What small DFW things will you do this week? w/c 20/02

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

determined_new_ms

Morning guys thought I'd kick us off as I'm just sitting here drinking coffee.

Cat I saw your post about interviews and wanted to say what I do to quell nerves - for me it works and I'm really good in interviews so maybe it will for you too. Before the interview I spend a few minutes visualising myself at the end of the interview, I'm happy, relaxed and pleased with how it went. I also get myself in a head space where I believe I am the right person for the interview, that the panel would be lucky if I accepted it. Finally when nerves were getting the better of me when I returned to job hunting after my year off I sat in the waiting room closed my eyes and did a 2 minute relaxation meditation. It always works for me and most interviews I have had I have been offered the position x

Yippee I have the day off and madam is at the cm's so I'm hoping to really make the most of my time and not just waste it online!

Things for today:

* flylady
* go for a jog - not sure if this'll happen as I still have a sore throat. Have been ill for weeks now so not run for 3 will make a decision and if I think it'll set me back I'll go for a swim and a sauna instead
* finally paint stain in kitchen & fill some cracks
* [STRIKE]go to the allotment[/STRIKE]
* plant some seeds
* do some master's prep
* [STRIKE]check banking& apply for coop bank acc again[/STRIKE] - has been a right palarva! But I have everything I need now
* [STRIKE]post ebay earrings back[/STRIKE] and pay in oh's cheque from old tax disk
* [STRIKE]return library books while in the village and for the first time in ages avoid library fines! [/STRIKE]
* [STRIKE]rubber chicken duties[/STRIKE] have put carcus along with veg scraps I've been saving in the freezer in the sc to make a stock for chicken soup mmmmm
* make hm pizza
*[STRIKE] make oh & madam's packed lunches[/STRIKE]

Ok I figure if I get on and do these instead of frittering my time away I'll still have several hours left to relax after I'm done :T

Possibly meeting up with my friend for a coffee but he may bail out with everything that's going on for him. I just want him to know I'm here for him if he needs me.

Ok better get cracking, have a good day guys x

DawnW

Morning all
Thanks for starting the thread DNMS - I am also sitting drinking coffee, but I have already turned the sofa bed back into a sofa, fed (my) dog and let him out, put a load of washing in the machine and had a nice cheap breakfast of porridge, HG poached quince and yogurt

CCL, if you were really that bad at interviews, you wouldn't have your current (two) jobs, would you? Good luck

Plans for today:
Sort out spare duvet and pillows currently on the floor much to dog's delight Done
Ebay parcels to post Done
Sales unit to sort out Done
Need to have a look at emails and see if any clue on when a couple of deliveries I am expecting today will appear Both arrived
Dogs to walk I done (by OH). I will walk him across to thhe post office to post a RM surveys item later. GS2 will take out his family's dog
Leftover chicken for main meal, need to think what to do with it - OH, GS2 and I today, but GS2 is going to stay with his older brother and his GF for a couple of days from this evening
Sort out and decide what to do with chicken stock cooked yesterday in slow cooker Made chicken and veg soup by blitzing leftover roasted veg in the stock, seasoning, and adding a bit of cut up chicken meat.GS2, OH and I had this for lunch with toast. There is enough chicken left for OH and I to have tonight.

GS2 is going to stay with his older brother and his GF for a couple of days, he rarely sees them as he is away at college most of the time. Gave GS2 £20 for food / spending while he is away, as his brother and his GF don't have much money to spare to keep him. I will speak to DS, who is away with work this week, about this :cool:

Anyway, we will only have their dog to contend with for a couple of days....

Do some housework, not sure what, plenty to choose from :eek:
Didn't really manage any to speak of
Had to go to the post office again this afternoon, as I had forgotten about the RM surveys item that needed to be posted Coincided it with the pm dog walk.
Prepared the rest of the RM surveys stuff for this week. I normally do this on Sundays, ready for the week ahead, but was caught up with all the family stuff that is going on and it slipped, hence my extra post office trip this afternoon!
Did some onepoll surveys, and got screened out of an Ipsos one, as usual... still, they give me 5 or 10 points each time they boot me out, and they mount up. And it isn't as if it takes up a lot of time :rotfl:

That will do to start off with!

carrielovesfanta

Morning folks,


Quick one as am starting work. Feel like a sack of poo today but (TMI) hormonally induced. Always get a day when I feel like I'm the stupidest most pathetic piece of dirt ever, but I know what's causing it so I mostly can ignore it!


Today's mission

• B/L/D from stores
• Roast chicken
• Buy milk and check for ys stuff
• Tidy round and put washing away
• Sort the chicken stock in the fridge
• Errands at lunch time - post ebay parcel, pick up vitamins
• Charge phone in worl
• Heating off as toasty warm today
• Crochet
• Free stretching video
• No alcohol

Have a good one all


clf x

determined_new_ms

aw carrie I can't have anyone talking smack about one of our girls! Dispense with this negative self talk. You are a fierce and mighty warrior, let's hear you roar! x

Treadingonplaymobil

Morning everyone!

It's a gorgeous sunny day here, which is cheering me up as I tackle a REALLY boring list of work stuff this morning while Child 3 is at preschool - which I just got the bill for, and it was £20 more than I'd calculated it would be. Sob. I thought it included half term week but actually it was for the month up until half term. At least it's only another 6 weeks or so of paying, then she'll get free hours.

Carrie I get that feeling too, and general rage at anyone who dares to talk to me. I've found agnus cactus helps me, but I have to remember to take it every day, and it takes a month or two to start to make a difference.

Pleased that I managed to list two cots (travel and wooden) and a running watch on ebay yesterday. Already have a tenner bid on the wooden cot, but hoping it will go for more!

Today's list:
- Go through bathroom supplies and check what we have multiples of.
- bake some biscuits for my client tomorrow so I don't end up getting expensive shop ones.
- attempt to rejig our menu plan/shopping list yet again to drop the price a little, as i've realised we need a couple of store cupboard things that I hadn't accounted for.
- Hang out a laundry on the line (as long as I actually put it on to wash in about the next five minutes, otherwise there won't be any point!)
- Make sure the heating is turned down a little here too, and open a window or two to get some air flowing.
- make DH's packed lunch.Already done!
- Eat sensibly, as part of my 'don't expand out of the clothes I already own' mission.
- Make sure that the £70 going into my business account today is appropriately divided up and accounted for, so i don't fool myself into thinking I have more available for March's budget than I actually do.

allydowd

Hi February Folks,

Hugs to everyone having dramatic lives right now.

Today is a day off. I plan to spend it on the sofa.

Debt Free-Nillionaire Continuity Plan Year Two:

* Checked online banking. I am solvent. This is positive.

* Checked Nectar points. £2.78; better than 1p. This is positive.

* Checked clubcard points. 56p. This is positive.

* Opened a new savings account, pays five times as much interest as my old account; a whole 0.25%! This is positive.

* Use Flubit to buy cheaper than on Amazon.

So, that's 5/5...my life is currently 100% positive. :rotfl:

#DodgyEquation

Baileys_Babe

Morning

DNMS Thank you for starting us off this morning.

I haven't managed to post recently but I have been reading along.

Today we are doing the chores before going off to take the children to gym training, this is a new to us gym, going to give it a try for 2 months to see how they get on. If it works out it will be better for me as they will be in the same session, so saving an hour hanging around The journey will also be quicker about 10 minutes each way, so I will have an extra hour 1 hour 20 minutes per Monday The new gym is 35% cheaper and as we now pay in a block I won't need to take my purse each week As you can see lots of advantages to the new gym lets hope the training suits my children, if it doesn't we will go back to our original gym.

This afternoon we are going to visit friends in Lancashire, looking forward to it but I am not confident about getting their without getting lost n:o I won't have satnav etc only a map printed from google, wish me luck getting their and home again.

CCL good luck for your interview today.

Today's list:
Turn off lights and appliances not in use
NSD
Set WM to run overnight
Take pack lunch for journey wish us
Dinner at friends
Check Ashleigh, FPL
RMS

angelpye

Morning all,

I am crackered after a rather hectic weekend and now gearing up for family visits.

Today:
* survey experiment - done
* wash bedding - in machine
* general spruce up of the house - in progress
* reconcile budget with bank balance
* pack an overnight bag for DD and I as visiting family
* buy a few bits as my offering for family visit
* buy body cream - expensive but my body reacts to any other cream and would rather not experiment and waste money plus lasts for ages


Right, best get to it...but perhaps a cup of tea first....

allydowd

News:

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Competition:

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Offer:

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carrielovesfanta

determined_new_ms wrote: »

aw carrie I can't have anyone talking smack about one of our girls! Dispense with this negative self talk. You are a fierce and mighty warrior, let's hear you roar! x

miaow



damn monthlies!


cheers DMNS!