Credit Card Reclaiming Success Stories

Escape_To_Victory

I'd just like to say massive thank you to this site, it's been invaluable so far, I claimed £380 in charges back from my co-operative credit card and had a letter back from them today agreeing to repay me £330! The reason I started looking into this is when I had a letter from AMEX 2 months ago without my prompting them, they said they were going to return me £1,300 in charges and interest as they hadn't informed in writing I had 2 missed payments in succession after they performed an internal review. I've now sent off template letter to MINT and Barclaycard asking for charges to be returned. I honestly thought, I had no chance until I received the letter today. Thanks so much MSE!

deemul

southtoday wrote: »

Just got £1400 from santander for PPI & ODI (overdraft protection Insurance, I wasn't even aware I was being charged for that,) & it was an nice birthday surprise. I got it by going into the local branch & getting the tel no of their PPI claims dept & contacted them,They were very helpful. I did not go through a reclaim company so I keep 100% of it, Take the bull by the horns. I'm not very savvy when it comes to dealing with banks so If I can do it anyone can :-) Give it ago ,if you don't try you may never know & it is defiantly worth a try. stand your ground & go for it.

I din't even thinabout PPI on my overdraft when i recently started pursuing my claim. this is something i'm going to send a letter for now as i had an overdraft of £1000 for approx 20yrs and when checking paperwork after reasing this i had PPI applied. Thank you for bringing my attention to this....

midebt

we got a letter today...£9'964.00...............thanks very much !!!!

thats a relief......

nikaricka

Hi all,
Thanks to this site I have my first success with my credit card debts.
For the price of two second class stamps I have had £272.50 credited to my account in relation to credit card charges, the £12.00 ones!!!!!
They have refunded 16 x £12.00 charges plus interest yipppeeeeeeee!:j
Thanks all

Nik.

A8887_2

Evening all

Never posted here before, but I thought I'd mention a recent success I've had claiming credit card charges back from Tesco Bank:

Amount claimed: £708 (all £12) + £154 interest

Amount recieved: £1130!!!

They have for some reason offered me more than I asked for, by applying 21% interest instead of 8%. They are crediting it to my account, which will help me a lot when paying it off.

Just awaiting replies from my other cards (Mint, Halifax, MBNA)

Anyone had success with Mint?

Thanks

neo2

Hi,

I've never posted before but just wanted to say that thanks to this site and reading about others success I decided to claim back all my charges from my barclaycard. Most of my charges were £12 so initially I was just going to claim the few that were higher than £12 but after reading through the posts on this thread I decided to try and claim for all my charges plus the interest owed. I am very pleased to say that with just one letter asking for my charges (plus interest) back I received a letter from Barclaycard saying they will pay back everything I asked for which comes to £864!!!

Thanks for posting your success stories, if I had not seen this site and thread I would never have tried claiming anything back, so thank you!!

paid_too_much

Hi

congrats to all, I'm feeling inspired again, I've recently claimed back PPI payments I am now going to claim back all the over limit fees, can I ask are you just sending in a letter stating you want it all back without requesting a list of charges first and sending in a comprehensive list. With my PPI I just sent a letter requesting my money back and it worked, but now I'm nervous again.
Any help appreciated.
x

santa08

Hi Can I ask has anyone managed to claim charges back from Egg now that they are owned by Barclaycard. I was rejected by Egg and then never pursued it further however I did manage to obtain a refund on my Barclaycard, just fancying my chances since the takeover

ditton123

I sent to the request in ocotber using templates with £30 and £12 and got the usual reply that they were not refunding charges.

I sent the second letter and go no reply

I then filed claim on MCOL and within a week of being issued the summons they made a settlement "as a good will gesture"

got a cheque few days later for over a £1000 plus costs

Anyone who feel strongly about the way the banks profiteer should go for it

:j

emapalmer

Hi, as above.... has anyone claimed from egg as they have now been taken over by barclaycard? who do we send the letter to, asking for our charges back? or just to get statements from? i do not have my egg details anymore only the new barclaycard details. do we ask barclaycard? please someone help? x