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The NEW waiting to exchange thread...
Comments
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Fingers crossed for you! Hopefully everything will be straightforward and you can get moving soon!Lorann_86 said:Well the commute has started and it is tiring for everyone. We will get used to it I'm sure but this process is so stressful.
Still waiting for the enquiries report for our onward purchase, but verbally the solicitor said we should be good to go now.
Our buyer said that they have the searches back and enquiries have been raised but not yet set to our solicitor ( they are being checked?)
I really hope we get this done by the end of this month. Saving a little bit on SD but also not having to commute for longer than a month. I just want to move now
10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
So we're off to the solicitor's office this afternoon to sign contracts and check that we're ready to exchange. Only thing I'm aware of that's outstanding is transfer of deposit to the solicitor, so fingers crossed! The rest of the chain is aiming for 30th completion to get in under the Stamp Duty wire, which feels like cutting it a bit fine to me! Not our problem though, so not gonna argue it!
Good luck to everyone waiting to exchange/complete today!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
Good luck for today 🤞Rincewindcl said:Day 3 of attempting to exchange..... Solicitor at the top of the chain is very silent, to the point where even their client is having to call them to chase!1 -
The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything!3
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Yay, almost there, so pleased for you 😁 xE_D_FTB said:So we're off to the solicitor's office this afternoon to sign contracts and check that we're ready to exchange. Only thing I'm aware of that's outstanding is transfer of deposit to the solicitor, so fingers crossed! The rest of the chain is aiming for 30th completion to get in under the Stamp Duty wire, which feels like cutting it a bit fine to me! Not our problem though, so not gonna argue it!
Good luck to everyone waiting to exchange/complete today!0 -
I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥esubbs said:The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything!1 -
Agreed with you on this - even though we're not expecting anything at the moment, I can't think about anything else! And we've done fits and starts of packing, but it's so tough when you don't know how long it'll be until you're actually moving.WorriedKirkels said:
I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥esubbs said:The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
Snap... I feel you all on this one!WorriedKirkels said:
I know this feeling and currently in the thick of it….not able to do anything and incessantly checking my emails just in case I’ve missed an update 😥esubbs said:The radio silence is the worst. Feel like I'm constantly waiting for something to happen. In the meantime I really should be getting prepared, sorting and packing etc. But I just can't concentrate on anything!
Monday felt so much more positive, but no updates at all yesterday, and we've now been assigned our fourth solicitor in six weeks, who has emailed this morning to say that there is a missing search and they've had no response from our lender about the partial loft conversion yet. It doesn't appear that they've responded to the buyer's solicitor, despite us sending all the documents and responses on Monday, and explaining why it needed to go quickly...
Our chain didn't collapse yesterday, but we're getting calls from the three estate agents above us daily, and our buyer's mortgage offer still isn't in, although must be imminent now...
I can't concentrate on anything else, it's driving me insane. Being so pregnant in this heat probably isn't helping, either!
Fingers crossed we all get good updates soon.Signature down for maintenance :rotfl:1 -
Day 3 of attempting to exchange ahead of alleged completion on Friday. Still don't see it happening but I am going to press on as if it is and I will unplug and defrost my fridge freezer tonight.
As others have said I'm glued to my phone and any slight vibration I quietly pray it is the solicitor calling12/03/21 - House put up for sale
05/04/21 - Offer accepted for sale of house
10/04/21 - DIP approved
13/04/21 - Offer accepted on purchase of house
28/04/21 - Mortgage application made
30/04/21 - Mortgage offer received
15/06/21 - Searches ordered
28/06/21 - Searches received
22/07/21 - Enquiries raised
03/08/21 - Enquiries returned, 1 outstanding issue
19/08/21 - Enquiries on purchase satisfied. Ready to exchange
08/09/21 - Exchanged
10/09/21 - Due to complete0 -
Positive thinking and got everything crossed for you 🤞neydejean said:Day 3 of attempting to exchange ahead of alleged completion on Friday. Still don't see it happening but I am going to press on as if it is and I will unplug and defrost my fridge freezer tonight.
As others have said I'm glued to my phone and any slight vibration I quietly pray it is the solicitor calling1
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