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  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good to hear from you. Pleased booked a holiday and done some clearing. 
    Cherry makes perfect sense 👍
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,036 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad to hear you've got a nice hol to look forward to!👍 Celebrating American Mothers Day sounds like a great idea!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • How are you doing? 

    I haven't been around much, but hope you are ok XXX 
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How are you?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely to hear from you again.

    It's interesting to hear your experience with the wonder drug.

    Glad you had a nice break as well.

    It will be nice for you to see the back of nightmare client once and for all.

    Well done on your decluttering.  From my experience you see no progress at all for ages, then it seems to hit a tipping point and you can suddenly see that things are improving.  1k items gone is fantastic.

    I like your plan for the monthly bills in PBs, but paying for them directly if you can.  Well done on the win as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you are as well as you can be at the moment. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 13,369 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello INOD, it's lovely to hear from you! You seem to be making real progress which is fabulous, especially when you consider how much you have on your plate. I feel the first year after a bereavement is particularly hard, with anniversaries and everything.

    I would struggle with nausea too. I hope it wears off, but if not, can they give you something to counteract it?

    The cruise seems like a good break, I've done a mini-cruise to Amsterdam which we enjoyed but the food was horrendously expensive. I did enjoy being on the water, though (my parents met on a very similar trip so perhaps it's in the blood: they were the only ones not too seasick to make friends!)

    I feel for you with the nightmare client dragging on. Well done for standing up to them.

    Counselling can take ages to come through. I got some through work which started in a couple of weeks, but I'm still waiting to start the NHS specialist ones. I did have a possibility but turned it down as it would have been hard to get to and maybe someone nearer that surgery can use it. That fact it was suggested means the list is moving, though.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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