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Am I wrong to think this way?

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  • OP if, for any reason, you got some extra money would you share it 50/50 with your Dad?
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    OP if, for any reason, you got some extra money would you share it 50/50 with your Dad?

    Depends, if it was a benefit to go towards house hold bills or something like that? yes
    If it was a benefit because I'd lost my job, or income from work? no.

    The problem is, I'm 99% sure he's pocketing any excess from lodger income and keeping it for himself, that's the issue I'm having

    He takes the money from the lodgers, cash in hand and now I'm going over it in my head, it must be £100 a month excess alone from the girlfriend visiting that seems to be going awol.

    And yet for the next three months we're supposedly short on the bills and I have to pay £20 extra each month

    It just doesn't add up, if I weren't dyslexic I'd take over the bills and such myself so I know it was done fairly.
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    You should get some legal advice, you will still be liable for the mortgage if you move out, you might have to force a sale.

    Oh yea I know, that wouldn't be an issue, I'd still pay my share.
  • If you have such a large overpayment why haven't you reduced your monthly payments?
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AdamPD wrote: »
    We have lodgers in our home, unfortunately to help with the mortgage and bills

    My dad gets pension credit

    Did he declare the income from the lodgers when he claimed PC?
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    If you have such a large overpayment why haven't you reduced your monthly payments?

    Well all the bills come out of his account, so I didn't know about this until recently
    He said it isn't possible to change the direct debit amount and they will issue a check after we've left them.
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Mojisola wrote: »
    Did he declare the income from the lodgers when he claimed PC?

    No, he hasn't declared the income at all ever since we rented the rooms out.
    I did say we need to, but he doesn't want to pay tax (At all)
    But it's always been on my mind, because I don't know if I'm liable for tax on that income if my name is on the mortgage/deeds? He's the one who receives all the money, so I assumed not.
  • svain
    svain Posts: 516 Forumite
    Eighth Anniversary 500 Posts
    edited 9 November 2017 at 7:41PM
    Good grief .... all over £200 .... Its hardly worth raising the issue, let alone going separate ways over.

    The lodger income though is perhaps something else .... To charge extra for when g/f stays over seems very mean imo ..... unless she is having her own room
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If he pays his share, that £200 is his money.
    The £200 is for individuals to put towards their heating bill whether their bill is £1 or £1000.
  • AdamPD
    AdamPD Posts: 217 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    If he pays his share, that £200 is his money.
    The £200 is for individuals to put towards their heating bill whether their bill is £1 or £1000.

    That's fine, I agree now I've read all the replies.
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