Great British Invest off or Passive V Active Updates

Prism

Prism Global - £179,901

Yeah a not so bad month for UK equities for once but not enough to keep the overall postive. Strategic Equity Capital is looking like one of my better choices, but Finsbury is not.

TBC15

BLB53                            £139,500       40%

TBC15                            £188,865      89%

Digger UK                       £191,712      92%

Finellah VLS80               £157,949      58%

Vanguard FTSE All Cap  £186,337     86%

Well the first half of the month showed great promise then it went downhill for a 0% return.

TBC15 showing a 102% return to date. Unfortunately it’s the original TBC15, should have sat on my hands.

quirkydeptless

TBC15 said:

BLB53                            £137,062       37%

TBC15                            £188,801      89%

Digger UK                       £191,877      92%

Finellah VLS80               £154,718      55%

Vanguard FTSE All Cap  £182,157     82%

Bit of a poor month for TBC15 down nearly 3%.

Worthy of mention is Digger UKs gold stash that went through the 100% return milestone on the 12th April as gold reached £1929 an ounce. But that was then and at the end of the month returns retreated to 92%.

As I watched Rishi’s announcement that we would be raising the percentage of GDP on defence I thought which companies will benefit from this. BAE Systems came to mind. A quick look at the share price revealed I should have had my thoughts back in Feb 2022. As Smithson’s graph fell and plateaued out BAE went on to return over 100%. I’d say my hindsight is spot on in this case. Fire up the Delorean.

Is Digger still active on this site?

Gold might be in a bubble at the moment due to the major global tensions

ColdIron

Banned for some time now

Prism

quirkydeptless said:

TBC15 said:

BLB53                            £137,062       37%

TBC15                            £188,801      89%

Digger UK                       £191,877      92%

Finellah VLS80               £154,718      55%

Vanguard FTSE All Cap  £182,157     82%

Bit of a poor month for TBC15 down nearly 3%.

Worthy of mention is Digger UKs gold stash that went through the 100% return milestone on the 12th April as gold reached £1929 an ounce. But that was then and at the end of the month returns retreated to 92%.

As I watched Rishi’s announcement that we would be raising the percentage of GDP on defence I thought which companies will benefit from this. BAE Systems came to mind. A quick look at the share price revealed I should have had my thoughts back in Feb 2022. As Smithson’s graph fell and plateaued out BAE went on to return over 100%. I’d say my hindsight is spot on in this case. Fire up the Delorean.

Is Digger still active on this site?

Gold might be in a bubble at the moment due to the major global tensions

Not for a long while. I find it quite amusing that this thread was started up to compare active and passive strategies over the long term and over 6 years in we find that gold has beaten both. 

Prism

Prism Global - £182,959

Another good month for my UK funds. Free Spririt up 6.6% and SEC up another 7.1% (still on a 6% discount). Even Finsbury Growth got in on the act with a 0.7% gain plus a dividend payment.

Global was slightly down.

Bostonerimus1

Bostonerimus$   165225
Bostonerimus£   173030

TBC15

quirkydeptless said:

TBC15 said:

BLB53                            £137,062       37%

TBC15                            £188,801      89%

Digger UK                       £191,877      92%

Finellah VLS80               £154,718      55%

Vanguard FTSE All Cap  £182,157     82%

Bit of a poor month for TBC15 down nearly 3%.

Worthy of mention is Digger UKs gold stash that went through the 100% return milestone on the 12th April as gold reached £1929 an ounce. But that was then and at the end of the month returns retreated to 92%.

As I watched Rishi’s announcement that we would be raising the percentage of GDP on defence I thought which companies will benefit from this. BAE Systems came to mind. A quick look at the share price revealed I should have had my thoughts back in Feb 2022. As Smithson’s graph fell and plateaued out BAE went on to return over 100%. I’d say my hindsight is spot on in this case. Fire up the Delorean.

Is Digger still active on this site?

Gold might be in a bubble at the moment due to the major global tensions

Digger may have lost his voice but his 104.16 oz of Gold live on.

TBC15

BLB53                            £141,563       42%

TBC15                            £197,046      97%

Digger UK                       £192,189      92%

Finellah VLS80               £160,739      61%

Vanguard FTSE All Cap  £191,041     91%

Not a bad month for TBC15 up just over 4% for the month.Tech and Blue Whale doing very well. Fundsmith trying my patience yet again.

Bostonerimus1

Bostonerimus$   175421
Bostonerimus£   185467

So over the last 7 years that's around 9% average annual return with a portfolio that started with 25% bonds and I have done absolutely nothing to manage the portfolio. It's not as good as some and better than others, which is what I would expect from a "Lazy" indexing approach. That sort of return should be enough for a comfortable retirement for people who put at least 10% of their gross salary into a DC pension. So this isn't "rocket science", but there will be reversals and people should know how to weather those, I did it by doing nothing, and also invest in ISAs and pay off the mortgage for security and have some cash in the bank and stick to a budget.