Credit Card Reclaiming Success Stories

scotthayes

MBNA:
Claimed £934
Received £934

At first they just sent a cheque for the difference but after a quick threat of court they confirmed on the phone they have raised a cheque for the interest. Nice and easy.

Egg:
Claiming £316
was offered £52 (difference between £20 charged and £16 which they say is fair)
rejected offer and threatened to go to FOS. They refused to budge so claim going to FOS on Monday.

Egg are really quite snotty about things where as MBNA have been quite good about repaying.

GIVE_US_OUR_DOSH_BACK_09

Citi cards.
Claimed £91.50 incl interest june 09.
Got fobbed off.
Reclaimed again.
Got fobbed off.
Reported to ombudsman.
Recieved letter today offer of £91.50.in full settlement.
Without prejudice.

Do not give up claiming.
They pay up in the end.
Its your money,not theirs.

Thanks for the info on the site.

GunnersCandy

Hi I have had a reply from A&L regarding my request for refund of charges ad they have sent a cheque for a very small amount of the claim. I am a little confused over which letter to send saying that I wish to claimthe full amount but will accept the cheque for now?! is it step 4? as it dosn't mention that you will keep the cheque but want full amount back

Thanks

Wickken

Bank: Capital One
Amount Reclaimed: £488.00 plus £86.54
Amount offered: £56.00 (eventually £488.00 plus £86.54)
The story:
The standard Capital One story:
Wrote letter asking for list of charges
Wrote letter asking for £488.00 + £86.54
Received letter stating charges fair blah blah blah offered 'goodwill gesture' of £56.00 (difference between the £20 and £12 charges - didn't even offer interest!! :mad:)
Wrote another letter saying thank but no thanks - full amount if you please.
Received final offer of £56.00
Went to FOS.
Received letter this morning from FOS stating that Capital One said that - 'as an alternative to our formal investigation' will pay £488.00 + £86.54 interest :j :j

Another big big thank you to everyone on this site who made this possible :T:T:T

stevielucky

Hi all just got a letter from the above as a goodwill gesture barclay card are refunding me £241.92 inc interest only thing was i still owed them 6 pence from way back in 2007 so they took that off the refund how tight can you get anyway martin thanks i had no problem at all.:T p.s as my account no longer live they asked me to phone them and give my bank account details so they can pay the refund into my bank account sorted.

violetmva

Provider: Barclaycard
Amount reclaimed: £384 plus £126 interest
Amount received: £384 plus £126 interest

Sent the letter last week and today i got the responce with the offer and it shows money has been put to clear outstanding balance which is great as i can now close it and make a step into being debt free. Thanks to all the supportive people on the site and ofcourse Martin.
The battle with Barclays for the PPI on the same account is continuing, though :rotfl:

samjones1710

Hi all,

I'm new to this and am trying to reclaim around £1,100 from Halifax.

I sent them the letter from the site along with a list of charges I had accrued and asked for complete repayment plus interest. I received a letter from them on 20th July acknowledging my complaint and that they would resolve this in a max of 8 weeks, but would write to me within 4 weeks with an update.

Not suprisingly, it has now been 4 weeks since I got this letter and I have been sent a 4 week holding letter saying the matter will be resolved in the next 4 weeks.

I've got a feeling they are going to throw the complaint back at me and was wondering whether to sit tight and wait, or to be a bit more agressive with them.

Any thoughts?

Cheers

arthurdick

hi samjones I am more or less in the same boat as you, only last week i got that standard 4 week letter, this week i got the low offer,, the offer is an insult so i am refusing it........ keep with it, you are nearly there, you should soon get a letter with a tiny offer..it all depends on your circumstances if you take it or not..good luck

Plain_Stupid_45

HSBC
Letter sent 5th August 2009
Asked to reclaim : £356.11
Amount reclaimed: £356.51 on 18th August 2009

I am absolutely delighted with this.... it was so easy, just took 1 letter.

Thanks Martin.... X

donz81

arthurdick wrote: »

hi samjones I am more or less in the same boat as you, only last week i got that standard 4 week letter, this week i got the low offer,, the offer is an insult so i am refusing it........ keep with it, you are nearly there, you should soon get a letter with a tiny offer..it all depends on your circumstances if you take it or not..good luck

You know i have had exactly the same. I am now on the third holding letter. What would you suggest i do?

Thanks