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The NEW waiting to exchange thread...
Comments
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WorriedKirkels said:Cookie211 said:WorriedKirkels said:E_D_FTB said:Cookie211 said:E_D_FTB said:Cookie211 said:well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯
There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
Another week begins with me emailing my solicitor hoping to get an update on where we are up to. Does anyone else seem to have issues getting a response through emails? My MA has been amazing with responding and I haven't had the same experience so far with the solicitors. I don't know how some of you do this for so long, I'm only a few weeks in and it feels like the wait will never end.
Regarding search turnaround times - are people finding that the estimated time for their searches is accurate on the Searchflow website? Or are they being quicker? Slower? Mine is saying 40 working days and despite paying for them to start over a week ago I have no idea if they have been! I want to give our notice in for rent at the beginning of October but not sure if that is overly optimistic. Gah how do people focus on anything else when buying a house!0 -
E_D_FTB said:WorriedKirkels said:Cookie211 said:WorriedKirkels said:E_D_FTB said:Cookie211 said:E_D_FTB said:Cookie211 said:well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯
There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!
I’m off work this week and my plan is to start packing non essentials tomorrow, my mum is even coming round to help. I’m hoping that will help me focus my energies on something in my control as we only have 3 weeks until the move date everyone in the chain agreed to….. just as everything seems to be falling apart with solicitors ignoring each other and my buyers buyer looking like they will pull out 😥 I can’t do anything about these things so I’m going to carry on as if everything’s ok and hope for the best 😜 x0 -
WorriedKirkels said:E_D_FTB said:WorriedKirkels said:Cookie211 said:WorriedKirkels said:E_D_FTB said:Cookie211 said:E_D_FTB said:Cookie211 said:well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯
There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!
I’m off work this week and my plan is to start packing non essentials tomorrow, my mum is even coming round to help. I’m hoping that will help me focus my energies on something in my control as we only have 3 weeks until the move date everyone in the chain agreed to….. just as everything seems to be falling apart with solicitors ignoring each other and my buyers buyer looking like they will pull out 😥 I can’t do anything about these things so I’m going to carry on as if everything’s ok and hope for the best 😜 x10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion1 -
Sending everyone lots of luck this week - after lots of waiting and refreshing emails last week, our solicitor should be passing on a desired completion date today. I keep telling people "we should have the completion date today" and yet still nothing! Will feel better once we have a date to work towards (and more motivated to pack lol)
2 -
Migraine like never before
we are ploughing forward just means we have to put more money than we wanted to in
this is seriously the most stressful thing I’ve even done in my life!0 -
Feeling gutted and angry this evening.
We've had this Wednesday (18th) agreed for exchange and completion for the last 2 weeks. Every party has agreed it. There are 4 of us in the chain and the 18th has been agreed multiple times. All searches, enquiries, mortgages, paperwork all finalised. We're pretty much packed and ready to go.
And then today - less than 2 days before we're supposed to move - we're told that Wednesday is no longer achievable... because... the Solicitor at the top of the chain has been on holiday for the last 2 weeks and didn't hand the case over???? They're apparently back in the office tomorrow, and I'm hoping that the whole chain will be applying a lot of pressure to get this over the line immediately.
It seems that nobody knew about this - the 2 people above us in the chain had been chasing for updates and apparently just as surprised as us about this update.
I'm gutted at missing the date we've been working towards.
I'm angry that we only found out about this *today*.
I'm anxious because we really need to complete within the next week.
And I'm just floored. We've put so much into achieving this date - emotionally and physically - I think we've been running on excitement/adrenaline. And now that fuel has been taken away I feel so done. Hoping I wake up feeling more optimistic tomorrow.0 -
tomnookfan said:Sending everyone lots of luck this week - after lots of waiting and refreshing emails last week, our solicitor should be passing on a desired completion date today. I keep telling people "we should have the completion date today" and yet still nothing! Will feel better once we have a date to work towards (and more motivated to pack lol)12/03/21 - House put up for sale
05/04/21 - Offer accepted for sale of house
10/04/21 - DIP approved
13/04/21 - Offer accepted on purchase of house
28/04/21 - Mortgage application made
30/04/21 - Mortgage offer received
15/06/21 - Searches ordered
28/06/21 - Searches received
22/07/21 - Enquiries raised
03/08/21 - Enquiries returned, 1 outstanding issue
19/08/21 - Enquiries on purchase satisfied. Ready to exchange
08/09/21 - Exchanged
10/09/21 - Due to complete1 -
Martian2035 said:Feeling gutted and angry this evening.
We've had this Wednesday (18th) agreed for exchange and completion for the last 2 weeks. Every party has agreed it. There are 4 of us in the chain and the 18th has been agreed multiple times. All searches, enquiries, mortgages, paperwork all finalised. We're pretty much packed and ready to go.
And then today - less than 2 days before we're supposed to move - we're told that Wednesday is no longer achievable... because... the Solicitor at the top of the chain has been on holiday for the last 2 weeks and didn't hand the case over???? They're apparently back in the office tomorrow, and I'm hoping that the whole chain will be applying a lot of pressure to get this over the line immediately.
It seems that nobody knew about this - the 2 people above us in the chain had been chasing for updates and apparently just as surprised as us about this update.
I'm gutted at missing the date we've been working towards.
I'm angry that we only found out about this *today*.
I'm anxious because we really need to complete within the next week.
And I'm just floored. We've put so much into achieving this date - emotionally and physically - I think we've been running on excitement/adrenaline. And now that fuel has been taken away I feel so done. Hoping I wake up feeling more optimistic tomorrow.1 -
I can't even guess the strength that is required with a number of individuals in a chain. I hope it goes all well for those whom have had to delay.
I finally signed my mortgage deed today. Awaiting the final local search to come back, before enquiries go out back to the sellers solicitor.
Anyone figure how long this will take? Feels like forever. I guess I am lucky as the house is currently empty.First Time Buyer
## April 2021 - DIP/AIP
15 July 2021 - House - Offer Accepted
16 July 2021 - Completed Mortgage Application/ Hard Check/ Income Verified [Straight 2 Lender, Without Broker]
16 July 2021 - Paid for Home Buyers Survey (Level 2); (Waiting for a date on the Survey)
21 July 2021 - Home Buyers Survey (Level 2); Booked
21 July 2021 - Home Buyers Survey (Level 2); Completed
21 July 2021 - Official Offer of Mortgage Completed by Lender [Mortgage Tracker]
21 July 2021 - Awaiting Conveyancing Next Steps !
28 September 2021 - Exchanged Contracts !
29 September 2021 - Planned Completion. My new home !1
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