Land Registry questions

Land_Registry

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Hi,

Looking for some help. My land registry ref number is EA88FD3.

I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

I want to know exactly what the issue is and why the titles can’t be done?

Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

Thanks for your help

Can you confirm the reference please as that one is unrecognised 

Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

Also have the title numbers -
 DY561107 (New Title)

DY531957 (Parent Title)

Or customer reference 

GTAL01/039775.00445(P44)

If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


Thanks  

Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 

The solicitor has recently been advised of this so should be able to share/explain in more detail for you 

user1977

ashleighk134 said:

Land_Registry said:

ashleighk134 said:

Hi!

I’ve just received a copy of my title in the post following from my purchase in December last year.

I have some queries about the charges register & the restriction in the propertiership register. If you’re able to help, Info is below  

GR287393
b4 on title: restriction - what does this mean?

c2 the transfer of land between bellway homes and previous owners. Is there a reason why their names are still on this title? I purchased this house as freehold (there was a leasehold title but this was merged) 

thank you in advance!

ash 

The restriction is a standard lender’s restriction so you can’t for example transfer the title without their consent.
The Transfer contains restrictive covenants entered into by the developer and first private owner. The covenants bind the property hence it being referred to on the register. To identify it the date and parties are referred to 

Off subject, how do I find out if I’m allowed to put up a fence (below 1m so local authority do not need to be asked) is the land marked in red on this title ours?

Your solicitor should have explained all of this to you at the time you bought. Didn't they?

ashleighk134

user1977 said:

ashleighk134 said:

Land_Registry said:

ashleighk134 said:

Hi!

I’ve just received a copy of my title in the post following from my purchase in December last year.

I have some queries about the charges register & the restriction in the propertiership register. If you’re able to help, Info is below  

GR287393
b4 on title: restriction - what does this mean?

c2 the transfer of land between bellway homes and previous owners. Is there a reason why their names are still on this title? I purchased this house as freehold (there was a leasehold title but this was merged) 

thank you in advance!

ash 

The restriction is a standard lender’s restriction so you can’t for example transfer the title without their consent.
The Transfer contains restrictive covenants entered into by the developer and first private owner. The covenants bind the property hence it being referred to on the register. To identify it the date and parties are referred to 

Off subject, how do I find out if I’m allowed to put up a fence (below 1m so local authority do not need to be asked) is the land marked in red on this title ours?

Your solicitor should have explained all of this to you at the time you bought. Didn't they?

It was 8 months since we completed. I spent the time chasing them, estate agents and the sellers solicitors. I’m sure it was all discussed but I’ve got document upon document full of property jargon I can’t trace backwards to double check. With my copy of the title I finally received yesterday there was a sentence to say: “ Certain legislative changes may also impact your future use and enjoyment of the property. Any applicable changes, as may be currently known or expected to take effect, have been fully explained to you in our earlier correspondence and reports” which to me sounds like sucks to be you 😅 hence my panic checking. A fence is not necessary but would be nice. 

Melcooling1

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Hi,

Looking for some help. My land registry ref number is EA88FD3.

I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

I want to know exactly what the issue is and why the titles can’t be done?

Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

Thanks for your help

Can you confirm the reference please as that one is unrecognised 

Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

Also have the title numbers -
 DY561107 (New Title)

DY531957 (Parent Title)

Or customer reference 

GTAL01/039775.00445(P44)

If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


Thanks  

Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 

The solicitor has recently been advised of this so should be able to share/explain in more detail for you 

Hi thanks for your quick reply. 

12 - 18 months came from land registry yourselves when I called up. Although I’ve called again today and they did say that this is generalised time frame and unlikely to be this long with expedited cases.

I’m aware that there are 2 pieces of work that need to be done before mine can be completed. However nobody is able to give me a time frame when this will be done. Without a time frame it’s looking like I’m going to have a pull out of the sale. 

Is there absolutely no way of getting this through quicker? Can the case worker push for the other work to be done? 

Thanks 

Land_Registry

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Hi,

Looking for some help. My land registry ref number is EA88FD3.

I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

I want to know exactly what the issue is and why the titles can’t be done?

Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

Thanks for your help

Can you confirm the reference please as that one is unrecognised 

Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

Also have the title numbers -
 DY561107 (New Title)

DY531957 (Parent Title)

Or customer reference 

GTAL01/039775.00445(P44)

If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


Thanks  

Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 

The solicitor has recently been advised of this so should be able to share/explain in more detail for you 

Hi thanks for your quick reply. 

12 - 18 months came from land registry yourselves when I called up. Although I’ve called again today and they did say that this is generalised time frame and unlikely to be this long with expedited cases.

I’m aware that there are 2 pieces of work that need to be done before mine can be completed. However nobody is able to give me a time frame when this will be done. Without a time frame it’s looking like I’m going to have a pull out of the sale. 

Is there absolutely no way of getting this through quicker? Can the case worker push for the other work to be done? 

Thanks 

We do push but the ball is very much in the applicants court re timescales as until they reply we can’t proceed in each case. 

The conveyancer involved in the sale is better placed to push as appropriate as fellow conveyancing firm involved. Whether they can and will though is up to them. 

We will remind/chase after a set time only as that’s very much part of the registration process 

Melcooling1

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Hi,

Looking for some help. My land registry ref number is EA88FD3.

I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

I want to know exactly what the issue is and why the titles can’t be done?

Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

Thanks for your help

Can you confirm the reference please as that one is unrecognised 

Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

Also have the title numbers -
 DY561107 (New Title)

DY531957 (Parent Title)

Or customer reference 

GTAL01/039775.00445(P44)

If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


Thanks  

Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 

The solicitor has recently been advised of this so should be able to share/explain in more detail for you 

Hi thanks for your quick reply. 

12 - 18 months came from land registry yourselves when I called up. Although I’ve called again today and they did say that this is generalised time frame and unlikely to be this long with expedited cases.

I’m aware that there are 2 pieces of work that need to be done before mine can be completed. However nobody is able to give me a time frame when this will be done. Without a time frame it’s looking like I’m going to have a pull out of the sale. 

Is there absolutely no way of getting this through quicker? Can the case worker push for the other work to be done? 

Thanks 

We do push but the ball is very much in the applicants court re timescales as until they reply we can’t proceed in each case. 

The conveyancer involved in the sale is better placed to push as appropriate as fellow conveyancing firm involved. Whether they can and will though is up to them. 

We will remind/chase after a set time only as that’s very much part of the registration process 

Sorry bit confused with this reply.

As far as I’m aware the lodging solicitors have responded to everything land reg has requested and the delay now lies with land reg? 

There’s ‘prior applications and other pieces of work ahead of mine that need to be done first apparently so what I’m asking is surely the caseworker will have a rough estimate when this work may be completed? 

Without been given a time frame from land reg I’m going to lose the house which seems completely ridiculous. 

Is it possible to get this escalated to a manager? 

Thanks 

Land_Registry

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Land_Registry said:

Melcooling1 said:

Hi,

Looking for some help. My land registry ref number is EA88FD3.

I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

I want to know exactly what the issue is and why the titles can’t be done?

Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

Thanks for your help

Can you confirm the reference please as that one is unrecognised 

Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

Also have the title numbers -
 DY561107 (New Title)

DY531957 (Parent Title)

Or customer reference 

GTAL01/039775.00445(P44)

If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


Thanks  

Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 

The solicitor has recently been advised of this so should be able to share/explain in more detail for you 

Hi thanks for your quick reply. 

12 - 18 months came from land registry yourselves when I called up. Although I’ve called again today and they did say that this is generalised time frame and unlikely to be this long with expedited cases.

I’m aware that there are 2 pieces of work that need to be done before mine can be completed. However nobody is able to give me a time frame when this will be done. Without a time frame it’s looking like I’m going to have a pull out of the sale. 

Is there absolutely no way of getting this through quicker? Can the case worker push for the other work to be done? 

Thanks 

We do push but the ball is very much in the applicants court re timescales as until they reply we can’t proceed in each case. 

The conveyancer involved in the sale is better placed to push as appropriate as fellow conveyancing firm involved. Whether they can and will though is up to them. 

We will remind/chase after a set time only as that’s very much part of the registration process 

Sorry bit confused with this reply.

As far as I’m aware the lodging solicitors have responded to everything land reg has requested and the delay now lies with land reg? 

There’s ‘prior applications and other pieces of work ahead of mine that need to be done first apparently so what I’m asking is surely the caseworker will have a rough estimate when this work may be completed? 

Without been given a time frame from land reg I’m going to lose the house which seems completely ridiculous. 

Is it possible to get this escalated to a manager? 

Thanks 

There are a large number of prior applications pending against the seller’s title most of which have been submitted by a variety of conveyancers. You refer to just one but there are many.
There are 60+ applications pending and with priority ahead of your own expedited application. Your conveyancer has been advised (last week) re the current hold up
The conveyancer who lodged the application which appears to be the main blocker was contacted on the 19th July and we await their response. 

I totally understand the ridiculous nature of the situation re timescales involved but it looks as if we are very much up to date with this development but reliant on the conveyancers to resolve specific issues before all the plot sales can start to fall like dominoes. Unfortunately that can happen when applications are incomplete
As you have contacted us direct you can reply using that channel escalate matters but I’m afraid there will be nothing we can do at this stage as the conveyancers will need time to resolve matters. 

Sallybg

(on advice have moved this from a separate post if it's seen twice)
We bought our flat with a mortgage in 2016, with an old lease which then had only just over 80yrs left, knowing that new leases (not extensions)were being issued.

We signed our new lease a few days after moving in.

We are now trying to remortgage the flat in order to let it out and buy a house, and our conveyancer has discovered that we hold two titles to the flat, one for the old dates which was never merged/surrendered/killed off and that the mortgage charge is attached to the old title/lease dates (which now only has 76yrs on it but the lender has never queried (not sure how that would flag to them?)).

Added complication that we are trying to complete on new purchase in three weeks' time.

We've been advised that this existing mortgage should be moved to the new lease and that the Land Registry would assist with this.

This old mortgage will be paid off and the new one is with a different lender during the purchase process.

Is moving the existing mortgage to the new title the best thing to do?

Would the new lender automatically attach the new mortgage to the old or the new title?

How long is this likely to take?

I can't find any advice online so thank you in advance. 

Land_Registry

Sallybg said:

(on advice have moved this from a separate post if it's seen twice)
We bought our flat with a mortgage in 2016, with an old lease which then had only just over 80yrs left, knowing that new leases (not extensions)were being issued.

We signed our new lease a few days after moving in.

We are now trying to remortgage the flat in order to let it out and buy a house, and our conveyancer has discovered that we hold two titles to the flat, one for the old dates which was never merged/surrendered/killed off and that the mortgage charge is attached to the old title/lease dates (which now only has 76yrs on it but the lender has never queried (not sure how that would flag to them?)).

Added complication that we are trying to complete on new purchase in three weeks' time.

We've been advised that this existing mortgage should be moved to the new lease and that the Land Registry would assist with this.

This old mortgage will be paid off and the new one is with a different lender during the purchase process.

Is moving the existing mortgage to the new title the best thing to do?

Would the new lender automatically attach the new mortgage to the old or the new title?

How long is this likely to take?

I can't find any advice online so thank you in advance. 

It’s rarely what’s best but more what the lender wants/permits. 

The key is submitting the right application, down to the lender/conveyancer as to what’s right initially. 

Once submitted the conveyancer then needs to request expedition to give it a chance of being completed with8n such a short timeframe. Without expedition it will wait 4-5 months potentially. 

Everything then hinges on it being in order  

Sallybg

@Land_Registry thank you for the advice

With expedition what is the current approximate timings for merging/surrendering? And without expedition?