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When things hit rock bottom the only answer is to fight the way back up...
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So glad the kids have had a lovely day out at the museum HI.
Tomorrow is another day and hopefully whatever has annoyed you today will not continue to do so into another day
xx Mummytogirls x0 -
Morning Hidden. Hope you're feeling a bit better today.Have adventures. laugh a lot and always be kind.0
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Hope you are feeling better today
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hope you're feeling better today Hidden! Loads better to feel p*****d off and get the emotions out rather that internalise it all and stew! Have a good vent on here if you need to- you've got so many supporters all here to listen and help, or just be your cheerleaders!! XxLoan £13,339.81 (4.9%) Current End Date Dec 2020
CC1 £3496.00 (0% for another 20 months)
CC2 £2500 (0% for another 20 months)
Total: £19335.81:eek:0 -
Hopefully the day is a bit brighter today Hidden - take some time for yourself if you can to escape into a book or something. You can't be everything you need to for others if you don't look after your own "self" as well.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Yes hope you have a much better day.
Emptied my inbox, sorry!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Thank you.
We changed plans today, the weather is shocking! Plus my sisters coming over so we are going to bake cakes and make some anniversary cards for my mum.
If the weather clears we will go to the park and library.
Still will be a NSD.
The post brought an overpayment letter from Tax credits now the renewals done. Over £1000 :mad:
I don't want to add it to my debt and it go up 
Will see. 0 -
How on earth can they be saying they've overpaid you? Oh Hidden that's the very last thing you need isn't it - rotten fiends! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »How on earth can they be saying they've overpaid you? Oh Hidden that's the very last thing you need isn't it - rotten fiends!
I was expecting it really, His over time pushed us into the next income bracket by about £3 :cool: So even though I'd been updating it the overpayment was from the beginning of last year when he was still getting working tax
I don't know if I should just leave it in the background. I think they will take it from my new award anyway so I won't have to worry about repaying it etc, but then I guess I'm just lying to myself that the debt is less than it is :cool: It will make the debt go up to more than when I started totally wiping out what I've paid and some!0
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