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<<<out of cheese error>>>
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I love your cat stories :rotfl:.
Well done on resisting the cashmere :T.
I'm glad the money situation is looking healthy, which helps to make up for having zero free time I guess.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I resisted a spread sheet for years but this year bit the bullet.........havent looked back. Roughly a third of my salary left IN the bank account every month.........have no idea how......its magic as far as I am concerned and long may it last
Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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I spend my life on Excel for work so it's only natural I put those skills to use for personal gain. I'm a total formula nerd. :rotfl:debt consolidated 16/8/18 £9,788.01/£12,618.12
(Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%
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I do love your cat stories Redodebt consolidated 16/8/18 £9,788.01/£12,618.12 (Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%0 -
Always good to have healthy finances
Cats are like children and always prefer the box to the toy. I bought my cat a nice comfy bed but she still insists on sleeping in the dog's bed I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »Me too
The bath oil sounds nice who makes it?
Tisserand muscle ease, it was a present that I will now buy for myself.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
I used to love Avon Skin so Soft bath oil, no idea if they still do it. For now my special bubble bath is Badedas, always treat myself on payday, have done so since I was 15 and that was a VERY long time ago LOL. I remember the advert 'things happen after a Badedas bath' - still waiting :rotfl:I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I like that brand. Thanks. I will look out for itredofromstart wrote: »Tisserand muscle ease, it was a present that I will now buy for myself. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
I love Badedas SA, but it's one of the things I suddenly became allergic to sadly. Boys always used to get me it for presents.
The cat tunnel remains unused, it unzips to make a bed so I will see if that gets more use. OH replaced some of the tired sleeping boxes with new ones yesterday, only there was a cat asleep in the box of flattened boxes last night. Clearly the new ones don't smell right.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0
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