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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Credit Card Reclaiming Success Stories
Comments
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“Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” ― Albert Einstein
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"It's not who you are underneath. It's what you do that defines you." ― Rachel Dawes (Batman Begins movie 2005)
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£450 charges refunded by B'card :beer:
£300 charges refunded by B'card (Morgan Stanley) yesterday.:j
back 6 years.
Long hard slog, lots of letters etc. but didn't need to go to FOS0 -
Letter from Vanquis today. Agreed to refund £322.06 in charges :beer:
One letter sent direct to them, reply within two weeks with settlement outlined. No need to involve FOS.“Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” ― Albert Einstein
~
"It's not who you are underneath. It's what you do that defines you." ― Rachel Dawes (Batman Begins movie 2005)
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Barclaycard claimed £492.55 (Inc 8% interest) received £492.55. One letter and £10 cheque for list of charges and one letter asking for them to be refunded. Took less than a month in total. Still waiting to hear from capital one!0
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Letter from Vanquis today. Agreed to refund £322.06 in charges :beer:
One letter sent direct to them, reply within two weeks with settlement outlined. No need to involve FOS.
Hi, well done! Can I ask we're these £12 charges or more than that?SW Week 1-5: -12lb Week 6-10: -4.5lb Week 11-15: +0.5lb Week 16: -1lb Week 17: -1lb Week 18: STS Total Loss -1 Stone 4lb!0 -
Credit card PPI claimed from MBNA. Questionnaire posted 16 days ago. Initial letter to say it had been received 8 days ago. Letter today- day 16 saying cheque for £1524 will be sent out within 28 days. Bank of Scotland questionnaire sent same day received correspondance to say they had received questionnaire and would get back to me within 8 weeks. No word as yet. Thank you for all the advice.0
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Hi, well done! Can I ask we're these £12 charges or more than that?
Certainly. £12 overlimit fees and late payment charges.“Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” ― Albert Einstein
~
"It's not who you are underneath. It's what you do that defines you." ― Rachel Dawes (Batman Begins movie 2005)
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Well done on the successes. It is really inspiring me.
May I ask, are the recent successes for cc refunds all now due to hardship claims or simply asking for a refund?
Little Mo - thanks for your motivation on the other thread. I posted off to three banks yesterday to ask for a list of charges. Fingers crossed.0 -
Hi Guys,
Needs some good advice.
Basically I have banked with santander (formally alliance and leicester) & MBNA (formally alliance and leicester i think), and was wondering should I ring them both up as I have 2 accounts in question one is a current account and the other is a credit card. I have had these account for around 8-10 years and have lots of charges on them.
The question is should i call them both and ask for a statement of charges or full statements and also should I write to them via post, which would be better and quicker. Also If i request statements for the last 8-10 years will it cost a maximum of £10 or more??
Can you please give me some advice as soon as possible so I can get the ball rolling.
Thanks people.0 -
Provider: Monument (previously Providian)
Amount Reclaimed: £1104
Amount they paid: £492 :T
The story: Sent initial letter on 10/1/2012 after trawling through my statements and adding up all the charges. They replied within a few days saying they are looking into it and will reply by 10/2/2012. Letter received today dated 9/2/2012 offering £492. I decided to accept as I don't want it to drag out and I do feel responsible for some charges due to account mis-management so I'm happy with the offer. Letter on its way to Vanquis now!SW Week 1-5: -12lb Week 6-10: -4.5lb Week 11-15: +0.5lb Week 16: -1lb Week 17: -1lb Week 18: STS Total Loss -1 Stone 4lb!0
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