📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

When things hit rock bottom the only answer is to fight the way back up...

1186187189191192310

Comments

  • EssexHebridean
    EssexHebridean Posts: 24,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Things are so much better now I agree. Knowing things are sorted and paid for. No way I'd have been able to do the uniform etc without not paying the rent or something the way things were before.

    The kids still eat everything as they did. Everything in moderation they even eat sweets and of course what I bake :o

    Absolutely right - and so should you! Try not to make food your enemy - it's lovely stuff, really, you know this because you feed it to the kids - so try to remind yourself of that fact, too. :kisses3: Something to tackle with the counselling perhaps? (Personally I blame the diet industry for these demonisation of food - making things "bad", "naughty" or a "si(y)n" is such a negative, destructive way of encouraging people to look at anything. :-( )
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    I hate food. I hate my weight etc. But I'm never happy with it :o Ever! Being underweight/overweight/okay!

    I focus on feeding the kids well because I want to avoid them following my footsteps.

    I'm tired tonight so I've got all my jobs done rather than sitting on here :o and I'm going to have a shower and an early night. Hopefully with some sleep!

    Appointments to go to tomorrow for myself so the kids are off to my mums for the day. No expensive coffee will be had tomorrow though :p I guess that's a plus point of giving up :rotfl:

    Have washed and ironed everything for work/school and made sure we have everything (which we do) So that's a major thing ticked off the list.

    Me and exOH have been having arguments which I just feel like I'm banging my head on the wall :(
  • missymoo81
    missymoo81 Posts: 8,013 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I hope your appointments go well. Well done on doing all the ironing, I still need to do all of the children's for school. I think I'll probably quite enjoy it, I don't mind ironing small things!
  • jwil
    jwil Posts: 22,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope today goes ok. Grr to annoying exes!

    I'm going to iron all the uniform before little jwil starts, it's probably the only time it will ever be ironed :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Me and exOH have been having arguments which I just feel like I'm banging my head on the wall
    I'm really sorry to hear that. It can't be helping your mood. It can take a while to sort everything out especially where there are children involved but try not to let him get to you, (easier said than done. Believe me, I know!). You're doing so very well don't let him ruin your progress.
    Hope the day goes well.
    Have adventures. laugh a lot and always be kind.
  • Appointment went okay, a few disagreements on diet and weight and goals. A few disagreements on other things. However over all today I feel good :D
  • Debt 01/09/17

    Council Tax [STRIKE]£2092.71[/STRIKE] £1420 (£140 paid)
    Fine 1 [STRIKE]£1250[/STRIKE] £1025 (£25 paid)
    Fine 2 [STRIKE]£200[/STRIKE] £10 (£5 paid)
    Aunt £1000
    Mum [STRIKE]£87[/STRIKE] +[STRIKE]£340[/STRIKE] 300(£40 paid)
    Step Dad £1000
    Friend [STRIKE]£1379[/STRIKE] £1360

    Total [STRIKE]£7348.71[/STRIKE] £6115 (£1233.71 paid)


    Rent arrears [STRIKE]£3381.28[/STRIKE] £2945 (£436.28 paid)

    Debt + Rent [STRIKE]£10722.99[/STRIKE] £9060 (£1662.99 paid)
  • You are doing really well HI. That fine 2 is almost gone now.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • You are doing really well HI. That fine 2 is almost gone now.

    Thank you :D

    I'm so tempted to just pay it off today :o But I don't want to leave myself too short for next week :cool:
  • Hi lovely,

    You're doing fab and I like your September goals :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.