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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Credit Card Reclaiming Success Stories

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Comments

  • ditton123
    ditton123 Posts: 9 Forumite
    regarding egg claims, I have sent mine to barclaycard as they now control my account.
  • santa08
    santa08 Posts: 64 Forumite
    I sent a secure email to egg this morning and they replied that since being bought out by barclaycard they have transferred everything over. Letter to barclaycard tomorrow then
  • likelyladgal
    likelyladgal Posts: 36 Forumite
    Hsbc Loan
    Amount recieved - £337
    Thank you very much Money saver gang.All for the price of a stamp and a pen. Sent complaint letter 26th November recieved letter this morning. Very happy indeed.
    Next up - Capital One and 3 old store cards.
  • acb
    acb Posts: 48 Forumite
    Barclaycard

    £572.75 Refunded default charges of £20 and £12.

    Letter posted a week today used the letter kindly supplied on this website,thankyou very much.

    Waiting for Citi and Capital One response.

    ACB
  • santa08
    santa08 Posts: 64 Forumite
    acb wrote: »
    Barclaycard

    £572.75 Refunded default charges of £20 and £12.

    Letter posted a week today used the letter kindly supplied on this website,thankyou very much.

    Waiting for Citi and Capital One response.

    ACB


    Did it only take a week to be offered a refund? Am I reading this correctly?
  • acb
    acb Posts: 48 Forumite
    Hi

    I posted the letter last Tuesday and reply this Tuesday (24th) with offer. Beneficial Finance were also very good and quick.

    acb
  • santa08
    santa08 Posts: 64 Forumite
    acb wrote: »
    Hi

    I posted the letter last Tuesday and reply this Tuesday (24th) with offer. Beneficial Finance were also very good and quick.

    acb


    Wow that's brilliant, congratulations on getting your money back :j
  • TeenyBash
    TeenyBash Posts: 159 Forumite
    Just wanted to say thank you to Martin Lewis and this website.

    Following the advice on the site, I wrote to Natwest a week ago to reclaim years of credit card overlimit fees under the hardship rule. Today I recieved a letter back saying they are willing to repay the charges in full, plus interest, totalling £267, to be credited to my credit card account.

    Thank you so much, it's really helped during a tough time. All it took was, reading the advice on the site and spending an hour to write the letter out based on my template provided.
    “Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” ― Albert Einstein ;)
    ~
    "It's not who you are underneath. It's what you do that defines you."     ― Rachel Dawes (Batman Begins movie 2005)
  • banks4u
    banks4u Posts: 526 Forumite
    Where can I find the letter to send?
  • Little_Mo_70
    Little_Mo_70 Posts: 417 Forumite
    banks4u wrote: »
    Where can I find the letter to send?

    Go on the MSE website, they are all on there.
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