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Get a grip !
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I have just realised in 2 weeks it is 1 December !!
This is :j as it will mean I have paid another loan payment leaving 1 payment left in January.
It is also :eek: as I have not done any Christmas prep or bought any presents :eek:
I must sort out a present list in the next week. I have money set aside in the savings account for this.
Yesterday I walked the dog, put washing out on the line as it was blue sky & blowy, then went out with a friend. We went to local shopping which is mainly "cheap" shops & charity shops. I got a lovely TU jumper in PDSA for £3.49. Didn't look like it had been worn & smelt nice which is always a bonusplus it meant supporting the animals
Got lots of bits & pieces in £ land, including new insoles for my everyday boots, toothpaste - we use the standup tubes cost more than double elsewhere), black socks 5 pack £3. Then we went in a local pub & had lunch. I had chilli & rice £5.
Withdrew £10 cash as I need £5 for my bosses Xmas pressie. We are all contributing so there will be £40 for her. We are not doing secret santa thank goodness ! We are just going to the pub for team lunch and I have already paid that £10.95 for 2 courses.
Today I need to walk the dog later, scrub the patio with disinfectant as it's going green in places, and hoover the dog room. Also hope to get another load of washing line dried, will see what the weather is like later.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Oooh, Secret Santa, I said I'd set that up at school this year, but haven't done anything about it yet....
Hello!! I've been MIA for ages, I forgot my password and had trouble getting a new one, so gave up for a while and had been reading bits using the 'new' set up rather than keep on struggling.
Things are GREAT with meKW and I are engaged!! *swoon*
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You made the right decision in not paying it off early. This is much more relaxed. I have ordered some craft project things and they are being made i hope. Work has been too mad to even think about christmas. Lol.
Great news on your bargain jumper and shopping. We have a secret Santa and I have a nice person this year. Sounds like your goingvto be v busy today. Have a good one.Aiming for a minimal spend 20220 -
Hi Kittikins such marvellous exciting news :j :beer: :T
How exciting a wedding to look forward to, SW are you going to buy a hat
In other more boring news... DS & gf have paid their "rent" (half bills) and so I have paid off £50 from 0% credit card. Have updated signature. The black ankle socks (with little hearts on) I bought in £ shop are great quality. Not actually £1, they were £3 for 5 pairs but cheaper than all others I looked at. Will see how they wash & may go back for more. It's time to get rid of ones with holes & ones where elastic has perished
Bought DS a pair of Xmas socks today in tesco, feel so much better now my Xmas shopping is started :rotfl:0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Hat shopping as we speak!!!!!:beer::beer: What colour are you going to wear on day of wedding as we are not allowed to clash:rotfl:!!!!!!!!!
Hurrah for value socks. I stocked up last year for a few years. I need new pyjamas either in a sale or on fleabay after Christmas! Well done on starting xmas shopping. I have ordered some craft things from Andrew's mum's friend for presents and done nothing else.Aiming for a minimal spend 20220 -
Well, I won't be in pure white, so the more colourful the better, you won't clash!!
My ring came back from the jeweller's today, it's sparkly and gorgeous0 -
It's very cold today and dark by 3.30 ! I went to aldi on the way home from work and spent £10.14 including 4 Chinese pork steaks 50% off. I should have enough food to last till payday. Then took the dog out for a run after her ball.
I have my physio/massage on my neck, shoulders & face on Saturday which I am really looking forward to and have budgeted £20 for. Roll on the weekend0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Finally it's the weekend. :j it's been a very long week.
Walked the dog on the common yesterday afternoon which blew away the cobwebs ! Made fajitas for tea. DS & gf have taken puppy dog to DS gf parents for weekend, so I have a rest from dog walking.
Meal plan from stores until payday.
Breakfast - porridge
Lunch - 29p curry noodles, home made soup
Dinners
Oven fish & chips
Lamb shank with leftover frozen roast potatoes, parsnip, butternut squash & veg
Faggots, jacket potatoes, peas
Cajun chicken tray bake with peppers &mushrooms & courgettes
Chinese pork steaks & stir fry veg & rice
Fish pie & veg
Chicken curry & rice
I got a box of 6 faggots for £1 so that will do 3 meals. I just have to saw 2 off at a time with my "cut through anything" serated knife and then hit it with my rolling pin whilst overhanging the chopping board to break 2 off lol0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
I hope the massage went well. The ideas for next week's food sound lovely. I am envious of all of the walking you are doing. One month till Christmas I cannot wait.Aiming for a minimal spend 20220
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Massage was cancelled :(the therapist text me to say she had been ill all night and didn't want to pass it on.
This means that I have £20 extra left over this month, so I went to co-op and treated myself to 4 x magnum ice creams on offer £2. Got a bag of carrots for the dog next week 39p & blackbean sauce 80p which I am having tonight for dinner. I have a chicken breast from the freezer and a pepper, so will use the blackbean sauce instead of curry sauce.
I have been pottering around all day as its been raining and too wet to do a wash. I tidied the boot shelf in the hall and hoovered up dried mud. I used some of DS's gf vanish spray on a coffee stain on the hall carpet and decluttered the bathroom cabinet. The rest of the time I have been [STRIKE]lounging around [/STRIKE]resting and watching TV.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
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