We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A whole new world, for now
Comments
-
So, yesterday I wrote a post that I lost. I then ran out of time as I had my fasting bloods yesterday. I was annoyed as they refused to check my long term sugars though I now have an appointment for the Wednesday after Easter. This week I met a client for lunch yesterday where I ate carefully. Today I am working in Dublin and lunching with client and tomorrow I drive back to Dublin with dh for an overnight as we are both attending the same conference on Thursday. So there will be lots of meals out. I had intended to stop one med on Thursday but I will wait until the weekend as I think it best to do when I’m eating from home.
Re the client, I’m waiting to see the offer. The big difference would be that it would put me in control directly answerable only to the board. I know that the manager has been told this but there was no indication that he had taken this on board when I saw him yesterday.
On other news, the client I was working with yesterday afternoon has put me on a one day every two months retainer which adds to my guaranteed annual income. This is good news. The question is should I spend it getting administrative assistance as I’m so bad at that aspect. If I get a close family member, I don’t need employee insurance but doi want close family, other than dc, having that knowledge of my finances?
On other news, dh and I had a money talk. Having provided for my tax bill via premium bonds, I took all money bar £2k from my business account. Our emergency fund has been reinstated, my offset fund monthly contribution is increasing from £35 to £50 per month from next month, car insurance and rates bill will be paid in full over the next month and we are trying to decide between savings and mortgage ops with the balance. I may do one of the calculations on here to see what level of op would be needed to reduce the term by 6 months, etc.
Anyhow I need to get a wiggle on and make myself both presentable and corporate. Today I am grateful for
Being able to fit into a go to work outfit
New work with a lovely client
Good news about a friendMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
It sounds as though you are making great progress, both health-wise and financially. What a nice feeling, being able to fit into a good outfit for work!in_need_of_direction wrote: »Re the client, I’m waiting to see the offer. The big difference would be that it would put me in control directly answerable only to the board. I know that the manager has been told this but there was no indication that he had taken this on board when I saw him yesterday.
Enjoy your meals outI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
I definitely think the nightmare client requires careful thought.
You're being very organised with your finance which always gives peace of mind.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yesterday I went to my Dublin meeting and realised I was missing a paper when at the table. There was a lovely staff member beside me who bailed me out. Between this and thoughts of the meringue roulade I had consumed at lunchtime, things passed in a bit of a blur until I was leaving when the chair gave me a hug and said she was delighted to be working with me again. I fairly hop, skipped and jumped out of the place. I then visited two other clients just to keep my visibility with them and made it home around half seven. Today I have a meeting at 8.30, then one at 11 then home to pack for an overnight in Dublin with dh where we are both attending the same conference.
So, I need to get moving.
Today I am grateful for
In range blood sugars despite yesterday’s dessert
A bargain find of items that dd uses reduced from £9 to 49p
Feedback in the form of a hugMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
How lovely! The hug I mean.
Amazing how well that can work in a work context, though if it were made compulsory it would kill it and lead to lawsuits.
Meringue roulade...mmm! Too nice. And your body coped with it! :j
Have a good day, hope you get some down time amidst all that travel.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Lovely to get a hug:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Nothing better than a hug :TJanuary spends - £587.580
-
Cherryfudge wrote: »How lovely! The hug I mean.
Amazing how well that can work in a work context, though if it were made compulsory it would kill it and lead to lawsuits.
That made me laugh :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope that you have had a good day
xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great news on the concert tickets, bs, weight and hugs!:j
Hope you and Mr inod have a productive and informative time at the conference!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards