PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The Forum is currently experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The NEW waiting to exchange thread...

1137613771379138113822067

Comments

  • Does anybody else feel like their entire life is absolute clown shoes at this point because of this whole process?!  🙈😂😂
    Yep, definitely agree with this! x
  • birdmadgirl8
    birdmadgirl8 Posts: 374 Forumite
    100 Posts Name Dropper Photogenic
    @Mizydoscape Welcome aboard - yep, that's rubbish! The cheery optimism you describe from the agent (shared by our sellers' agent) is really getting me down now. If I hear 'it's full steam ahead' one more time, when we're actually stranded between stations with multiple signal failures, I'll explode. Adding a house to the chain (where supposedly there is none) is happening way too often on this thread. I'm willing to bet your chain free purchase was never any such thing. It's rotton and you have my sympathy. Fingers crossed they'll proceed quickly though.
  • Hello can I join? Our house went SSTC on 26/05, we had an offer accepted on a house 2 weeks later. They found a chain free onward purchase sometime mid June so we got a shift on and are just waiting for enquiries to be answered on our purchase now. Have signed the contracts for sale. 

    Yesterday I had an update from our agent to say that another property has literally just been added to the top of the chain 😒 so now we wait for them to catch up with everyone else. I said we had hoped to be in to avoid Stamp duty at the end of September and my agent was like "oh... well they can usually catch up really quickly once everything gets going". So now I'm feeling a bit blah about it. 

    Uhhh so frustrating!
    Your timeline and experience sounds similar to ours. I totally agree with how frustrating it is! I just wish the top of the chain would give honest answers to the chain so we can all plan. I don’t want to get too excited and then it drag on for months and months 😬 fingers crossed 🤞 for you, us and everyone else on here that things speed up a little x
  • E_D_FTB
    E_D_FTB Posts: 280 Forumite
    100 Posts Name Dropper
    @Mizydoscape Welcome aboard - yep, that's rubbish! The cheery optimism you describe from the agent (shared by our sellers' agent) is really getting me down now. If I hear 'it's full steam ahead' one more time, when we're actually stranded between stations with multiple signal failures, I'll explode. Adding a house to the chain (where supposedly there is none) is happening way too often on this thread. I'm willing to bet your chain free purchase was never any such thing. It's rotton and you have my sympathy. Fingers crossed they'll proceed quickly though.
    It feels like what estate agents consider "chain free" and what a rational human being would consider "chain free" are worlds apart! Welcome @Mizydoscape! You're certainly not alone in your frustration, but we'll all get there in the end! And in the meantime we have somewhere to vent our frustrations about this ridiculous process. 
    10th June - DIP submitted
    11th June - DIP referred to underwriter
    12th June - Viewed house, offer made and accepted
    14th June - DIP accepted and full application submitted
    16th June - Valuation booked for 18th
    18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
    22nd June - Hard search (Transunion)
    24th June - Second hard search (Equifax)
    1st July - Extra documents requested and uploaded by Broker
    9th July - Proof of Deposit requested and uploaded by Broker
    12 July - Searches applied for
    19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
    19th July - Survey carried out
    20th July - Offer issued - checked and confirmed by Broker
    21st July - Contract checks complete
    22nd July - Additional enquiries sent
    23rd July - Survey report returned
    27th July - Documents reviewed and okayed with solicitor
    4th August - Searches back
    31st August - Final enquiries back
    8th September - Contracts signed
    15th September - Deposit money transferred
    28th September - Exchange
    30th September - Proposed Completion
  • cheeky-peach
    cheeky-peach Posts: 327 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Please can someone reassure me that waiting for searches is the longest of the waits??? We were originally told they were due back 28/07... called today and they said 30/07 now and apparently 'it can change again'. What is going on? :( 
  • geostar37
    geostar37 Posts: 20 Forumite
    10 Posts Name Dropper
    Does anybody else feel like their entire life is absolute clown shoes at this point because of this whole process?!  🙈😂😂
    Yep, definitely agree with this! x
    Yes - and my alcohol consumption has gone through the roof 🤦‍♀️  Final day today to exchange to meet original completion date and not heard anything from anyone. Have phoned solicitors and left a message at 10 and emailed estate agents this afternoon. 

    Feel like giving up 😩
  • House_owner
    House_owner Posts: 262 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    geostar37 said:
    Does anybody else feel like their entire life is absolute clown shoes at this point because of this whole process?!  🙈😂😂
    Yep, definitely agree with this! x
    Yes - and my alcohol consumption has gone through the roof 🤦‍♀️  Final day today to exchange to meet original completion date and not heard anything from anyone. Have phoned solicitors and left a message at 10 and emailed estate agents this afternoon. 

    Feel like giving up 😩
    Know the feeling - my chocolate consumption has gone up!
  • harsxx
    harsxx Posts: 39 Forumite
    Second Anniversary 10 Posts
    And we've completed! Just over 10 weeks. Woo hoo!
    Congratulations 🍾🍾
  • Mizydoscape
    Mizydoscape Posts: 122 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ahh so glad I'm not alone here! I was doing so well at not getting stressed about anything. This is my first time selling and our buyers have been great so far. Apparently they're cool too wait it out and we really really want the house we're buying and felt like we were getting towards the end but now. Ugh is the word I think!

    Best of luck to those who are closer than we are!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.5K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.5K Work, Benefits & Business
  • 598.2K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.