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The NEW waiting to exchange thread...
Comments
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Just received the forms to sign with wrong amount and 1 letter wrong address not happy 😡😡0
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Boredfatman said:We finally completed today…so relieved, the release of pressure is enormous.
loads to do at our new place but I don’t mind that, at least it’s ours!
Still one of the most stressful things I’ve ever done and I don’t have a good word to say about solicitors. Hope everyone else gets to the end soon…10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
WorriedKirkels said:E_D_FTB said:So I had my first proper cry since we started this process (we're on week 10, so I think I've done pretty well!) After the top of the chain insisting they wouldn't be ready to talk exchange dates until September at the earliest, we had an email from the estate agents saying they had factored in the 2.5k stamp duty saving into their purchase so they have to complete by then.
This causes a huge problem for us because we're still waiting on some work to be completed and inspected on our house before we can exchange, which won't be done for another 2 weeks at least, and we're away for a lot of September due to work/family. Also, we had communicated that ideally we would want to exchange and complete in different months so that we avoid a rent and mortgage overlap. Obviously, we've budgeted for this if necessary, but after causing delays themselves the top of the chain were essentially saying we needed to spend an extra 1.5k so that everyone else can save!
All of this gets me in a massive panic, and after a teary conversation with my partner we decide to call the estate agents and see if there's a way we can mitigate our additional costs while still making the deadline work. Turns out he doesn't think it's worth even talking about as there are still things outstanding throughout the chain and there's no guarantee anyone will meet the Sep completion deadline.
Such a stress over nothing in the end! Gonna need some chocolate this evening to recover!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
greensalad said:WorriedKirkels said:greensalad said:7 weeks since offer accepted and still no draft contract pack arrived. Hassling everyone I can but it's soooo frustrating.10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
Cookie211 said:Just received the forms to sign with wrong amount and 1 letter wrong address not happy 😡😡
We had the wrong postcode on half the documents we were sent. Hoping it's just a typing error and they haven't actually done searches for a completely different property!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
Cookie211 said:Another bloody weekend 😭😭 can’t wait for Monday and can’t wait to start loving the weekends again also bank holiday next weekend 🤯🤯10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
E_D_FTB said:Cookie211 said:Just received the forms to sign with wrong amount and 1 letter wrong address not happy 😡😡
We had the wrong postcode on half the documents we were sent. Hoping it's just a typing error and they haven't actually done searches for a completely different property!
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E_D_FTB said:Cookie211 said:Another bloody weekend 😭😭 can’t wait for Monday and can’t wait to start loving the weekends again also bank holiday next weekend 🤯🤯0
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WorriedKirkels said:Received some updates today - our buyers buyer now seems satisfied and are just waiting on contracts to sign which are being sent out. Our buyers still don’t have all their searches back but are on with reviewing our responses to enquiries so hopefully they are almost there. We are yet to receive responses to our enquiries but hoping that we may get those early next week. I will take any small glimmer of hope at this moment in time 😜 x2
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E_D_FTB said:Cookie211 said:Another bloody weekend 😭😭 can’t wait for Monday and can’t wait to start loving the weekends again also bank holiday next weekend 🤯🤯0
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