Credit Card Reclaiming Success Stories

ktlou10

I have received letters back today from Cap 1 and aqua both saying no to refunding any fees as they believe them to be fair...etc. I am now sending further letters stating they have 14 days to change their minds and reimburse me or I will take them to court - or ombudsman. Has any1 had any succssess from these companies after sending a 2nd letter or going to ombudsman ? Any advice greatly appreciated! Thanks

santa08

Argos card services all £12 charges refunded after letter send threatening court as their initial response said the charges complied with guidelines set. Total refund £600 and it only took 2 weeks

ktlou10

Had no response from aqua so I have gone to ombudsman late last week who have sent me a letter to say they will aim to resolve it within 4 weeks - has anyone had any success in reclaiming fees after going to ombudsman?

MarkBantam

Just got a cheque in the post today for over £6,000 relating to MBNA PPi reclaim - over the moon !, got other claims in that took a few hours to put together using the advice on this site - go for it people!

aprilshower

ktlou10 wrote: »

Had no response from aqua so I have gone to ombudsman late last week who have sent me a letter to say they will aim to resolve it within 4 weeks - has anyone had any success in reclaiming fees after going to ombudsman?

Hi

Have you had anything back from your letter to the FOS. I had the same letter back from the FOS about six weeks ago and have not had any other response.

I decided to send them an email this morning asking for an update.

Aprilshower

kirsty1253

ktlou10 wrote: »

Had no response from aqua so I have gone to ombudsman late last week who have sent me a letter to say they will aim to resolve it within 4 weeks - has anyone had any success in reclaiming fees after going to ombudsman?

Hi have you heard anything back from Ombudsman yet?

I sent a claim to Aqua yesterday for charges, but I don't expect to hear anything back from them.

The last letter I sent them was sent in March and has still not been replied to. The problem with Aqua is that their letters are all held by the post office until collected, hence they often claim they havent recieved them, so if anyone is sending things to Aqua you should always send recorded so you can track them. I have complained to Aqua about this and also told them if they dont provide me with adequate respose I will seek advice from the ICO as they are breaching data protection by leaving letters containing personal information in the post office for months on end... my letter sent in March is apparently still at the post office awaiting collection!!

If anyone hears anything back from Aqua I would love to hear your outcomes, and I will post if I get anywhere too!

ktlou10

Hi Yes Aqua are awful for this so I wrote to ombudsman and they have responded asking for copies of all paperwork etc and they wrote to me again saying that it will take upto 8 weeks to get the issue resolved. I really dont know whether I will get any fees refunded as they are all £12 ones, but its got to be worth a go, I have gone through many forum pages on here to see what success others have had when claiming back credit card fees but through the ombudsman but cannot find much on it. So if anyone has any experoences of this - good or bad I would really appreciate it - thanks. I have still not heard from cap 1 either so will probably go to ombudsman again but thought I would see how aqua pans out 1st. Keep me posted - thanks

maz1964

hiya all

just a thought has anyone done this, or do you know if i can claim back the 12.00 late fees on my mbna card which im now paying off on a ccj? i didnt know at the time i may have been able to reduce the amount by the fees so am asking as link own the debt i should claim back from mbna or link and if its still posss still??

cheers well done on others im seriously going to relook at this on any other cards my hubby holds #

have a fun day maz:D

hello12345_2

Hi there, i'm new to this site i have been reading up on how many people have been reclaiming bank and credit card charges. i have sent a letter off for my bank charges with Lloyds TSB using the template. my question is a i have 4 credit cards and would like to claim back my charges there, is the template i use once i get a list of my charges the same as the one i used for my bank account or is there a different template on the credit cards? Any help of tips would be greatly appreciated thanks

sandz0907

Hello,

Im new to this site, reading all stories about successful claims to all the credit card charges makes me inspired to do it as well.

I just want to ask it is possible to claim the interest charges as well. I've been with Payplan for almost 7 years now and this is my last month to pay off all my debt. And one of my creditor was Barclaycard, the amount of interest that i receiving every month is quite high for example Payplan paid £73.45 but the interest was £20.20. But the first year with payplan i didn't receive any interest from barclaycard. It is nice if I will claim this interest charges as well . It will gonna make a big difference for me in this time of difficulty.

Please give me some advise....