Get a grip !

Skint_yet_Again

Wish I was retiring too bln. I'm only 51 but feel like 81 ! Another grey but dry windy day. 1 load washing dried on line. If it stays dry tomorrow will hopefully get last load of towels dry.

Walked the dog in winter coat with fleece hood up & furry lined coat hood up, wellies, scarf & waterproof thermal gloves, was warm & toasty apart from my thighs. Wonder if I can get thermal trousers ??

Payday tomorrow :T

NSD today :T

Have had an early tea of aldee pizza & garlic bread. Will need to go shopping tomorrow

savingwannabe

Hurrah for payday and a hot meal that sounds great. Im having a pie and veg.

Skint_yet_Again

Its payday :j I had £3.65 left in my account !


Here's my budget for November


Household Information[/b]
Number of adults in household........... 1
Number of children in household.........
Number of cars owned.................... 1


Monthly Income Details
Monthly income after tax................ 1138.34
Other income............................ 190 bills money DS & gf
Total monthly income.................... 1328.34


Monthly Expense Details
Mortgage................................ 227.4
Council tax............................. 148
Gas..................................... 80 & electric
Water rates............................. 47.8
Mobile phone............................ 7.49
TV Licence.............................. 12.37
Satellite/Cable TV.................... 50.5 & internet/landline
Groceries etc. ......................... 100
Petrol/diesel........................... 40
Car maintenance (including MOT).. 30
Presents (birthday, christmas etc)..50
Entertainment........................... 50
Emergency fund....................... 100
union................................... 8.54
dog food................................ 15
Annual insurances/bills......... 100 & clothes / hair
Total monthly expenses.......... 1067.1[/b]



Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 0........(227.4)....0
Total secured & HP debts...... 0.........-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
0% credit card.................0.........50........0
car loan.......................0.........160.......0
Total unsecured debts..........0.........210.......-

Monthly Budget Summary

Total monthly income.................... 1,328.34
Expenses (including HP & secured debts). 1,067.1
Available for debt repayments........... 261.24
Monthly UNsecured debt repayments....... 210
Amount left after debt repayments....... 51.24



Neck physio/massage ............................£20
Amount left £31.24

Created using the SOA calculator at www.LemonFool.co.uk.
Reproduced on Moneysavingexpert with permission, using other browser.[/font]

Skint_yet_Again

I went shopping to aldi after work and managed to get some reduced to clear items with 50% off. 600g chicken breast £2.25, Spanish chicken £1.00, beef stroganoff £1.39, mushrooms 40p.

Total spend £25.65 / £100.

Meal plan

breakfast - porridge, yoghurt, banana (work days)
weekend - egg on toast or beans on toast or cheese on toast

lunch - home made soup, jacket potato, curry noodles.

Dinners -
chicken tikka - weekend instead of takeaway
spicy chicken wings, wedges & sweetcorn - weekend instead of takeaway
Cajun chicken, chips & roasted veg (courgettes/ peppers/ mushrooms/ onions)
fish pie & veg (carrots/peas)
beef stroganoff - ready meal
Spanish chicken & potatoes - ready meal
chicken & veg stir fry & noodles


Have just realised I missed off £20 physio/massage for my neck / shoulders from my budget but there is £51.24 leftover so there is enough to cover it.

savingwannabe

Hurrah for bargain food. Your meal prep is great I am going to try to eat different things and finish off what's in my freezer and fridge.

Skint_yet_Again

When I took puppy dog to the park earlier this week she played for ages with another dog which had a big orange squeaky ball. I was chatting with the owner of the other dog who said the ball was from asda £1. After work today I went to asda and bought dettol anti-bac spray (good for getting rid of doggy smells!) on offer 50p off and got the same squeaky ball £1

Have just got back from the park where puppy dog loved chasing the new orange squeaky ball & then another young dog came over and they played together for ages had a lovely chat with the other dogs owner.

Puppy dog is now cuddled up snoring on the sofa. :rotfl:

savingwannabe

Hurrah for new toy at such a good price. I don't know how you can walk so much. It is certainly keeping you fit. Have a lovely weekend.

Skint_yet_Again

Couldn't sleep due to wind and rain battering the bedroom window. Fed the dog at 6am then decided to go to GP drop in and get my flu jab at 8am. The winds are 70mph and my little car was shaking in the wind :eek: thankfully not many other cars around and I was first one in Drs. The rain stopped as I arrived and started again just as I left

Got a McD breakfast at drive-thru on way home. Will pay for out of entertainment budget.

Will need to walk dog soon. She's asleep in her chair at the moment, hoping the rain will ease soon !

savingwannabe

Hello it is very stormy here. I am not going out at all. I don't know where to suggest you go as it is vvv windy outside it is a bit too dangerous I think for walking.

I hope it calms down a bit. I think you should eat happy food and watch telly and rest after flu jab.:j

Skint_yet_Again

The rain eased about 10am so we walked round the corner to the park and puppy dog had a run around after her ball. I didn't do much walking, just there and back again

I wore all my waterproof gear thankfully as it started raining on the way back and has been on and off all day. When it eased up this afternoon I popped round to a friends house in the next road and she has been plying me with baileys all afternoon :rotfl:

DS & gf have walked dog & just shared some chicken & bacon lattice they bought for tea. Free food & free booze need a snooze now lol