Get a grip !

savingwannabe

Im sorry that the massage lady couldn't make it but am v envious of the icecream. I am just waiting for some chicken to be roasted. It is horrible outside here too. Well done on tidying.

Skint_yet_Again

Forgot to mention I also got my car insurance renewal quote in the post today from my existing insurer. Its due on 19 December. It has gone up £8 which I thought was pretty good. I will spend tomorrow getting more quotes to see if I can get it cheaper elsewhere.

Skint_yet_Again

Have been decluttering the kitchen and decided to go to asda and get another 4 drawer storage for dog stuff which was £13 online. It was on roll back and only £10 in store I also got a lovely butterfly duvet set £12 for my second duvet. I have 2 thin ones so I can throw one off if I get too hot. Total spend £22 from annual bills/household fund.


Heating has been off all day, it was lovely and sunny this morning and 1 load of washing hung out is now on airers. The massage lady came at 3.30pm this afternoon and I feel all relaxed now and the heating has just come on. Lamb shank from list for dinner. DS & gf & dog back in morning.

savingwannabe

Well done on decluttering and buying storage and new duvet. The lamb shank sounds great. Im jealous! It's great that you had your massage. Sounds like a good Sunday to me.

[Deleted User]

That sounds like such a lovely Sunday, SkintyetAgain.

Skint_yet_Again

It was a lovely relaxing day on Sunday. Back to normality today :rotfl:

Worked this morning. Came home. Walked dog. All food from stores. Rained all day.

I have been trying to work out Xmas costs including petrol up north & should all be covered from Xmas savings account. Payday on Friday and have arranged with a friend to go out Friday afternoon & Saturday to do Xmas shopping plus lunch on Saturday. Roll on the weekend !

Kittikins

You sound very organised! Well done

Skint_yet_Again

Thanks Kittikins, I'm trying not to leave everything till the last minute and not overspend !!

Payday yesterday :j will post my budget later. I managed to resist a bacon roll & chocolate bar at work & took porridge, banana & yoghurt saving £3.20. Went to aldi for week 1 shopping, came to just over £27. I also got 2x 24 Pepsi max £4.99 each on offer at lidl which should last me a month including Xmas.

Total £36.98 / £150. I have increased the food budget this month to cover some nice treats. I will be up north for Xmas but home for new year.

Set off walking to a friends house to go out for the afternoon but she messaged to say she wasn't ready so I went to the local chip shop and sat by the pond in the lovely warm sun eating my chips Just as I finished my chips my friend rang to say she was ready and she picked me up in the car.

I got lots of stocking filler chocs in the range 2 for £1. Also a his & hers tartan reindeer Xmas tree dec. We then went to b&m for more goodies. Today we are going to the local shopping high street and hopefully I will finish off the stocking shopping for DS & his gf. The rest of their gift will be money.

Skint_yet_Again

Monthly Income Details
Monthly income after tax...... 1138.14
Other income.......................... 190 bills money from DS & gf
Total monthly income......... 1328.14
Total monthly outgoings .... 1317.10


Monthly Expense Details
Mortgage................................ 227.4
Council tax............................. 148
Gas..................................... 80 & electric
Water rates............................. 47.8
Mobile phone............................ 7.49
TV Licence.............................. 12.37
Satellite/Cable TV.................... 50.5 & internet/landline
Groceries etc. ......................... 150
Petrol/diesel........................... 100
Car maintenance (including MOT).. 30
Presents (birthday, christmas etc)..50
Entertainment........................... 80
Emergency fund....................... 0
union................................... 8.54
dog food................................ 15
Annual insurances/bills......... 100 & clothes / hair
Physio Massage................... 0 starts again jan


0% credit card £50
0% car loan £160

Skint_yet_Again

Had a good day yesterday. I walked the dog then went shopping with a friend. We went to wetherspoons for breakfast I had a bacon butty & tea £3.35. Got some good Xmas stocking bargains including super drug Lynx ice chill-Anthony Joshua shower gel 99p for DS & imperial leather love hearts shower gel for DS's gf 98p. Remember love hearts sweets
I also got a tub of celebrations in tesco £3.50.

DS & gf took puppy dog to the forest in the afternoon then they both went to work in the evening. Me & the dog were flaked out on the sofa

I have been offered a new phone as another friend has upgraded. She wants £25 which is cheap so I am going to treat myself.