haven't eaten any fruit and veg so far this week

sashanut

Hi all turtles :j

Checking in: 7/31

NSD: 2/15 spendy day today & as well tomorrow...

Debt destruction: Have no debt now but not so long ago were 93K in debt so I know that I need to make sure I don't go down that slippery slope again...but we are on a fairly fixed income so need to rein the unnecessary spends which have been creeping up..

Exterminate: Nothing bought for myself

Clear up, clean up and take control DH shipped out a load of stuff belonging to DD - although she resisted it - there is still plenty to go in her room, but a small victory... Also carried on with collecting stuff from all over the house to replace in dining room, plus sorted out some bags of Christmas stuff that had been dumped in LR.

Clean up your way of talking to yourself – clean away the negative talk and be kind and positive to yourself. Had the usual feeling of way too much to do & no real progress made although there is some...Let yourself sparkle. Not exactly sparking but did enjoy a peaceful evening, DD having gone back to her own home.Take control of your finances, your time, your habits, and your health. Indeed

Explore your local area – Will attempt to explore local area when we go to Ireland, there are lots of opportunities, it's such a beautiful place. Sadly had news that someone has stolen our entire delivery of oil over in Ireland, so have to order again....neighbours kindly keep an eye on the place but didn't see this happen..just hope no-one nicks it over the weekend till we get there...no idea how to stop this happening again...:mad:

Mental health Fine today even with theft of oil, still on an even keel

Write down 4 gratitudes each day. Grateful for: That local lady can come & look after animals when we're away (as well as DD), easy tea with all ingredients in stock, put up one decoration...but it looks fab lit up from outside, getting most of the Christmas bits organised.


Budget Need to do this but not got my head around finances yet, watch this space. better write some stuff down otherwise will forget..now written down but need to add up etc..

Evaluate the year you have had: Year was much better than last year, still quite a bumpy ride but am grateful for what we have.. Need to plan 5 things that will happen next year. Still a WIP

bizzie

Unexpected NSD#3 as didn't want to venture out in wet weather any more than I had to so shopping postponed until further notice.
Grateful for
Food from stores
Good school reports for DC
Heated clothes rail
Family