The NEW waiting to exchange thread...

WorriedKirkels

Elle83 said:

Hi everyone!

We agreed a sale on our property 23rd June, our onward purchase offer was agreed 24th June. Our buyer is no chain, and onward purchase is vacant. 

Had our mortgage survey and offer sorted 9th July. 

Delay with buyer's HB survey but that was done 28th June and they came to view our house again with parents that weekend. They said nothing major came up, all good. They had a valuation done on the 29th June as they switched lenders to get a better rate. Either the buyer or his dad works in mortgages - they told us this when they offered. 

It is now 16th August and all searches/enquiries are done but our buyer's solicitor says they have not received their mortgage offer yet. 

Rational part of me says if it was such a good rate, perhaps the lender is busy. Neurotic side of me is panicking. 

I am hoping it arrives this week so that we can exchange. Fingers crossed!

Hopefully you will hear something this week 🤞and then they can get the report title ready to enable you to exchange 😁 

E_D_FTB

DeletedUser said:

I hate valuers

Oh no - what's happened?

WorriedKirkels

E_D_FTB said:

Cookie211 said:

E_D_FTB said:

Cookie211 said:

well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯

At least you know they're on it! We're still waiting on that paperwork. Have chased with our solicitor, but he hasn't received anything, so I'm now trying to decide when I should try chasing through the estate agents. So frustrating, because I know the rest of the chain wants to complete before the stamp duty holiday ends and that becomes less and less likely as this delay goes on. Because we can't afford an overlap of rent and mortgage, we need to exchange in Aug to be able to complete in Sep and the longer this gets held up, the less likely that is to happen

Oh no, I would chase the EA see what’s going on, I got everything crossed for u, the hours are going by now so can see me not hearing anything now till tomorrow 😭 

I'm gonna give them until lunchtime tomorrow and then start chasing with the EA - the seller's solicitor has already been a bit funny about the EA getting involved about this particular thing, so don't want to cause problems.

There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!

@Cookie211 and @E@E_D_FTB, hoping you get positive news soon! I would definitely be chasing both EA and solicitors at the same time but I am a pain like that 😆 😬 x

[Deleted User]

Undervalued our house

E_D_FTB

WorriedKirkels said:

E_D_FTB said:

Cookie211 said:

E_D_FTB said:

Cookie211 said:

well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯

At least you know they're on it! We're still waiting on that paperwork. Have chased with our solicitor, but he hasn't received anything, so I'm now trying to decide when I should try chasing through the estate agents. So frustrating, because I know the rest of the chain wants to complete before the stamp duty holiday ends and that becomes less and less likely as this delay goes on. Because we can't afford an overlap of rent and mortgage, we need to exchange in Aug to be able to complete in Sep and the longer this gets held up, the less likely that is to happen

Oh no, I would chase the EA see what’s going on, I got everything crossed for u, the hours are going by now so can see me not hearing anything now till tomorrow 😭 

I'm gonna give them until lunchtime tomorrow and then start chasing with the EA - the seller's solicitor has already been a bit funny about the EA getting involved about this particular thing, so don't want to cause problems.

There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!

@Cookie211 and @E@E_D_FTB, hoping you get positive news soon! I would definitely be chasing both EA and solicitors at the same time but I am a pain like that 😆 😬 x

Thanks! If it was about anything else I would, but the seller's solicitor has already gotten funny about us trying to go through the EA for info on it.

E_D_FTB

DeletedUser said:

Undervalued our house

Oh no, so sorry to hear that! Have they said why?

WorriedKirkels

@DeletedUser - is there anyway your buyer can still get their mortgage? If the LTV wasn’t near the top it may still be an option, depending on how significant the difference is. They could also try with another lender. What have your buyers said? 

Cookie211

WorriedKirkels said:

E_D_FTB said:

Cookie211 said:

E_D_FTB said:

Cookie211 said:

well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯

At least you know they're on it! We're still waiting on that paperwork. Have chased with our solicitor, but he hasn't received anything, so I'm now trying to decide when I should try chasing through the estate agents. So frustrating, because I know the rest of the chain wants to complete before the stamp duty holiday ends and that becomes less and less likely as this delay goes on. Because we can't afford an overlap of rent and mortgage, we need to exchange in Aug to be able to complete in Sep and the longer this gets held up, the less likely that is to happen

Oh no, I would chase the EA see what’s going on, I got everything crossed for u, the hours are going by now so can see me not hearing anything now till tomorrow 😭 

I'm gonna give them until lunchtime tomorrow and then start chasing with the EA - the seller's solicitor has already been a bit funny about the EA getting involved about this particular thing, so don't want to cause problems.

There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!

@Cookie211 and @E@E_D_FTB, hoping you get positive news soon! I would definitely be chasing both EA and solicitors at the same time but I am a pain like that 😆 😬 x

Thank u, I feel like emailing the EA again I’m the same,I’m such a pain when it comes to waiting but then I think I have been waiting since jan when the first house fell through then we found this one in April so I’m thinking surly they should be chasing me by now lol all jokes aside I don’t think I have ever been this stressed,feels like my live is on hold 

WorriedKirkels

E_D_FTB said:

WorriedKirkels said:

E_D_FTB said:

Cookie211 said:

E_D_FTB said:

Cookie211 said:

well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯

At least you know they're on it! We're still waiting on that paperwork. Have chased with our solicitor, but he hasn't received anything, so I'm now trying to decide when I should try chasing through the estate agents. So frustrating, because I know the rest of the chain wants to complete before the stamp duty holiday ends and that becomes less and less likely as this delay goes on. Because we can't afford an overlap of rent and mortgage, we need to exchange in Aug to be able to complete in Sep and the longer this gets held up, the less likely that is to happen

Oh no, I would chase the EA see what’s going on, I got everything crossed for u, the hours are going by now so can see me not hearing anything now till tomorrow 😭 

I'm gonna give them until lunchtime tomorrow and then start chasing with the EA - the seller's solicitor has already been a bit funny about the EA getting involved about this particular thing, so don't want to cause problems.

There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!

@Cookie211 and @E@E_D_FTB, hoping you get positive news soon! I would definitely be chasing both EA and solicitors at the same time but I am a pain like that 😆 😬 x

Thanks! If it was about anything else I would, but the seller's solicitor has already gotten funny about us trying to go through the EA for info on it.

But that’s the job of the EA, to progress the sale 🤔- maybe the solicitor doesn’t like the pressure of having to deliver to a timeframe. Worth a shot if you don’t hear anything x

WorriedKirkels

Cookie211 said:

WorriedKirkels said:

E_D_FTB said:

Cookie211 said:

E_D_FTB said:

Cookie211 said:

well EA emailed me this morning saying he’s trying to confirm that probate has been granted and I still haven’t heard anything bk, don’t want to pester him but I just need to know 🤯🤯

At least you know they're on it! We're still waiting on that paperwork. Have chased with our solicitor, but he hasn't received anything, so I'm now trying to decide when I should try chasing through the estate agents. So frustrating, because I know the rest of the chain wants to complete before the stamp duty holiday ends and that becomes less and less likely as this delay goes on. Because we can't afford an overlap of rent and mortgage, we need to exchange in Aug to be able to complete in Sep and the longer this gets held up, the less likely that is to happen

Oh no, I would chase the EA see what’s going on, I got everything crossed for u, the hours are going by now so can see me not hearing anything now till tomorrow 😭 

I'm gonna give them until lunchtime tomorrow and then start chasing with the EA - the seller's solicitor has already been a bit funny about the EA getting involved about this particular thing, so don't want to cause problems.

There's still a bit of time left in the day! Fingers crossed you'll hear something by close of business!

@Cookie211 and @E@E_D_FTB, hoping you get positive news soon! I would definitely be chasing both EA and solicitors at the same time but I am a pain like that 😆 😬 x

Thank u, I feel like emailing the EA again I’m the same,I’m such a pain when it comes to waiting but then I think I have been waiting since jan when the first house fell through then we found this one in April so I’m thinking surly they should be chasing me by now lol all jokes aside I don’t think I have ever been this stressed,feels like my live is on hold 

I feel the same as you - crazy isn’t it how it can take over your life! 😜 I’m saying this just having received an update from our EA to say there are issues with our buyers sale (same EA), just hoping it gets resolved soon so that enquiries are satisfied 🤞 x