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The NEW waiting to exchange thread...

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Comments

  • NotHydra
    NotHydra Posts: 54 Forumite
    10 Posts Name Dropper
    We have Completed!!!! 🍾🍾🍾🍾🍾🍾

    not ready any comments as running around chucking things in bags for life 🤣 will come on here later!! 
    Whoo! Congratulations 👏
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    laura_lau said:
    @m4x1ne thank you, hopefully! I've got 3 options now: 1) suggest we do an extra paper to sign by my partner 2) we use the seller's solicitor if they agree 3) I ask the agent if the know personally some solicitor who could spare five minute of their extremely busy pre stamp duty holiday day to help us.

    @Caz_Mnaz that's what I would have thought! He understands and we spoke about it all and he already signed the form so I don't really know why they would be holding it up now. At least they could have told us before!!!! I'm utterly fuming, 
    Oh No!!!!!! I am sorry I missed your update. 

    Sorry not got time to type a long message but get  onto 

    https://www.ila-connect.co.uk/

    I have used them before they can sign documents virtually same day. They do all conveyancing items and solicitors recommended them to me in past when I needed something same day witnessing / legal help 

    I promise to come on here later. Sending a virtual hug!! 
    omg you are a life saviour!!! How didn't this come up when I looked for solutions!!! 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Mum and dads sol promised them at 9.30 am this morning to exchange before 12 today, still not happened. I’ve asked mum and dad to chase her up to see what on earth is going on.

    it was their side who suggested all these exchange and completion dates 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    @london21 congratulations! And thank you, it will eventually happen, I know.

    @Firsttime2021 oh no I'm sorry to see you are also still waiting! Not knowing is the worse!

    Update on my saga: local solicitor never called me back, so after using the service @BountyBlink suggested, I manage to reserve an appointment for today. My partner spoke with them, but they said they can't legally witness a signature via zoom. So she said we need the lender to confirm first they are happy for an independent witness to witness the signature, then do the call so they can "advise" my partner, then we need to send it via post to them, then they can look at it in person and add a certificate that they advised my partner, and then send all to my solicitor, as the lender wants the originals.
    So, all in all, it is going to take at least 3 more working days, plus whatever time they take to release funds. I am beyond furious.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • CLJ2986
    CLJ2986 Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    @laura_lau oh my goodness I'm so sorry! I don't have anything helpful to add I'm afraid. Hope you're ok. 
  • @laura_lau I am so sorry. I can't believe your lender left it so late in the day to advise you of all of this. I am hoping your Solicitor can come up with something to save the day. Truly awful and really no excuse as the document was returned a month ago?!

    I completed on my sale yesterday morning but felt so exhausted and mentally drained by the last few months that I barely had any energy left to 'celebrate'. It is such a shame that the process in this country is so twisted that it leaves buyers/sellers stressed and broken by the end of it all. That said, I am beyond relieved of course and keeping my fingers crossed for everyone else waiting for good news this week. 

    Now on to find our onward purchase. There is currently virtually zero available in our price change within 3 miles of our preferred location so hoping something comes up soon. We are in a rental for the next few months but keen to leave as it is tiny, we are living out of boxes with 2 small DC and tempers are already frayed.
  • TheTruemans
    TheTruemans Posts: 48 Forumite
    10 Posts Name Dropper
    Update 2.0…

    - Chased solicitors for mortgage report, they said it was posted yesterday so should be with us tomorrow now.

    If we get this document back to them by Thursday recorded delivery then how long after this can we expect the next course of events, Pay deposit? Close HTB ISA? Agree completion date? Exchange?

    Thanks 
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