Credit Card Reclaiming Success Stories

stephderm

Hi All

Am I right in surmising that Barclaycard have changed their procedures recently and seem to be paying up fairly quickly?

Wishing you all a stress-free, homemade gift, non-debt-inducing Christmas....let's be honest can you really remember who bought YOU what last Christmas? If the people you really love, love you - they'd far rather see you finanically settled than buying rubbish from China that doesn't work after Boxing Day!!...no offence to the Chinese by the way- a wonderful nation - just bitter experience!!!

Honeytrap

Hi all,

Just to let you all know i finally got my letter from the ombudsman after 7 weeks to say that Capital One are gonna settle my whole claim of £1579.04.:T Ive just posted back my settlement letter on Friday past so hopefully the money will be here soon so i can get myself sorted.A big thankyou to every poster on here cause i would not have done it and went so far without knowing how you all did it.YIPPEE i cant believe it that card is well gone now with money for ME.:rotfl::rotfl::rotfl::j:j

Spinawin

Just heard from the Ombudsman re: Egg. Guess what - Egg have caved in without making any admission of liability but seemingly happy to give me £1,000 of their shareholders money. Surprise, surprise. Anyone fighting with Egg - press on but use the Ombudsman Service. These guys are good, keep you informed and will get you the right result.

Hostie_2

Spinawin wrote: »

Just heard from the Ombudsman re: Egg. Guess what - Egg have caved in without making any admission of liability but seemingly happy to give me £1,000 of their shareholders money. Surprise, surprise. Anyone fighting with Egg - press on but use the Ombudsman Service. These guys are good, keep you informed and will get you the right result.

Thanks for that, just had an offer from Egg for £32 (the difference between the £20 charges), am claiming £167 . I will stick at it .....:T

BrianC500

Update to Earlier Post

Provider: Creation Financial Services
Amount Claimed: £811.36
Amount They Paid: 811.36

The Story: We sent the template letter and received an offer for just over £200.00 We wrote back to say it was unacceptable as we had claimed £811.36. We said we were prepared to compromise at £500 they wrote back and offered the full £811.36. :T

We are in the process of chasing M&S Money and Principles. I'll keep you posted.

barloo69

BrianC500 wrote: »

Update to Earlier Post

Provider: Creation Financial Services
Amount Claimed: £811.36
Amount They Paid: 811.36

The Story: We sent the template letter and received an offer for just over £200.00 We wrote back to say it was unacceptable as we had claimed £811.36. We said we were prepared to compromise at £500 they wrote back and offered the full £811.36. :T

We are in the process of chasing M&S Money and Principles. I'll keep you posted.

Excellent news. Well done Brian.

achtunglady

achtunglady wrote: »

Capital One
Amount Reclaimed: £640 in charges £169 interest
Amount they paid:Full Amount £809

First wrote to capital One asking for my fees to be paid back, after to- ing and fro-ing they only offered me £227, I said no and kept on persuing them for the full amount, they wrote saying it was their final offer and i wouldnt get anymore, infact i would get less.

So i handed it to the ombudsman, they wrote back today saying:
The bank does not accept that its charges are unlawful or unfair. But following our intervention, it has told us that it would prefer to settle the complaint as an alternative to our formal investigation. It accepts no liability, but nonetheless says it will pay £640 plus interest of £169 to settle the dispute.

So i have to sign and return the form within 14 days which i have done already, so heres to the money very soon!!!

Keep going, don't let them dictate to you, it may take a while longer but worth it in the end!!!!

By the way, October 2003 was my first charge so i got it all back within the 6 year period

Received my cheque for £809 yesterday, just in time for xmas!!!!! :rotfl:

estimator

Hey!

That great news!!!!!!!

So cool to read that some people are getting money back..

Have a great weekend.!!!

estimator

Out of interest, How long did the process take from start to finish?

barloo69

stephderm wrote: »

Hi All

Am I right in surmising that Barclaycard have changed their procedures recently and seem to be paying up fairly quickly?

Wishing you all a stress-free, homemade gift, non-debt-inducing Christmas....let's be honest can you really remember who bought YOU what last Christmas? If the people you really love, love you - they'd far rather see you finanically settled than buying rubbish from China that doesn't work after Boxing Day!!...no offence to the Chinese by the way- a wonderful nation - just bitter experience!!!

Ys it would seem that way, a lot of peep getting uccess from Barclayard at the moment on this and other sites. Makes you wonder whether a memo has gone round Barclaycard towers HQ.