We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The NEW waiting to exchange thread...

19249259279299302067

Comments

  • Diabhay15
    Diabhay15 Posts: 31 Forumite
    10 Posts Name Dropper
    Diabhay15 said:
    Diabhay15 said:
    Argh!! - I hate that I'm constantly staring at my emails waiting for a refresh!!
    Me too 😩 although just had an email to say all have agreed to exchange today and she will let me know once it’s done... not holding my breath yet!
    How long does it take to exchange then? I thought they would have to kind of "set the date" before it could be done?

    If its not the case then maybe I can hold out hope for exchanging tomorrow even if we don't get the confirmations until tomorrow? I'm in a chain of 4

    My seller is soooo frustrating - just no urgency. EA said that she told him the situation and he was like "ok well I'll have a think about it when I get home tonight"?? 
    I don’t think it takes very long at all to actually exchange the contracts. But it does depend on the length of the chain etc as each solicitor has to call each other to exchange contracts and then call back up through the chain to confirm it’s happened.. I think that’s right 🤷🏼‍♀️ 
    I didn’t get confirmation of it happening today until 11:30 this morning, it hasn’t happened yet though.. but we have been trying since Friday for this. 
    Your seller sounds really frustrating! I think there’s someone like that at the top of our chain too. Really hope he’s had a good think and decides it’s time to exchange ASAP!!
    Ah right so really just the time it takes for 4 phones calls plus a bit of admin.

    Should be about 20 mins really then - I'm sure they'll drag it out to 4-5 hours....
    Yep... just to make us even more on edge than we already are throughout this process!!! 
    I’m currently unable to sit still or focus on anything!! Waiting for the call to say it’s happened...
  • Anty21
    Anty21 Posts: 78 Forumite
    10 Posts Name Dropper
    Diabhay15 said:
    Nearly 22 weeks here too.. mortgage offer expires 31st March and there’s only the property we are buying, their purchase and then property at the top that is vacant. People in the chain that are buying a property for over £1m with cash are squabbling over a few hundred pounds for an indemnity policy. We’re here at the bottom of the chain, waiting.. waiting 😴 
    hope you get somewhere soon!! 
    Thank you, me too! Same position with the mortgage offer too - spooky........Let’s hope we’re both looking at completion in the next couple of weeks 🤞🏻 Waiting is the worst 😴 
    Today is the day we were meant to be moving, our seller proposed it to us and said he was ready to exchange 2 weeks ago, there's been no news since except "top of the chain not ready"  :|
    😬 sorry to hear this, it’s so frustrating - hope you have good news this week 
    I’ve got the keys finally!! 🎉🎉
    Congratulations - enjoy your new home 
  • Diabhay15 said:
    Diabhay15 said:
    Diabhay15 said:
    Argh!! - I hate that I'm constantly staring at my emails waiting for a refresh!!
    Me too 😩 although just had an email to say all have agreed to exchange today and she will let me know once it’s done... not holding my breath yet!
    How long does it take to exchange then? I thought they would have to kind of "set the date" before it could be done?

    If its not the case then maybe I can hold out hope for exchanging tomorrow even if we don't get the confirmations until tomorrow? I'm in a chain of 4

    My seller is soooo frustrating - just no urgency. EA said that she told him the situation and he was like "ok well I'll have a think about it when I get home tonight"?? 
    I don’t think it takes very long at all to actually exchange the contracts. But it does depend on the length of the chain etc as each solicitor has to call each other to exchange contracts and then call back up through the chain to confirm it’s happened.. I think that’s right 🤷🏼‍♀️ 
    I didn’t get confirmation of it happening today until 11:30 this morning, it hasn’t happened yet though.. but we have been trying since Friday for this. 
    Your seller sounds really frustrating! I think there’s someone like that at the top of our chain too. Really hope he’s had a good think and decides it’s time to exchange ASAP!!
    Ah right so really just the time it takes for 4 phones calls plus a bit of admin.

    Should be about 20 mins really then - I'm sure they'll drag it out to 4-5 hours....
    Yep... just to make us even more on edge than we already are throughout this process!!! 
    I’m currently unable to sit still or focus on anything!! Waiting for the call to say it’s happened...
    Same here its killing me
  • Becksina
    Becksina Posts: 78 Forumite
    Fourth Anniversary 10 Posts Name Dropper Combo Breaker
    Email from solicitor saying searches are FINALLY back! He’s passed to his colleague to issue the certificate of title order and request funds and has said it WILL be next week just not positive on the date but I’m so relieved to know this is our last week here! 
  • denideth
    denideth Posts: 55 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    edited 3 March 2021 at 10:06AM
    Got an email to say searches been delayed for two of us in the chain until April 4th. We ordered them at the beginning of January. F***! We need to be done by third week of March because a chain member's mortgage offer expires then.

    I wonder if we can get a local search indemnity policy sorted??
  • Mani_London
    Mani_London Posts: 155 Forumite
    100 Posts Name Dropper First Anniversary
    I’ve got the keys finally!! 🎉🎉
    Congratulations 
  • jonners666
    jonners666 Posts: 98 Forumite
    10 Posts First Anniversary Name Dropper
    Our buyers LA searches due back today - fingers crossed there's nothing major. 

    Other than that, I think we're done. Paperwork all sent off for our purchase, just waiting for the sale to catch up!
  • Our buyers solicitor wants moneys in hand before to exchanging and then complete the next day. We want a week before exchanging and completion due to moving a family n schools. Does anyone know why they wud do this ? Instead of exchanging and then completing a week later ? We are now being asked if release our funds so we can do want they want but we have not exchanged 
  • Gods sake no replies all day - my buyer is freaking out cos his buyer is threatening to pull it if we don't agree dates today (sigh) and no-one can get hold of my seller.

    why is it so hard!!

  • Glad to say we have exchanged! Think we have had a very luck sale & purchase, 13 weeks in total and no real hiccups. Good luck everyone. Now to finish packing for completion tomorrow. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.