The NEW waiting to exchange thread...

baileykxo

lg220701 said:

Hi. 

Hoping for some advice or some experiences from anyone who can help.

So.. we had our offer accepted on a property in April, mortage accepted in early may and offer received, sent to solicitors.

 Searches submitted on 27th May - these were all back within a week. Mortgage deed also signed. 

Enquires were raised 3 rd June and we have been at a standstill ever since. Enquires were quite simple ones, none that would take a lot of hard work from the seller. Have chased the solicitor, seller and the estate agent and just keep getting told the same thing - “awaiting response to enquiries”

Am I being inpatient or is over 3 weeks more than enough time for enquiries to be responded too? Nobody seems to be in a hurry, certainly not my solicitor! 

I am getting quite annoyed now as the property we are purchasing is chain free and are chain free too. 

If I was you I would chase it up again, I’ve been waiting two weeks and have been ignored so kept chasing it. I’ve finally got an answer, sort of anyway! Try your solicitor first, then their EA if not. 

catclaires

laura_lau said:

ok scary moment: I found a missed call a few minutes ago (don't know how I missed it!) and a voicemail from my solicitor. She never called me before. The voicemail said "I just thought maybe we should have a word about it. please call me back" which sounds threatening and terrifying! I called back immediately after listening the message, and she hasn't answered. I'll try again in a bit, but why would she call me? Why would she sound so threatening? I haven't even stalked her yet today! What could it be? My mind (and heart) is racing!

Oh, my fingers are really crossed for you that it's nothing bad after all the hassle you've had! For my last house purchase a few years ago, the only phone call my solicitor ever made to me (which I also missed and therefore got a voicemail that sounded very cryptic because I was in an area with poor signal, so I couldn't hear most of what she was saying in the message) was asking for authority to exchange - so it's not always something to be worried about! I'm so hoping that you'll get some good news soon!

TBG01

lg220701 said:

 Nobody seems to be in a hurry, certainly not my solicitor! 

What? Your Solicitor has dealt with things pretty quick up until now. It's on your seller to respond to enquiries. 

BountyBlink

lg220701 said:

Hi. 

Hoping for some advice or some experiences from anyone who can help.

So.. we had our offer accepted on a property in April, mortage accepted in early may and offer received, sent to solicitors.

 Searches submitted on 27th May - these were all back within a week. Mortgage deed also signed. 

Enquires were raised 3 rd June and we have been at a standstill ever since. Enquires were quite simple ones, none that would take a lot of hard work from the seller. Have chased the solicitor, seller and the estate agent and just keep getting told the same thing - “awaiting response to enquiries”

Am I being inpatient or is over 3 weeks more than enough time for enquiries to be responded too? Nobody seems to be in a hurry, certainly not my solicitor! 

I am getting quite annoyed now as the property we are purchasing is chain free and are chain free too. 

No you are not being impatient. However, it’s always best to be on the blind copy of enquiries from your solicitor, that way you know (a) what is being asked (b) when it’s being asked 

pop an email to your solicitor:

Dear Blah, 

Please can you request a response to o/s enquiries with sellers solicitor. 

Please can you also put me on the bcc, and any email to them going forward. 

Many thanks 

then when you get the email, forward it to the agent and ask them to call their vendor and ask them to reply to enquiries. 

This should help you keep a handle on what is happening where. 

BountyBlink

laura_lau said:

ok scary moment: I found a missed call a few minutes ago (don't know how I missed it!) and a voicemail from my solicitor. She never called me before. The voicemail said "I just thought maybe we should have a word about it. please call me back" which sounds threatening and terrifying! I called back immediately after listening the message, and she hasn't answered. I'll try again in a bit, but why would she call me? Why would she sound so threatening? I haven't even stalked her yet today! What could it be? My mind (and heart) is racing!

Well I hope this means she has had a reply to the enquiry and thought it best to pick up the phone and speak directly with you, with the aim to get this over the line today. 

I would ring her every 30 mins until I get through. Good luck you!!! 

BountyBlink

NotHydra said:

Update - strap in this is a wild one
Husband phoned and literally refused to get off the line till he could speak to head of conveyancing.
CoT was faxed while on phone
3pm Got assurances that he would personally  look at our case
7pm phone call to say everything is sorted we would get emails of contracts to look at with physical copies on the way
11:37 pm get contracts AND request for extra proof in money laundering
12am - 3am - back and forwards with solicitor on these documents as the emails were badly written so there was some misunderstanding

7:30am - Check Barclays portal and funds have been released for completion

Great news drawdown has happened & looks like you have finally been heard at your solicitors!!! Have everything crossed for you. 

CLJ2986

@laura_lau ooh I have everything crossed for you!! Will check back when I can but about to start my first shift in 7 months eek!

BecsMags

hippocrates1 said:

I very stupidly set up internet at my new house. I didn’t think they’d run a credit check as I’m staying with the same company but they did a hard search. Anyone know if Santander rechecks resit score before completion?

This process causes so much anxiety! We exchanged weeks ago but not completing until Monday 28th June (Seller's decision) I'm constantly winding myself up over what could go wrong inbetween, convincing myself that some historical debt that I had no idea about is suddenly going to appear on my credit record. I'm becoming obsessed! 

I even rang our mortgage lender at 10.30pm last night just for peace of mind. 

I'm sure the lender would recognise that as a utility and it wouldn't be a problem - but I'm obviously not that rational when it comes to convincing myself all will be fine! 

catclaires

Happy Friday to everyone - HUGE CONGRATS to those who have exchanged this week, especially as so many of the transactions were looking really stressful and were going down to the wire! Hope today brings some good news to others!

My sale and purchase are still ticking along - searches/enquiries all sorted on the sale (I hope, anyway - they only raised three enquiries, which seems scarily straightforward, so I'm wondering if more will be drip-fed through!), and contract/transfer deed received for signing - searches just back on the purchase too. I'm vacillating between getting massively excited and stalking the area we're moving to (etc), then feeling that I'll jinx it if I think too much about it - it's definitely not a relaxing time!

Irishpearce26

lg220701 said:

Hi. 

Hoping for some advice or some experiences from anyone who can help.

So.. we had our offer accepted on a property in April, mortage accepted in early may and offer received, sent to solicitors.

 Searches submitted on 27th May - these were all back within a week. Mortgage deed also signed. 

Enquires were raised 3 rd June and we have been at a standstill ever since. Enquires were quite simple ones, none that would take a lot of hard work from the seller. Have chased the solicitor, seller and the estate agent and just keep getting told the same thing - “awaiting response to enquiries”

Am I being inpatient or is over 3 weeks more than enough time for enquiries to be responded too? Nobody seems to be in a hurry, certainly not my solicitor! 

I am getting quite annoyed now as the property we are purchasing is chain free and are chain free too. 

I think you need to relax. Enquiries will take as long as they need to take. They may not have all the info to hand, busy at work or family etc. Are you trying to meet the SDLT holiday?