Credit Card Reclaiming Discussion

lisap_2

Just a quick report about my claim.
Submitted requested for refund of charges from MINT, I asked for £565 and received a cheque last week for £754! Wooohooo!
Just waiting to hear about my husband's barclaycard now.

alwaysmugged

hi

Just about to submit a claim to Barclaycard.

Should i charge compound interest(which they charged me) because this makes a huge difference to the claim as it goes back to 2002.?

lisap_2

lisap wrote: »

Just a quick report about my claim.
Submitted requested for refund of charges from MINT, I asked for £565 and received a cheque last week for £754! Wooohooo!
Just waiting to hear about my husband's barclaycard now.

Booo, letter from Barclaycard saying no to my husband's claim.

MeGuinness

want to try to claim back credit card ppi from Barclaycard.
can they cancel the credit card if the get to pay back? the card i want to claim from still as about 1,500 pounds to be paid.
ideas?
thanx

i dont have the paperwork of when i apply for the credit card ,is this the right form ?
http://www.moneysavingexpert.com/redir/3b580615

dawnietrish

hi all...
has anybody heard of a company called ccs based in swansea offering payback on creidit cards? i had a call from them tonight nd nearly gave my details over the fone but was stopped by my 17 yr old who said it could be a scam! any help or advise out there? please help dawnietrish:)

Debt_Doll

Hiya

I wonder if anyone would be able to give me advice even if it is just to say I have got no chance.

Basically I asked my bank (Lloyds TSB) if I ever had PPI on a credit card I held with them and they replied back with the last 4 digits of the card saying no I did not.

That was fine but got me thinking that I did used to get charged fees of over £30 and wondered how I would go about seeing if I could reclaim them or even the difference between what they charged then and what they charge now so I wrote to the customer relations and also the copy statement department including a cheque to both and both have replied saying they have no record of me ever holding a credit card with them and any records over 10 years old are destroyed. So my question is should I just let it go and accept that I was charged and can't reclaim?

Thank you

aprilshower

Hi everybody,

After reading this thread I successfully claimed back some charges from MBNA. So thank you all so much for the information.

I then requested information from Capital One back in April / May. I still have not heard anything from them or the FOS so have sent them an email this morning.

Has anybody else claimed credit card charges back from capital one and did it take this long?

Thanks in advance

Aprilshower

Debt_Doll

Debt_Doll wrote: »

Hiya

I wonder if anyone would be able to give me advice even if it is just to say I have got no chance.

Basically I asked my bank (Lloyds TSB) if I ever had PPI on a credit card I held with them and they replied back with the last 4 digits of the card saying no I did not.

That was fine but got me thinking that I did used to get charged fees of over £30 and wondered how I would go about seeing if I could reclaim them or even the difference between what they charged then and what they charge now so I wrote to the customer relations and also the copy statement department including a cheque to both and both have replied saying they have no record of me ever holding a credit card with them and any records over 10 years old are destroyed. So my question is should I just let it go and accept that I was charged and can't reclaim?

Thank you

Any advice would be appreciated

Little_Mo_70

dawnietrish wrote: »

hi all...
has anybody heard of a company called ccs based in swansea offering payback on creidit cards? i had a call from them tonight nd nearly gave my details over the fone but was stopped by my 17 yr old who said it could be a scam! any help or advise out there? please help dawnietrish:)

Read the posting from Carl on here. Sound familiar?

http://whocallsme.com/Phone-Number.aspx/07893072141

Little_Mo_70

Debt_Doll wrote: »

Hiya

I wonder if anyone would be able to give me advice even if it is just to say I have got no chance.

Basically I asked my bank (Lloyds TSB) if I ever had PPI on a credit card I held with them and they replied back with the last 4 digits of the card saying no I did not.

That was fine but got me thinking that I did used to get charged fees of over £30 and wondered how I would go about seeing if I could reclaim them or even the difference between what they charged then and what they charge now so I wrote to the customer relations and also the copy statement department including a cheque to both and both have replied saying they have no record of me ever holding a credit card with them and any records over 10 years old are destroyed. So my question is should I just let it go and accept that I was charged and can't reclaim?

Thank you

http://www.moneysavingexpert.com/reclaim/credit-card-charges
1) Over 6 years 99.9% no chance & within 6 years you would need pretty good reason to claim.
2) Ask for your cheques back
3) Let it go

Mo