Should I be paying for everything?

Zeni

Penny_Pott wrote: »

Hi.
Thanks for all the responses. I've been trying to catch up with a few but I'm getting a bit confused. :rotfl:
For those people thinking he puts in 950 and so I only put 550 in, I also pay for all shopping which is easily £500pm. :cool:

Wow, as the previous poster said 2k a month outgoings is crazy town for the two of you and your salaries.. Me and my Oh make around the same as you and I dont think I could survive o that for long. £500 pounds a month on shopping (Im assuming this is food?) for example an average family weekly food shop is around £53 so if you wanted to claw some money back that's definitely one area to look at.

Fireflyaway

My husband contributes a lot more financially than I do because he earns a lot more but we are happy with it. But its not all about money. For example I do all the housework as I'm at home a lot more and work less hours. Unless each partner earns exactly the same its probably common. What you don't want is one partner left with no money! So either go halves on bills or work it out so you are both left with the same spending money. In your case you are not married and he has kids so I'd go for each of you pay half on everything.

Do a proper budget and agree who pays what amount then set up a standing order into a joint account for all the bills.
For other purchases such as holidays, you need to draw up a plan beforehand. You can't assume you are both on the same page. I'd say its fair to go halves.

chelseablue

£500 a month on food shopping? Is that just for the 2 of you??

I shop for 2 adults and 1 child and never go over £50 a week, that's by shopping in Aldi.

We own our house jointly so all our money goes into one pot, I cant be doing with all that I pay for this bill and you pay for that bill.

We have a car each, Sky, a mobile each plus the dreaded childcare fees and we still manage to save a minimum of £500 a month, usually more.

It would be a could idea to post your monthly budget on here so people can advise further on areas to save on

justme111

SeduLOUs wrote: »

This is what I'm personally having difficulty figuring out. I'm buying a house solo, and my partner will be moving in. It's a fairly new relationship which is why I want to do it alone, but the intention is that it will all work out rosy and the mortgage will become joint at some point in the long term future.

Part of me strongly believes he shouldn't contribute to the mortgage as it's my house, and if we break up he just walks away and I stay put.

But is it fair for him to not pay anything at all, not even a nominal rent? He wouldn't be able to live rent free anywhere else, not even his parents...

As I have a big deposit, even if he paid half the mortgage value it would be way way cheaper for him than even a basic room in a house share (the mortgage payment will be around £200 per month).

If it all works out in the end it doesn't really matter at all, but if we break up in 2 years time, yes I get to keep the house, but he'll have lived rent free thanks to me for all that time. That somehow doesn't seem 'fair'.

We chosen for a man(a non preperty owner) to open a separate bank accouny and put the amount equal to his previous rent in it monthly. That money is "ours" and is spent on whatever benefits us both - holidays , emergency savings, half of it will be for him to help to move out if we split , some luxuries we both want etc.

pearl123

chelseablue wrote: »

£500 a month on food shopping? Is that just for the 2 of you??

I shop for 2 adults and 1 child and never go over £50 a week, that's by shopping in Aldi.

We own our house jointly so all our money goes into one pot, I cant be doing with all that I pay for this bill and you pay for that bill.

We have a car each, Sky, a mobile each plus the dreaded childcare fees and we still manage to save a minimum of £500 a month, usually more.

It would be a could idea to post your monthly budget on here so people can advise further on areas to save on

I spend around £40-£49 on grocery shopping for three adults. I mainly use Waitrose and Sainsburys so not the cheapest supermarkets. I do however hardly touch convenience foods. We do eat luxuries like salmon, organic chicken etc weekly. I make my own soups for example which is a huge saving and in summer vegetables come from my garden.

chelseablue

pearl123 wrote: »

I spend around £40-£49 on grocery shopping for three adults. I mainly use Waitrose and Sainsburys so not the cheapest supermarkets. I do however hardly touch convenience foods. We do eat luxuries like salmon, organic chicken etc weekly. I make my owns soups for example which is a huge saving.

That's a amazing!
I used to work with a lady who shopped in Sainsbury's for 2 adults and 3 kids (teenagers) and used to spend £250 a week :eek:

And that was about 12 years ago

rtho782

I hope you realise that as he's contributing to the mortgage he's building up a claim in your house....