We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A whole new world, for now
Comments
-
I find social stuff exhausting and prefer to spread it out a bit."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
That meal out sounds dire. Maybe a word of feedback to the management might help them improve, though I think you have a million other things to be doing.
I hope this week goes as well as it can and after it you can breathe easy again. I'm sure better things will flow into the gap where TC was. Meanwhile hold your head high and flaunt the new haircut!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Oh INOD I so agree on the run of social engagements. Also, in one restaurant where I agreed to cover our friends portion of the bill for her birthday I ended up paying £40 and being gluten free I only had a portion of cauliflower :mad:in_need_of_direction wrote: »Well, the trip to the client and the laundry got done. I started to tackle our bedroom too. Some small progress there. I went to the concert. As usual, the sound quality was poor. Also to get parking, we went over early to get a meal that was neither cheap nor cheerful. I like my burger well done but this could have been used if the ice hockey played nearby ever runs out of a puck. They were out of pizza bases and apparently had also ran out of vinegar! One waiter asked if we would like our bill while we were waiting for our food.
So, while I’m in Dublin I intend to drop in a bag for repair that had the zip broken in transit on return from our last holiday. This will only work if it can be ready for Wednesday when I’m back down. It’s one of a set of three so fingers crossed that it can be fixed.
Is it just me or do other people also go weeks without social engagements and then have 2 or 3 in a row that leaves them feeling shattered?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720251 -
Agree on the social aspect.
Had DS's graduation & then my cousin was up from down south for the first time in nearly 4 years.
Then farewell lunch for a charity I am involved with.
Phew.
Luckily only have one Christmas night out & I am seriously thinking of cancelling due to cost. Bah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Long but productive day yesterday, I got home around 9. Both Dublin meetings were positive. However, I am now suffering with bowel spasm. As usual I failed to recognise the early symptoms so treatment only started last night.
A lovely client pushed the panic button yesterday so I need to make time for her. Tomorrow I am in Dublin for a meeting at ten then me and a friend are playing hookey and giving ourselves a wee skive off day when we are going to a massive craft fair. Apparently it’s too dear to shop at but we haven’t caught up in ages and just want to pockle.
Tonight I just want to curl up with the 4 legged fiend, watch holly then crash. Today I am grateful for
Event free travel yesterday
Babysteps
Finally hearing from ddMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Enjoy your day out, you deserve it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
-
Hope you are soon feeling better, INOD. Have fun at the craft event and catching up with your friend (you are so good at making time for people ). I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
Ouch to bowel spasms, hope you're better soon.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.981 -
Have a happy day tomorrow
Thought you said hocky at first:eek::rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I find social stuff exhausting and prefer to spread it out a bit.
Me too :eek:.Ouch to bowel spasms, hope you're better soon.
Ouch those are so painful
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards