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A whole new world, for now
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Amazing progress on the blood sugar, you're doing really well and will reap the rewards of being much healthier
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Good luck with the meeting!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
Well done, you're showing admirable will power and determination.
Remember that you can have proper olive oil and full fat crème fraiche etc on the bsd. Looking forward to the next scores on the doors and hearing that you've been able to lower your meds.
Hope the meeting went well.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0421 -
So, no word from last night’s meeting. This worries me as those attending knew I was concerned. Still, I am meeting one of them on another matter today so will hear something then. It’s the lack of knowledge that I’m struggling with. However there’s nothing I can do about it.
Today bs continued to be in range though yesterday my eating was fairly ad hoc with bits and pieces being consumed.
Verbatim, thanks for the input but I don’t like putting olive oil or creme fraiche on salad. Oil on a salad completely icks me out. I am aware however that I have the weirdest tastes.
Yesterday I paid two bills and moved closer to paying my expenses. I also, possibly recklessly, overpaid just under £200 to the mortgage. I started with a tt, then saw that brought me within £20 of a move into the sixties. I realised that interest gets added this month so factored in what was the last interest payment and added that. My balance will go up at the end of March but will hopefully stay in the sixties.
I am going to that client this morning. The two shifts on today are both pleasant which helps. The toxic team are back at the weekend so I will do my best to avoid working then.
Today I am grateful for
Finding the right item for my office at a better price than the make do one I was considering
A mortgage in the 60s
This site that shows there are genuinely nice people aroundMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
just nipping on to say that this whole workthing was a storm in a teacup. i am both relieved and annoyed in equal measures,Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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That's great news if not a little annoying :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Great news on being in the 60's:j:j:j:j:j:jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
So glad the storm was only in a teacup, though annoyed on your behalf that they put you through so much stress for nothing.
Wey hey and hoorah to being down to the sixties! That must feel goodI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Looks like I spoke too soon. Am guttedMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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Ahhg sh*t. Are they worth the stress?
I didn't mean on salad (crème fraiche) but for cooking generally!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0421 -
Oh that's ridiculous, can you ditch them once and for all?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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