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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • A bereavement group sounds like a very good idea. I hope you find one within reasonable distance:beer:

    Incidentally, I've just come back from having my final injection at my GP surgery and noticed there was a small poster in the waiting room giving details of a local bereavement group. Maybe your surgery will have something similar on their waiting room wall. Worth checking anyway, especially if DH is going there again soon and could take down details for you.
    Evening HHOD,

    Just caught up from your posts over the last couple of days, I felt really sad for you reading about how upset you had been the other day :( massive hug coming over your way.

    Then I read SA's post and I agree you are doing better than you think and you are absolutely doing the right thing by arranging things.
    I was also going to suggest your doctors surgery for the bereavement group.

    Hope you're ok xx

    Thank you both. I willcheck out my doctor's surgery.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I went for a walk on Dartmoor today with my stepdad and DS3. It was a beautiful day and a beautiful place. I felt sad that my mum couldn't be with us, but thankful to be able to spend a whole day with DS3 (who can be elusive). I should sleep well tonight anyway after all the fresh air.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I love Dartmoor and Exmoor, hope you slept well?
  • beanielou
    beanielou Posts: 96,513 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope that you enjoyed todays SAturday saunter :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks Redo and Beanie.

    I wandered around the charity shops but didn't find any books today. I got bananas, satsumas and cheese, and as the grapes were half price today I got two punnets in Mr T. Not drinking cider is saving me £4 a week anyway. I enjoyed my latte in Costalot.

    DS1 is still at a friend's house so it seems quiet at home. I cleaned out the furry moron, did some laundry and sorted out the rubbish, my usual Saturday chores.

    I've lost another pound without even trying and have reached my target weight. I don't really feel like celebrating though.

    DH and I are watching The Bletchley Circle series two atm as we enjoyed the first series, and the furry moron is washing his foot.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,513 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Havent watched any of the second series of Bletchly Circle yet.
    Is it worth watching?

    Good news on the weight loss though I can quite understand why you dont want to celebrate.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seems good so far, only one episode in though.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Loved series one of Bletchley, never really clicked with series two but that may have been more to do with where my head was than the quality of the show.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Sun_Addict
    Sun_Addict Posts: 24,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm probably not the first one to notice this but why are all the helplines only open in office hours. The time folks are most likely to need them is evenings and weekends. When things were looking bleak for Mr SA I wanted to talk to Macmillan but it was a Saturday evening and they weren't open until Monday at 9am. I know it will be a funding issue though.

    Hope you're having the best weekend you can in the circumstances. The walk sounded fab xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I'm enjoying Bletchly Circle 2 so far INOD.

    Thanks SA. Evenings are definitely the worst time for me, as soon as it's dusk I can feel my mood dipping, but I'm sure it is a funding issue. The walk was amazing.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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