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The NEW waiting to exchange thread...

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Comments

  • neydejean said:
    Day 3 of attempting to exchange ahead of alleged completion on Friday. Still don't see it happening but I am going to press on as if it is and I will unplug and defrost my fridge freezer tonight. 

    As others have said I'm glued to my phone and any slight vibration I quietly pray it is the solicitor calling
    Good luck! Think positive, you've got this.
    Signature down for maintenance :rotfl:
  • esubbs said:
    The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything! 
    I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥 
    Snap... I feel you all on this one! 

    Monday felt so much more positive, but no updates at all yesterday, and we've now been assigned our fourth solicitor in six weeks, who has emailed this morning to say that there is a missing search and they've had no response from our lender about the partial loft conversion yet. It doesn't appear that they've responded to the buyer's solicitor, despite us sending all the documents and responses on Monday, and explaining why it needed to go quickly... 

    Our chain didn't collapse yesterday, but we're getting calls from the three estate agents above us daily, and our buyer's mortgage offer still isn't in, although must be imminent now... 

    I can't concentrate on anything else, it's driving me insane. Being so pregnant in this heat probably isn't helping, either! 

    Fingers crossed we all get good updates soon.
    OMG I can’t believe that they still haven’t got their offer - what has your EA said? Make sure you get plenty of rest for you and bump in this heat! 🥵 
  • E_D_FTB said:
    esubbs said:
    The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything! 
    I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥 
    Agreed with you on this - even though we're not expecting anything at the moment, I can't think about anything else! And we've done fits and starts of packing, but it's so tough when you don't know how long it'll be until you're actually moving.
    Glad it’s not just me 😂 
  • Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
  • Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
    Any news on your valuation?
  • esubbs said:
    The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything! 
    I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥 
    Snap... I feel you all on this one! 

    Monday felt so much more positive, but no updates at all yesterday, and we've now been assigned our fourth solicitor in six weeks, who has emailed this morning to say that there is a missing search and they've had no response from our lender about the partial loft conversion yet. It doesn't appear that they've responded to the buyer's solicitor, despite us sending all the documents and responses on Monday, and explaining why it needed to go quickly... 

    Our chain didn't collapse yesterday, but we're getting calls from the three estate agents above us daily, and our buyer's mortgage offer still isn't in, although must be imminent now... 

    I can't concentrate on anything else, it's driving me insane. Being so pregnant in this heat probably isn't helping, either! 

    Fingers crossed we all get good updates soon.
    OMG I can’t believe that they still haven’t got their offer - what has your EA said? Make sure you get plenty of rest for you and bump in this heat! 🥵 
     For the past three weeks, they've just got annoyed when we've enquired and said some people have been waiting since January and it's a process so all we can do is wait... 

    On Monday she was a bit more helpful, I think she realised that her email to the whole chain was very wrong and is trying to fix it a bit. She confirmed the valuation had happened last Wednesday, but nothing else. I'm preparing myself to call again! 

    I'm worried about our new solicitor. They've gone off on one about needing a valuation from the bank... spent days on it. We've just talked to our mortgage advisor who has confirmed that it was a desktop valuation and they don't provide evidence of this to the solicitors and never have. The bank seem amused; I'm just frustrated. 

    And thank you! I'm trying. Failing, but trying 😅 How are things for you? 
    Signature down for maintenance :rotfl:
  • Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
    Ow, 5 weeks feels like a long time! Have they given you any indication of when you might get it? 

    Ours took 4 days, our buyers is at just over a month, it feels like forever.
    Signature down for maintenance :rotfl:
  • E_D_FTB
    E_D_FTB Posts: 280 Forumite
    100 Posts Name Dropper
    Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
    Ow, 5 weeks feels like a long time! Have they given you any indication of when you might get it? 

    Ours took 4 days, our buyers is at just over a month, it feels like forever.
    Ours took 5 weeks, but I think part of that was putting in the application at the ned of June around the last stamp duty deadline. I wouldn't be surprised if nothing happened on our case during those two weeks.

    Fingers crossed you'll hear something soon!
    10th June - DIP submitted
    11th June - DIP referred to underwriter
    12th June - Viewed house, offer made and accepted
    14th June - DIP accepted and full application submitted
    16th June - Valuation booked for 18th
    18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
    22nd June - Hard search (Transunion)
    24th June - Second hard search (Equifax)
    1st July - Extra documents requested and uploaded by Broker
    9th July - Proof of Deposit requested and uploaded by Broker
    12 July - Searches applied for
    19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
    19th July - Survey carried out
    20th July - Offer issued - checked and confirmed by Broker
    21st July - Contract checks complete
    22nd July - Additional enquiries sent
    23rd July - Survey report returned
    27th July - Documents reviewed and okayed with solicitor
    4th August - Searches back
    31st August - Final enquiries back
    8th September - Contracts signed
    15th September - Deposit money transferred
    28th September - Exchange
    30th September - Proposed Completion
  • Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
    Any news on your valuation?
    Nope not yet. Halifax not got the report back yet and they say normally they give them 48 hours so cant chase until Friday but should be received today hopefully and I get a offer end of week!
  • Im 5 weeks into purchase and not even got mortage offer so cant even think about packing haha
    Packing will be stressful even though Im going from 1 bed to another 1 bed so wont be a lot of stuff. 
    No exchange dates either and we are 3 weeks from stamp duty deadline. 
    Ow, 5 weeks feels like a long time! Have they given you any indication of when you might get it? 

    Ours took 4 days, our buyers is at just over a month, it feels like forever.
    5 weeks was when I got the memorandum but had to switch lenders as the valuation was un-realistic at 55k below asking when properties have sold similar type in area for much higher then valuation price in last 6-10 months. So now going for Halifax to hope for the best! Hoping for offer end of this week all going well. Then rest is up to solicitors at both ends for exchange. Management pack may bring queries to delay further as thats not due until end of the week.
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