📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Get a grip !

Options
1362363365367368476

Comments

  • Skint_yet_Again
    Skint_yet_Again Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 20 November 2021 at 11:37AM
    There have been 8 cases at work so I am glad I am not in the office too! 😱 I will do a LF test before I go to my friends today but I don’t think mine is Covid either. I haven’t coughed since yesterday and I think it was nasal drip which woke me up coughing. It’s gross, I suffer with it occasionally due to my thyroid problems affecting my nose & ears. My ears were blocking and popping a lot yesterday too. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Im fine, it was just cold weather i think. I hope you have a good day. I am marking then will rest as i am not going to exhaust myself any more. 
    Aiming for a minimal spend 2022
  • Hope you feel better soon.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 21 November 2021 at 6:55AM
    Had a relaxing day yesterday. Did quite a few of the things on my list. Descaled the kettle and cleaned the wooden bath panel with an old toothbrush and some hot soapy water to get into all the nooks and crannies where dust had gathered. 

    Went to my house moving friends and had a baileys with ice and a chat & catch up.
    Provided my meter readings online, we now have £236.27 credit which will help with the winter bills. Heating was off yesterday until the evening. We pay £95 direct debit monthly and November bill was £77.61

    I will also claim the working from home tax allowance in February to be backdated for this year, so I should get a lump sum tax refund in March pay, which should be another £62 to go towards the heating. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Forgot to mention I looked for Christmas cards etc in my stash but I only have one box of 10 cards so not enough! I will need to get more and a few “special” ones. Will write a list and go to card shop. Can also get 2nd class stamps and post early to save money. I have plenty of wrapping paper. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Well done on doing the descaling, doing meter readings and also seeing friend. I hope you are relaxed. It's great that you are in credit.  
    Aiming for a minimal spend 2022
  • It's great news you're ahead on bills and getting organised for Christmas.
    Drinks sounds wonderful and I'm tempted to see if they do a booze free version!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 21 November 2021 at 11:57PM
    Blue sky and sunshine today with a bitterly cold north wind 🥶 

    one load of washing line dried. 
    Oven shelves cleaned in a bag overnight and washed off today 
    went out with a friend & got 18 xmas cards £1.99 plus bought us a cup of tea each total £1.98. Walked to the shops and back. 
    Puppy dog is home later 🐶😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It was gorgeous and bright and v cold by me. I wore a hat and scarf to work!!! Glad puppy is home today she will have missed you soooo much.
    Aiming for a minimal spend 2022
  • I'm impressed by your line drying at this time of year- I've mostly given up! The weather forecast kept lying to me and everything kept getting rained on. Hope you've had some lovely puppy snuggles
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.