Offer £250 to switch to Clydesdale, Yorkshire or B

tightasagnats

Does anyone know, do you have to do the 7 day switching service to qualify or can you do the transfer switch so old account doesn't close?

Thanks.

Hasbeen

Deleted_User wrote: »

Tried to get one for the wife, process is okay UNTIL I get to username. Doesn't matter what I put in it says "that name has already been taken, choose another". Like I said, doesn't matter what I put in, gives me the same message as soon as I put in the sixth letter/number. Crafty.

Was thinking about doing same. Does deleting cookies etc not help?

eskbanker

tightasagnats wrote: »

Does anyone know, do you have to do the 7 day switching service to qualify or can you do the transfer switch so old account doesn't close?

Offer Ts & Cs state:

The switch must be completed using the Current Account Switch Service*, which involves the transfer of all active credit and debits from the account you hold with another bank or building society, and the completion of an account closure instruction for that account

Stephen_Joyce_2

Hi,

I have 2 current accounts with Halifax and a credit card. One of the current accounts is dormant, would I be able to just switch the dormant account?

I am a little concerned with T&C's of this offer, where it says I have to close all accounts and credit cards with my previous bank.

tempus_fugit

Stephen_Joyce wrote: »

Hi,

I have 2 current accounts with Halifax and a credit card. One of the current accounts is dormant, would I be able to just switch the dormant account?

I am a little concerned with T&C's of this offer, where it says I have to close all accounts and credit cards with my previous bank.

If you look at the post just before yours you will see that it's only all debits and credits in relation to that account, ie the one that you are switching, that have to be transferred, not everything you have with that bank.

The switch must be completed using the Current Account Switch Service*, which involves the transfer of all active credit and debits from the account you hold with another bank or building society, and the completion of an account closure instruction for that account

LuSiVe

Stephen_Joyce wrote: »

I am a little concerned with T&C's of this offer, where it says I have to close all accounts and credit cards with my previous bank.

I'm really sure it doesn't say that at all.

https://www.youandb.co.uk/resources/e6ff10a6-1b40-4e44-82bb-c58130a1a538/149904_250_Cashback_DU250TCS.pdf

YorkshireBoy

The_Boss wrote: »

Just a thought...in future when switching from B to the next bank offering a nice big incentives I assume it will not transfer my savings account with it and will only switch/close the B current account?

(not that I'm particularly fussed about the savings account....)

It's called the "Current Account Switch Service", not the "Savings Account Switch Service" or the "Entire Banking Relationship Switch Service".

Hasbeen

Deleted_User wrote: »

Tried to get one for the wife, process is okay UNTIL I get to username. Doesn't matter what I put in it says "that name has already been taken, choose another". Like I said, doesn't matter what I put in, gives me the same message as soon as I put in the sixth letter/number. Crafty.

Deleted cookie's, just in case and had no problems opening the 2nd account with B for wife.

datlex

Got to take ID into branch to finalise my application. Thankfully they have a branch in town here. So will be able to do so next week. Then I can set up my switch.

Midlifecrisis_2

Word of warning. I opened a B current and savings account on line yesterday. All seemed to go well. Once I had confirmation the account was active, I transferred £10 into the account. This immediately showed up when checking the (woeful) app and online banking.
I checked this morning and the account is now showing nil/zero. I tried ringing the B telephone number and that just cuts off. After 45 minutes I got through to someone at Yorkshire bank and they have no record of the £10 ever coming in or going out. (My Natwest account clearly shows the transfer)
I'm simply not prepared to risk transferring thousands of pounds with this bank. NatWest might not pay interest, but their mobile app works superbly and I've never had any money 'disappear'.
It's just not worth gaining £250 with the risk of much more disappearing.