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Am I wrong to think this way?

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  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I'll try and figure out the story behind the overpayments and where the money has been going tomorrow, but I suspect it's all gone back to his pocket.

    With that said, about the tax issue, am I liable because he refuses to pay tax on the lodgers income?
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AdamPD wrote: »
    No, he hasn't declared the income at all ever since we rented the rooms out.

    I did say we need to, but he doesn't want to pay tax (At all)

    I was thinking of benefit fraud. :(
  • Red-Squirrel_2
    Red-Squirrel_2 Posts: 4,341 Forumite
    edited 9 November 2017 at 8:42PM
    AdamPD wrote: »
    I'll try and figure out the story behind the overpayments and where the money has been going tomorrow, but I suspect it's all gone back to his pocket.

    With that said, about the tax issue, am I liable because he refuses to pay tax on the lodgers income?

    It’s your income too as a joint owner. It sounds like you are being used, do you have learning disabilities besides your dyslexia?
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sued? No, I was just wondering what the implications were.

    I have Dyslexia and Dyspraxia, which is why I let him deal with the money side of things.
  • Robisere
    Robisere Posts: 3,237 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I did not understand your dad qualifying for as much as £200 for himself alone, until I read this:
    https://www.gov.uk/winter-fuel-payment

    My wife and I are the only residents of our home and we get £100 each. We are certainly grateful for this, as it means we can stay warm whatever the weather throws at us. But that one person in a home shared by others, qualifies for a payment as large as that given to two people together, seems wrong somehow. Please do not read that as my wish to receive more for myself and my wife. That is not my point.

    As to your dad keeping the £200, that is money which is paid to him and the DWP will send him a letter every year, telling him he is about to receive it. Therefore, legally, it is a payment to him. However, if I was the father in your situation, I would feel morally obliged to share it with you, by paying it into the energy account.

    I think you need to talk to someone who can help you to get out of this situation, in which your dad appears to be taking advantage of you. Try speaking to a local solicitor: there are some who will give you a short but useful period of advice.
    I think this job really needs
    a much bigger hammer.
  • sheramber
    sheramber Posts: 22,523 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    If the income from the lodger is under £7500 per year then no tax is due under the Rent - a -Room scheme.

    He should be declaring the income to Pension Credit though.
  • Ames
    Ames Posts: 18,459 Forumite
    It’s your income too as a joint owner. It sounds like you are being sued, do you have learning disabilities besides your dyslexia?

    Do you mean used rather than sued?

    I agree that there seems to be lots of complicated things going on beneath the surface of this.

    OP - as long as your lodger is paying less than £7500 you don't need to worry about tax because it would come under the rent a room scheme. I'm not 100% sure how it works with two people as landlords though. And if your dad's not keeping track of how much is being paid that could be a problem.

    He should have declared it as income for his benefits though.

    Is there anyone you know who could help you look over the bills and everything to make sure it's all fair?
    Unless I say otherwise 'you' means the general you not you specifically.
  • AdamPD wrote: »

    My dad gets pension credit, so every year when it's cold, he gets £200 towards the cost of heating our home, which should mean, in my eyes, £200 off the cost of our mutually split gas/electric
    Your eyes are wrong. Are you entitled to pension credit?
    My dad doesn't seem to think so, he says it's his benefit to spend on what he wants, thus, he does so and doesn't discount the monthly split bill when it's due.

    I only found this out recently when I saw one of the letters on the kitchen counter and it's been going on for about 5-6 years now, so I can only assume I've been paying more towards the bills and mortgage for each year he is entitled to help towards the bills.

    Am I wrong to think the way I do?
    You certainly are.
    I don't know, I'm starting to wonder now how many other times he's taken money that doesn't belongs to us both.
    His entitlement is not yours!
    Sometimes our lodger has his girlfriend over for instance and we charge extra for each night she stays, yet I never see any change in the bills I pay each month.
    You have the option to move on if you don't like it.
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Your eyes are wrong. Are you entitled to pension credit?
    You certainly are.
    His entitlement is not yours! You have the option to move on if you don't like it.

    I know, I did say earlier on I agree, we don't need to keep rehashing this.

    Ideally I'd like to have all the transactions go through a program of some kind so I know exactly what's going out or coming in.
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