Great British Invest off or Passive V Active Updates

Prism

Prism Global - £187,428

Month of opposites - Fundsmith down 3% and Smithson up over 7%

Bostonerimus1

Bostonerimus$   179075
Bostonerimus£   186070

TBC15

BLB53                            £143,315       43%

TBC15                            £188,378      88%

Digger UK                       £196,795      97%

Finellah VLS80               £162,315      62%

Vanguard FTSE All Cap  £191,811     92%

Well that was an interesting month. TBC15 down 4%. The one ray of sunshine was Smithson up 8%. I can confidently predict Smithson will be on the up and up moving forward. I can be quite certain as I’ve just sold out of Smithson. What to replace it with? Based on my previous success on modifying the portfolio One Coin comes to mind. In the end XTRACKERS (IE) PLC MSCI WORLD MOMENTUM UCITS ETF 1C (XDEM) is the new addition, let’s see how that goes. I’ll update the portfolio page over the week end

ColdIron

TBC15 said:

I can confidently predict Smithson will be on the up and up moving forward. I can be quite certain as I’ve just sold out of Smithson.

Ditto, sold it at the end of June having held it since launch

Prism

Prism Global £187,195

Flat for the month.

Slightly over half of my portfolio is in investment trusts, which are still trading at unusual discounts. There has been a slight reduction in these over the last few months but I am still hoping for a bit more. Current discounts are:

Finsbury -8.5%
Strategic Equity Capital -7.5%
Smithson -10%
HarbourVest -38%
Chrysalis -44%

Most of these traded at premiums just a couple of years ago.

Bobziz

I wonder if @Hoenir knows what Thrugs portfolio looks like these days and how it's performed over the last year ?

Bostonerimus1

Bostonerimus$   182936
Bostonerimus£   185729

This exercise has been going for almost 7 years. I started with 50% US equity Index, 25% International ex US equity Index and 25% US Bond Index. I included the bonds to make the portfolio more palatable to the average investor. I have done nothing at all over those 7 years and have an average annual return of 9% which should be more than enough growth for anyone with a reasonable long term plan. My actual retirement portfolio is closer to 10% US Bonds, 60% US equity and 30% International equity and I have also done nothing to that over the last 7 years and my average annual return since 2017 is just over 11%. This will not be the best or the worst, but it is more than enough for my plan and is an easy low cost DIY approach.

TBC15

BLB53                            £143,953       44%

TBC15                            £188,050      88%

Digger UK                       £199,170      99%

Finellah VLS80               £162,799      63%

Vanguard FTSE All Cap  £191,816     92%

And then we hit a truck. After a modest +2% start we went to -6% ending the month flat.

Digger UKs stash now showing a 99% return most impressive. I suspect when the chancellors claws start extending later on I will probably start stacking a few sovereigns, unless they also get clobbered .

TBC15

BLB53                            £144,301       44%

TBC15                            £192,604      93%

Digger UK                       £204,657      105%

Finellah VLS80               £162,951      63%

Vanguard FTSE All Cap  £192,306     92%

Hats off and Congratulations to Digger UK whose return at the end of September was 105%. Digger UK is the first of our group to double their money, well done.

TBC15 dropped 4% in the first week but ended the month up 2%. The new boy Xtrackers didn’t distinguish himself dropped 6% and finished flat.

Prism

Prism Global - £185,885

Slightly down to a 5% fall in SEC. A 17% rise in Chrysalis couldn't make up the difference.