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A whole new world, for now
Comments
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Great that you got your invoice and the other piece of work out of the way.
I sympathise with you about your DH with his cold. I have a DS who's been off work since the end of last week with a stomach bug that's not getting better, but will he actually go to the doctor? No... and he is a nurse! :rotfl:
Can you treat yourself to an earlier night tonight as a reward for the ungodly hour last night? Easier said than done, of course.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Don’t men drive you mad if they’re ill.....martyr mode :rotfl: I could happily throttle dh when he is poorly - which thankfully isn’t often. Sorry to any menfolk out there for generalising....
Hope you get a better nights sleep tonight.January spends - £587.581 -
I hope DH gets better soon so that he's not keeping you awake with his noisy cold :eek:.
It's great that you've got some mini breaks to look forward to, I'm sure that helps to motivate you generally and you work so hard that you deserve a break.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Good news about the invoice being paid today. Sympathies re DH and the cold - hope he's feeling better today and that you get an early night and some sleep tonight.1
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Well done on the invoice. Hope OH's cold dries up and you get a decent night's sleep.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
I’m sure I posted yesterday but there’s nothing here. Invoice was paid and I lodged it yesterday as I had to go to the bank for a client anyway.
Through a friend of mine, the client has gained a bit of a windfall which is good. I will be picking up today after the dreaded hospital appointment.
If I get to see the consultant, all should be well. If it’s one of her team, less so.
DH’s cold is improving. He already had a day’s leave booked for yesterday before the cold kicked in so he got two pieces of work cleared for me.
Yesterday I was late at the client but had dinner there. It was stew which was just right for the weather we are having.
In other news, I got my mum’s insurance sorted. It was up £8 from last year but was still more than £60 less than the quote she was provided with.
And finally, good old ERNIE came through for me yesterday. Another £25 less ds’s 10% towards the flight or hotel costs. Right, I need to get motoring as I don’t want to be late for my appointment.
Today I am grateful for
An appointment not being cancelled, last year it was rescheduled 4 times
A win plus 10p on tcb competition
A good night’s sleepMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Hope that your appointment goes well.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I hope it's the consultant.
Would be great to get official backing for something that seems to work so well for you.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Good luck and hope you get to see the actual consultant.
Well done as well on the ERNIE win!
xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
It was the consultant. We have a cunning plan with key stages identified. She has put me on a new medication that will work with our agreed plan. It was weird hearing myself say that at long last, a diet wasn’t about weight loss but about feeling better. I must admit though that I have earmarked some smaller size clothing wants.
Yesterday I got a sb bonus confirmed, a pa survey and a few on yoursaypays. I also won a £2 voucher from my wee tv survey site. Holiday costs were heading in the right direction. However, Ryanair emailed to say they are pulling the flights we booked last week. The route finishes at the start of November. I’m really disappointed. DH is on the search for an alternative.
Yesterday I spent an extra half hour at the client. I cleared my desk, emptied the shredder and hoovered the floor. I will have an orderly environment to go into on Monday.
Today I am grateful for
A supported plan
A donation to my client
Finding a treat for dhMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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