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The NEW waiting to exchange thread...

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  • Good luck to all hoping to exchange/complete today.

    Our solicitor said we can do both today providing my parents solicitor is available...don’t hold out much hope.

    our solicitor yesterday morning even gave out his personal mobile to the solicitor on the other side so we can get this done and she still left at 4.30!! With so many people aiming to complete by tomorrow to make STLD I don’t understand why you would do this. 

    Will be on edge all day waiting for calls/email etc. Parents calling theirs this morning, I rattled off an email last night to ours saying if we can exchange  and complete today it would be preferred. 
    Maybe that's the time they finish work, maybe they need to get home to look after kids etc. Its not all about you remember, solicitors have lives as well. If it was ready to happen then it would have happened, they don't just ignore exchange for sh1ts and giggles.
    It’s been ready for weeks. We agreed exchange Friday, then yesterday. 

    They knew mum and dad would need to sign and have witnessed an insolvency document in April, the solicitor didn’t tell my parents this till 2 weeks ago. They were also emailing the wrong person to our side and were uncontactable for weeks. 

    They have been incompetent at every turn.
    Again if its ready to go it would have happened. All solicitors are snowed under at the minute. Out of interest how much have you been emailing and calling them? If they have been emailing the wrong person on your side then you gave the wrong persons details no? If all that needs to happen is exchange and completion then it will happen imminently. When did you start the process?
    I think you need to read all of her posts, it's clearly incompetence on the solicitors side. 

    I don't know about you, but if my tasks aren't complete I would expect to stay to do them.

    If I had a commitment scheduled for a client and some extenuating circumstances meant i couldn't fullfill it, I would be expected to communicate that to said client. Not just disappear. 

    Blindly supporting the solicitor in this instance just wreaks of being obtuse for the sake of it.
    I have read the OPs other posts and it is why I cant understand that for weeks if all is needed is to exchange then why has it not happened. Why hasn't the OP made a formal complaint in this circumstance? I am no more blindly supporting the solicitor than you are the OP. The last 2 weeks has been a solicitor bashfest because of the SDLT holiday and expectations not being managed. 
  • Good luck to all hoping to exchange/complete today.

    Our solicitor said we can do both today providing my parents solicitor is available...don’t hold out much hope.

    our solicitor yesterday morning even gave out his personal mobile to the solicitor on the other side so we can get this done and she still left at 4.30!! With so many people aiming to complete by tomorrow to make STLD I don’t understand why you would do this. 

    Will be on edge all day waiting for calls/email etc. Parents calling theirs this morning, I rattled off an email last night to ours saying if we can exchange  and complete today it would be preferred. 
    Maybe that's the time they finish work, maybe they need to get home to look after kids etc. Its not all about you remember, solicitors have lives as well. If it was ready to happen then it would have happened, they don't just ignore exchange for sh1ts and giggles.
    It’s been ready for weeks. We agreed exchange Friday, then yesterday. 

    They knew mum and dad would need to sign and have witnessed an insolvency document in April, the solicitor didn’t tell my parents this till 2 weeks ago. They were also emailing the wrong person to our side and were uncontactable for weeks. 

    They have been incompetent at every turn.
    Again if its ready to go it would have happened. All solicitors are snowed under at the minute. Out of interest how much have you been emailing and calling them? If they have been emailing the wrong person on your side then you gave the wrong persons details no? If all that needs to happen is exchange and completion then it will happen imminently. When did you start the process?
    I’ve been onto my solicitors daily, my parents also. Neither my parents or I realised they were emailing the wrong person. And our solicitor couldn’t understand why the just didn’t hit the reply button on the emails. 

    This has been going on since the end of January. So quite a long time considering it’s a purchase from my parents. Our enquiries were sent end of March beginning of April, our searches came back in may. Satisfactory relies to enquiries were not sent back till last week, so they’ve taken 3 months to send over title deeds and organise the signing of insolvency. No other enquiries were sent as we live in the property and my parents as our landlords regularly had boiler and electrics serviced.

    Plus it was my parents solicitors who suggested exchange for last Friday then again for yesterday and completion tomorrow. We were just happy to let it roll on for however long as we don’t need to move or make SLDT. 

    Fingers crossed today contact is made between both sides and it’s all sorted 
    Have you made a formal complaint to escalate your case? Perhaps they are prioritising SDLT cases over yours? I hope it works out for you.
  • london21
    london21 Posts: 2,157 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    They left it last minute. Don’t lose hope, check https://solicitors.lawsociety.org.uk/

    my conveyancer dropped my case last Monday and same day managed to get a Solicior and we are completing today. 
  • laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    That’s ridiculous, we had to go to an independent solicitor for my parents to sign and have witnessed the insolvency document. 

    Really feel for you 
  • Caz_Mnaz
    Caz_Mnaz Posts: 304 Forumite
    100 Posts First Anniversary Name Dropper
    laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    Noooooo..... For us my partner is just had to sign to confirm he had been advised to seek independent legal advice, but he didn't actually bother. Lender seemed happy as him signing the doc saying he understood the risk etc was acceptable to them. 
  • m4x1ne
    m4x1ne Posts: 43 Forumite
    Second Anniversary 10 Posts Name Dropper
    laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    omg you poor thing, what a nightmare. Can your solicitor's firm not assign this job to someone? Surely they have a vested interest in getting this over the line. I'm not usually one for "talking to the manager", but perhaps if you call complaints/one of the partners they can get this done for you. As above, definitely don't lose hope - there's surely a solution here
  • Another day of waiting for our buyers solicitor to confirm at what stage they’re at. All others are pretty much ready to go. 

    I’m so anxious 😥 
  • uralmaid
    uralmaid Posts: 403 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Forgot to mention as I was so excited we had exchanged yesterday evening.  Upon exchange the buyer asked his solicitor to forward the message to us "sorry the oil tank is empty"  Have had to place an order which cant arrive until at least tomorrow (plus as the pipe has to come over the hedge we need to cut the hedge first in order for him to deliver it.  Also no baths or showers as no hot water. Slimy B..........d.
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Caz_Mnaz said:
    laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    Noooooo..... For us my partner is just had to sign to confirm he had been advised to seek independent legal advice, but he didn't actually bother. Lender seemed happy as him signing the doc saying he understood the risk etc was acceptable to them. 
    That's exactly what he did!!! Now it's been a month after we sent the form and they say they want him to seek independent advice. I don't know what to do. 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    m4x1ne said:
    laura_lau said:
    So my solicitor called. She said the lender is not satisfied with a document I had my partner sign, which they asked when they made the mortgage offer. They want him to seek independent legal advice before signing it, which they could have said 1 month ago when we sent them the signed form! Not wait until completion to say no sorry we want your partner to hire another solicitor the day before the stamp duty deadline. I've already called 4 and they are all above capacity, obviously, and one of them quoted me £2000 just to speak with my partner and witness him signing the document. This is insane. I'm furious. I must admit that I've been crying like a fountain. This is too much.
    omg you poor thing, what a nightmare. Can your solicitor's firm not assign this job to someone? Surely they have a vested interest in getting this over the line. I'm not usually one for "talking to the manager", but perhaps if you call complaints/one of the partners they can get this done for you. As above, definitely don't lose hope - there's surely a solution here
    My solicitor did suggest someone from her company, they have 3 offices around the country it could be someone from another office, but the lender said it must be completely independent. She said she's not happy at all and she's been arguing and she'll continue arguing about it. I'm trying to call her back I'm wondering maybe we can get my partner sign something additional when he declares he understands the risks of not seeking independent advice or something. 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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