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Credit Card Reclaiming Discussion

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Comments

  • woodymeg wrote: »
    no it is two sets of charges one is a debt the other one has been paid off, the fone call this morning was regarding the debt we still have, the one that i wrote earlier regarding the fos has been paid. hope this gives a better picture :o

    Was the barclaycard letter sent recorded delivery?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • sjs1978
    sjs1978 Posts: 7 Forumite
    Hi again,

    Further to my earlier post above, I've gone through previous threads and have decided i'm going to send a recorded delivery straight to:

    Barclays Bank PLC
    Charges Refund Team
    1 CHURCHILL PLACE
    LONDON
    E14 5HP


    I'll let you know how I get on.

    Simon
  • woodymeg
    woodymeg Posts: 206 Forumite
    Was the barclaycard letter sent recorded delivery?
    Dont think this was for me!!!!!!! any ideas on what i should do ;)
  • sjs1978
    sjs1978 Posts: 7 Forumite
    Must've been for me. In which case, no the letters were not sent Recorded Delivery as I didn't think you could send Recorded Delivery letters to a PO BOX address.
  • sjs1978 wrote: »
    Must've been for me. In which case, no the letters were not sent Recorded Delivery as I didn't think you could send Recorded Delivery letters to a PO BOX address.
    You can get a certificate of postage from the post office.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • sjs1978
    sjs1978 Posts: 7 Forumite
    Didn't know that - thanks

    I have today sent a new recorded delivery letter along with all my other letters to the Charges Refund Team at their London address AND have sent a letter along with all the other letters to the Customer Relations department. I'm hoping i'll be at least acknowldeged within the next week.

    Shall keep you updated.

    Simon
  • I had two claims at Court in Northampton one for YB bank charges and one for YB Visa card charges. YB offered a full settlement on the bankcharges claim which I accepted and received the full amount including interest. The second claim for Visa charges was put on hold at court as all other claims were and following the ruling YB have written to me stating they will not uphold my claim. I understand that credit card claims are not covered by this ruling and wonder what my plan of attack should be, on 21st March 2007 the claim was £564.60 am I entitled to claim interest from then till now and what do I do about the court costs and the procedings.
  • willie2907 wrote: »
    I had two claims at Court in Northampton one for YB bank charges and one for YB Visa card charges. YB offered a full settlement on the bankcharges claim which I accepted and received the full amount including interest. The second claim for Visa charges was put on hold at court as all other claims were and following the ruling YB have written to me stating they will not uphold my claim. I understand that credit card claims are not covered by this ruling and wonder what my plan of attack should be, on 21st March 2007 the claim was £564.60 am I entitled to claim interest from then till now and what do I do about the court costs and the procedings.

    You need to double check those two claims and make 100% certain that the credit card claim is outstanding. The only reason they would ask for a strikeout if that is what they intend to do is because it is a bank charges one.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Only started my reclaim journey, but sent of letter to COne on Wed, requesting PPI and Late charges. Got a letter back y'day saying that they had the letter and were investigating, I should hear from them in 4 wks. I do appreciate that it is a bog standard response, but was mega impressed that they even acknowledged it.

    I shall keep you all posted.

    LL xx
    £38,000 and change to £0
  • kez777
    kez777 Posts: 1 Newbie
    Hi, I had Morgan Stanley and Goldfish cards which have recently been taken over by Barclaycard. Can I still claim back charges on these cards?
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