The NEW waiting to exchange thread...

Reddington85

I feel the pain of others with their Solicitor. I feel like I'm a pest (an uneducated pest at that!) which is a strange feeling.

I dread seeing my EA's name pop up - truly dread it. I think I'm conditioned to the worst happening. I just want to get going now

Vkz

CLJ2986 said:

Vkz said:

@laura_lau Yep and he’s quite a placid person. 

He only wanted a response to an email he sent a week prior asking if she had started the searches they discussed and how he was to pay because she never sent anything and she bit his head off “I’m busy - you’re not my only client you know” was what came out from her mouth apparently according to him. 

Which is why I’m surfing the web for time scales from you all.  

I’m going to wait until after the 30th of June for all the Stamp duty cases to be prioritised, then I’m really going to start chasing 😆. 

I thought about waiting until next week but I want to complete by 9th July now and don't want to risk leaving it so late. I'm going to call again... wish me luck 🤣

Good Luck 🤞 xxx

ss2020jd

Badger85 said:

Called the EA today to follow up ASAP (what is the delay, when will it be sorted, will we complete on Friday) since we now live in what appears like a storage facility, paid deposits for removals and our buyer is getting understandably annoyed. 

We knew that it was unlikely we would meet the SDLT deadline and was not in a rush, similarly our buyer wasn't affected by it anyway so we have both moved heaven and earth to accommodate our sellers who up until this point made offered no preferred dates. 

Apologies for the rant, I do feel a bit better for writing it down 

Good luck to those exchanging today! 

I know exactly what you mean about living in a storage facility and we have our removals booked and too late to cancel at this point. 

I have found that there have been so many different reasons for the delay, with the real one just coming to light now.

I really hope it’s better news for you. 

CLJ2986

Vkz said:

CLJ2986 said:

Vkz said:

@laura_lau Yep and he’s quite a placid person. 

He only wanted a response to an email he sent a week prior asking if she had started the searches they discussed and how he was to pay because she never sent anything and she bit his head off “I’m busy - you’re not my only client you know” was what came out from her mouth apparently according to him. 

Which is why I’m surfing the web for time scales from you all.  

I’m going to wait until after the 30th of June for all the Stamp duty cases to be prioritised, then I’m really going to start chasing 😆. 

I thought about waiting until next week but I want to complete by 9th July now and don't want to risk leaving it so late. I'm going to call again... wish me luck 🤣

Good Luck 🤞 xxx

Still no answer. I've tried 3 times today. Frustration kicked in and I sent an email to the EA instead. Back at the end of April we asked if 14th June was realistic and we're told it was "probably do-able" here we are over a week past that date and still none the wiser as to when it will be! 

metalloz

I've been following this thread religiously, especially since I had an offer on a property accepted by the vendor mid last week (FTB).

I've been told by the EA I need to have submitted the mortgage application, started solicitor searches and paid for a survey all within 8 working days otherwise they will consider putting it back on the market. This seems a little unfair? I have applied for my mortgage and want to wait for the outcome of the valuation, which I should get back next week before spending any more money (£1k+ for searches/survey)

Does this just seem like a pressure tactic or is it quite usual?

Reddington85

metalloz said:

I've been following this thread religiously, especially since I had an offer on a property accepted by the vendor mid last week (FTB).

I've been told by the EA I need to have submitted the mortgage application, started solicitor searches and paid for a survey all within 8 working days otherwise they will consider putting it back on the market. This seems a little unfair? I have applied for my mortgage and want to wait for the outcome of the valuation, which I should get back next week before spending any more money (£1k+ for searches/survey)

Does this just seem like a pressure tactic or is it quite usual?

Seems like a pressure tactic  to me.

Though I think for your own sanity, the sooner the mortgage ball gets rolling the better!

My solicitor strongly advised me not to pay for searches until I got the mortgage offer as that's not refundable (though I know some on here went ahead to save time which is a personal choice) I did pay him but they held off until I instructed them.

Aside the valuation which your lender would insist on, you don't need a survey either - It's your choice if you want a Homebuyers report etc. It depends on the age of the property etc

NotHydra

Solicitor sent invalid bank account number to lender for release of funds. When will the pain end 

laura_lau

metalloz said:

I've been following this thread religiously, especially since I had an offer on a property accepted by the vendor mid last week (FTB).

I've been told by the EA I need to have submitted the mortgage application, started solicitor searches and paid for a survey all within 8 working days otherwise they will consider putting it back on the market. This seems a little unfair? I have applied for my mortgage and want to wait for the outcome of the valuation, which I should get back next week before spending any more money (£1k+ for searches/survey)

Does this just seem like a pressure tactic or is it quite usual?

I don't know if it's usual, but my vendor decided not even to take the property off the market after accepting my offer, and this clearly to force me to get things going as quickly as possible (which I would have done anyway, but they don't know me, haha!)
So for me this isn't strange at all, and in the end is their property and is their decision what to do after accepting the offer.
About the searches, they were the first thing my solicitor requested, especially now in some areas it might take a bit to get them back. So it depends what lender you choose. I've seen some of them are very quick in approving the mortgage, others (like mine) take months. It took them 12 weeks to approve mine, and in the forum there's a thread where I spoke with other people who used the same lender, and it took them 8-9 weeks. So, if you decide to not order searches until you have the mortgage offer, I strongly advise you check the current timeframes for the lender you choose, as you may want to avoid the ones who take longer. 

laura_lau

NotHydra said:

Solicitor sent invalid bank account number to lender for release of funds. When will the pain end 

What??? That is pure incompetence! Or one wonders if they even do it on purpose to delay things because they are not ready!!!

NotHydra

laura_lau said:

NotHydra said:

Solicitor sent invalid bank account number to lender for release of funds. When will the pain end 

What??? That is pure incompetence! Or one wonders if they even do it on purpose to delay things because they are not ready!!!

I dont even know anymore. I actually laughed about it. Stress has broken me.

In the mean time because it looks like we might make Friday. I have to start packing! We have had the flat for 8 months and kept it very minimal on stuff and didn't even buy clothes (yay working from home) so luckily its not alot.